Equity
€47,213 ▲ 37.4%
CREATIV PRIM has made a profit in every financial year since 2022.
CREATIV PRIM
Lifetime
4 annual accounts with figures on one time axispeak €352,529 (2024)
€129,636▼ 63.2%
peak €35,852 (2025)
€35,852▲ 7.2%
peak €47,213 (2025)
€47,213▲ 37.4%
€95,424▼ 54.5%
Board1 name since 2021
1 directorARAM Gheorghe
Documentsfilings and deeds
01-04-20261 day late
2025micro format
Bankruptcy reversal 18-09Bankruptcy published 10-06Turnover from €352,529 to €129,636Gross margin from €40,474 to €52,019Equity from €34,361 to €47,213Debts from €209,812 to €95,424
Key points
from the 2025 annual accountsTurnover
€129,636 ▼ 63.2%
Turnover fell in 2025 from €352,529 to €129,636.
Payment terms
225 days to suppliers
CREATIV PRIM pays its suppliers 18 days later than in 2024. Customers pay 22 days earlier.
Filings
4 annual accounts 3 late
The 2023 accounts came latest: 18 days after the end of the period.
At the same address
955 companies
Position in the sector
€35,852
Higher net result than 81% of companies in construction of buildings. Sector median €8,554 · 9,452 companies.
Checked score
37
Weak
Financially stronger than 48% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.6%
01-2025: 5.6%● unchanged vs 12-2024
02-2025: 5.8%▲ +0.2 percentage points vs 01-2025
03-2025: 5.9%▲ +0.1 percentage points vs 02-2025
04-2025: 6.5%▲ +0.6 percentage points vs 03-2025
05-2025: 4.2%▼ -2.3 percentage points vs 04-2025lowest value
06-2025: 4.2%● unchanged vs 05-2025lowest value
10-2025: 4.3%
11-2025: 4.6%▲ +0.3 percentage points vs 10-2025
12-2025: 4.7%▲ +0.1 percentage points vs 11-2025
01-2026: 4.9%▲ +0.2 percentage points vs 12-2025
02-2026: 4.9%● unchanged vs 01-2026
03-2026: 9.1%▲ +4.2 percentage points vs 02-2026
04-2026: 10.4%▲ +1.3 percentage points vs 03-2026highest value
05-2026: 6.8%▼ -3.6 percentage points vs 04-2026
06-2026: 6.5%▼ -0.3 percentage points vs 05-2026
07-2026: 6.2%▼ -0.3 percentage points vs 06-2026
08-2026: 5.9%▼ -0.3 percentage points vs 07-2026
09-2026: 6.0%▲ +0.1 percentage points vs 08-2026
10-2026: 6.2%▲ +0.2 percentage points vs 09-2026
11-2026: 6.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2021
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: turnover €129,636, total assets €142,637
Ex-officio strike-off in the KBO
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 40% of them on solvency, 18% on liquidity, 91% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-08-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as CREATIV PRIM has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CREATIV PRIM itself is higher: 6.2% within 12 months. It rests on far more data about CREATIV PRIM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for CREATIV PRIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.47 (1.14 in 2024), below the usual 1.5. Short-term debt is 66.9% and cash 6.3% of total assets. 66.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
raises riskneutral
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 01-04-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
1 day late
2024
on the day
2023
18 days late
2022
4 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 6 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 31-08-2026 is due by 31-03-2027. Nothing is late today. The company usually files around 3 April (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
31-08-2026 year end10-11-2026 today31-03-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0766859333
Address struck
KBO administration
Bankruptcy reversal
Enterprise Court of Brussels · judgment of 09-09-2025 · Bankruptcy
Bankruptcy published
Enterprise Court of Brussels · judgment of 27-05-2025 · Bankruptcy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CREATIV PRIM | €129,636 | 31.9% | 33.1% | - |
| MG INOVATION Beersel | €264,218 | 4.3% | 84.1% | - |
| D&V PROJECT Kortenberg | - | - | 78.0% | - |
| A.L.B. CONCEPT Leuven | - | - | 14.1% | - |
| FAST BET ONE Anderlecht | - | - | 64.6% | - |
| VS Construct Brakel | - | - | 87.8% | - |
| Bouwwerken Ditro Heist-op-den-Berg | - | - | 51.8% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CREATIV PRIM: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €135,000 and €139,000, founded in 2021.
Official details
Source: KBO- Status
- Active since 19-04-2021Normal situation
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.316.637.637since 19-04-2021
- Financial year end
- 31 August
- Peppol
- Reachable since 10-10-2026
Insights on CREATIV PRIM
CREATIV PRIM has existed since 2021. Turnover fell from €352,529 in 2024 to €129,636 in 2025.
Solvency rose in 2025 from 14.1% to 33.1% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CREATIV PRIM
- What is the company number of CREATIV PRIM?
- The company number of CREATIV PRIM is 0766.859.333. The VAT number is the same number with BE in front: BE 0766.859.333.
- What does CREATIV PRIM do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CREATIV PRIM?
- CREATIV PRIM is a private limited company (BV).
- When was CREATIV PRIM founded?
- CREATIV PRIM was founded on 19-04-2021.
- Is CREATIV PRIM still active?
- Yes, CREATIV PRIM is an active enterprise in the KBO register.Company details
- How many employees does CREATIV PRIM have?
- CREATIV PRIM had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CREATIV PRIM?
- The turnover of CREATIV PRIM was €129,636 in financial year 2025, according to the filed annual accounts.
- Is CREATIV PRIM profitable?
- In financial year 2025, CREATIV PRIM made a profit of €35,852.
- Where can I find the annual accounts of CREATIV PRIM?
- CREATIV PRIM filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREATIV PRIM due?
- CREATIV PRIM must file the annual accounts for financial year 2026 by 31-03-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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