PRO-AC
ActiveSummary
PRO-AC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103k and a net result of €-7k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability21▼-10
Solvency95▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.69 against 2.82 in 2023; short-term debt: 13% and cash: 4% of total assets), and 30.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.9%
Return on assets
-4.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
2022
29 d late
2021
31 d late
2020
47 d late
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, micro schema
Equity
€103k▼ 6.9%
2023 · €111k
Total assets
€147k▼ 21.2%
2023 · €187k
Net result
€-7k
2023 · €4k
Working capital
€90k▼ 3.5%
2023 · €93k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€33k▲ 43.2%€53k▲ 57.2%€32k▼ 39.3%€54k▲ 69.7%€50k▼ 8.7%
Net result€22k▲ 70.1%€35k▲ 61.3%€23k▼ 36.0%€4k▼ 83.2%€-7k
Equity€96k▲ 17.6%€107k▲ 10.8%€128k▲ 19.8%€111k▼ 13.5%€103k▼ 6.9%
Total assets€176k▼ 2.7%€188k▲ 6.6%€200k▲ 6.6%€187k▼ 6.4%€147k▼ 21.2%
Debt€80k▼ 19.5%€81k▲ 1.5%€72k▼ 10.8%€77k▲ 6.0%€44k▼ 42.0%
Working capital€64k▲ 26.5%€76k▲ 19.1%€104k▲ 35.8%€93k▼ 10.6%€90k▼ 3.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147k
Fixed assets
€39k ▼ 10.7%
Current assets
€109k ▼ 24.4%
Equity and liabilities €147k
Equity
€103k ▼ 6.9%
Debt
€44k ▼ 42.0%
Debt's share of the balance-sheet total falls from 40.9% to 30.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€56k▼
2023 · €60k
Cash flow
€-693▼
2023 · €10k
Current ratio
5.69▲
2023 · 2.82
Debt to equity
0.43▼
2023 · 0.69
ROE
-6.5%▼
2023 · 3.4%
ROA
-4.6%▼
2023 · 2.0%
Interest coverage
0.94▼
2023 · 1.20
Debt ≤ 1 year
€19k▼
2023 · €51k
Debt > 1 year
€25k=
2023 · €25k
Income taxes
€456▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €6k | €6k | €6k | €6k | ▼ 3.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €-989 | - |
| Other operating charges640/8 | - | €4k | €4k | €2k | €4k | ▲ 95.4% |
| Gross operating margin9900 | €47k | €63k | €42k | €63k | €59k | ▼ 6.4% |
| Operating profit (loss)9901 | €33k | €53k | €32k | €54k | €50k | ▼ 8.7% |
| Financial income75/76B | - | €2k | €2k | €3k | €3k | ▲ 34.0% |
| Recurring financial income75 | €2k | €2k | €2k | €3k | €3k | ▲ 34.0% |
| Financial charges65/66B | - | €4k | €1k | €50k | €59k | ▲ 18.0% |
| Recurring financial charges65 | €3k | €4k | €1k | €50k | €59k | ▲ 18.0% |
| Profit (loss) for the period before taxes9903 | €32k | €51k | €33k | €7k | €-6k | ▼ 195% |
| Income taxes67/77 | €10k | €15k | €10k | €3k | €456 | ▼ 83.8% |
| Profit (loss) for the period9904 | €22k | €35k | €23k | €4k | €-7k | ▼ 277% |
| Profit (loss) for the period to be appropriated9905 | €22k | €35k | €23k | €4k | €-7k | ▼ 277% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €176k | €188k | €200k | €187k | €147k | ▼ 21.2% |
| Fixed assets21/28 | €62k | €56k | €50k | €43k | €39k | ▼ 10.7% |
| Tangible fixed assets22/27 | €62k | €56k | €50k | €43k | €39k | ▼ 10.7% |
| Land and buildings22 | - | €51k | €46k | €41k | €36k | ▼ 12.7% |
| Furniture and vehicles24 | - | €4k | €3k | €2k | €3k | ▲ 25.7% |
| Current assets29/58 | €114k | €132k | €150k | €144k | €109k | ▼ 24.4% |
| Amounts receivable after more than one year29 | - | €60k | €60k | €60k | €20k | ▼ 66.7% |
| Other amounts receivable291 | - | €60k | €60k | €60k | €20k | ▼ 66.7% |
| Amounts receivable within one year40/41 | €39k | €36k | €32k | €44k | €29k | ▼ 34.4% |
| Trade receivables40 | - | €25k | €21k | €17k | €24k | ▲ 42.6% |
| Other amounts receivable41 | - | €11k | €11k | €27k | €5k | ▼ 82.8% |
| Current investments50/53 | €8k | €30k | €49k | €30k | €50k | ▲ 66.6% |
| Cash at bank and in hand54/58 | €7k | €5k | €6k | €7k | €6k | ▼ 12.6% |
| Deferred charges and accrued income490/1 | - | €1k | €4k | €3k | €4k | ▲ 25.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €176k | €188k | €200k | €187k | €147k | ▼ 21.2% |
| Equity10/15 | €96k | €107k | €128k | €111k | €103k | ▼ 6.9% |
| Contributions10/11 | - | €20k | €20k | €22k | €22k | = |
| Reserves13 | €62k | €82k | €102k | €80k | €80k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €80k | €100k | €80k | €80k | = |
| Profit (loss) carried forward14 | €14k | €5k | €6k | €9k | €931 | ▼ 89.1% |
| Amounts payable17/49 | €80k | €81k | €72k | €77k | €44k | ▼ 42.0% |
| Amounts payable after more than one year17 | €29k | €25k | €25k | €25k | €25k | = |
| Financial debts170/4 | - | €25k | €25k | €25k | €25k | = |
| Amounts payable within one year42/48 | €50k | €55k | €47k | €51k | €19k | ▼ 62.5% |
| Current portion of amounts payable after more than one year42 | - | €4k | - | - | - | - |
| Trade debts44 | €4k | €3k | €4k | €3k | €4k | ▲ 37.6% |
| Suppliers440/4 | - | €3k | €4k | €3k | €4k | ▲ 37.6% |
| Advances received on contracts in progress46 | - | - | - | - | €206 | - |
| Taxes, remuneration and social security45 | - | €37k | €41k | €27k | €14k | ▼ 46.1% |
| Taxes450/3 | - | €37k | €41k | €27k | €14k | ▼ 46.1% |
| Other amounts payable47/48 | - | €11k | €2k | €22k | €966 | ▼ 95.6% |
| Accrued charges and deferred income492/3 | - | €561 | €568 | €568 | €272 | ▼ 52.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €35k | €23k | €4k | €-7k | ▼ 277% |
| + Depreciation and write-downs630 | €11k | €6k | €6k | €6k | €6k | ▼ 3.6% |
| Operating cash flow (approximation) | €33k | €42k | €29k | €10k | €-693 | ▼ 107% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-1k | - |
| Change in cash | - | €-2k | €1k | €850 | €-839 | ▼ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.69
Current ratio from 2.82 to 5.69; short-term debt falls from €51k to €19k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €35k ▲61.3%
Net result €35k, the highest in the series.
31-12
Financial
Equity above €100kEq €107k ▲10.8%
4 profitable years in a row build equity to €107k.
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.63 to 1.87; short-term debt falls from €98k to €58k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Show earlier events
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2004
Ground area
710 m²
Building footprint
97 m²
Volume, LiDAR
742 m³
Parcel 23082D0125/00L003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRO-AC
since 20042.186.640.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082D0125/00L003 | Flanders | 710 m² | 1 · 97 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900V74KXR73J74I06
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-2004
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.