LEVEL 4 CONSULTING
ActiveLEVEL 4 CONSULTING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €18k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-22
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 5.34 against 4.68 in 2024), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
10.5%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-01-2026, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
81 d late
2024
55 d late
2023
61 d late
2022
59 d late
2021
53 d late
2020
29 d late
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▼ 2.2%
2024 · €142k
2019: €152k
2020: €169k
2021: €164k
2022: €154k
2023: €144k
2024: €142k
2019 → 2025
Total assets
€170k▼ 7.6%
2024 · €184k
2019: €186k
2020: €233k
2021: €257k
2022: €218k
2023: €193k
2024: €184k
2019 → 2025
Net result
€18k▼ 26.9%
2024 · €24k
2019: €44k
2020: €42k
2021: €7k
2022: €24k
2023: €15k
2024: €24k
2019 → 2025
Working capital
€132k▲ 0.1%
2024 · €132k
2019: €15k
2020: €198k
2021: €183k
2022: €144k
2023: €135k
2024: €132k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€154k▼ 5.6%€144k▼ 6.8%€142k▼ 1.0%€139k▼ 2.2%
Operating result€10k-€3k▼ 70.8%€23k▲ 668%€35k▲ 51.6%€24k▼ 29.4%
Net result€7k-€24k▲ 250%€15k▼ 35.8%€24k▲ 59.7%€18k▼ 26.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€7k▼ 55.2%
Current assets
€163k▼ 3.2%
Equity and liabilities €170k
Equity
€139k▼ 2.2%
Debt
€30k▼ 26.3%
The debt ratio falls from 22.5% to 17.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€33k▼
2024 · €43k
Cash flow
€26k▼
2024 · €33k
Solvency
82.1%▲
2024 · 77.5%
Current ratio
5.34▲
2024 · 4.68
Quick ratio
5.34▲
2024 · 4.68
Debt / equity
0.22▼
2024 · 0.29
ROE
12.8%▼
2024 · 17.1%
ROA
10.5%▼
2024 · 13.3%
Interest coverage
98.63▼
2024 · 110.06
Debt
€30k▼
2024 · €41k
Debt ≤ 1 year
€30k▼
2024 · €36k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€170k▼
Fixed assets21/28€16k€7k▼
Tangible fixed assets22/27€15k€7k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€14k€6k▼
Financial fixed assets28€220€220=
Current assets29/58€168k€163k▼
Amounts receivable within one year40/41€53k€48k▼
Trade receivables40€52k€45k▼
Other amounts receivable41€1k€3k▲
Current investments50/53€85k€95k▲
Cash at bank and in hand54/58€28k€18k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€184k€170k▼
Equity10/15€142k€139k▼
Contributions10/11€12k€12k=
Reserves13€129k€127k▼
Distributable reserves133€129k€127k▼
Profit (loss) carried forward14€987-
Amounts payable17/49€41k€30k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€36k€30k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€948€2k▲
Suppliers440/4€948€2k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€26k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€987€684▼
Gross operating margin9900€44k€34k▼
Operating profit (loss)9901€35k€24k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€389€335▼
Recurring financial charges65€389€335▼
Profit (loss) for the period before taxes9903€36k€27k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€24k€18k▼
Profit (loss) for the period to be appropriated9905€24k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€19k▼
Profit (loss) brought forward from the previous period14P€2k€987▼
Transfer from equity791/2€25k€20k▼
Transfer to equity691/2€24k€18k▼
To other reserves6921€24k€18k▼
Profit to be distributed694/7€26k€21k▼
Return on contributions (dividend)694€26k€21k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 81 days late
2024
25-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
31-03
Financial
Weakest financial yearnet €7k ▼83.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
31-03
Financial
Liquidity times 5current ratio 7.04
Current ratio from 1.42 to 7.04; short-term debt falls from €35k to €33k.
2019
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2016
26-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
GOEMAN Jurgen
CurrentDirector · since 12-02-2024
12-02-2024
Resigned as Director
12-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Halle · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Elisabethlaan 391500 HalleGround area
1,988 m²
Building footprint
728 m²
Volume, LiDAR
1,367 m³
2 parcels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Kleutersbaan 7, 1501 Halle
since 20062.197.028.620
Koningin Elisabethlaan 39, 1500 Halle
since 20242.367.361.709
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412I0368/00A000 | Flanders | 1,669 m² | 1 · 656 m² | 5.9 m |
| 23013B0110/00H004 | Flanders | 319 m² | 1 · 72 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 271 EUR awarded · 271 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 63 EUR | 63 EUR |
| 2023 | 1 | 32 EUR | 32 EUR |
| 2022 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Economax
BE 0437.343.603
Beersel · Eq €139k
VORM
BE 0781.948.969
Lievegem · Eq €139k
DEFISCO
BE 0428.419.108
Liedekerke · Eq €139k
A C C O F I S K A
BE 0861.619.029
Lennik · Eq €139k
SEFISCA
BE 0680.670.081
Overijse · Eq €139k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 6,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2006
Fiscal year end31-03
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.