CREATIV PRIM
ActiveThe file of CREATIV PRIM contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 5.3% (elevated). The 2025 annual accounts show equity of €47k and a net result of €36k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 7500 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+21
Solvency58▲+19
Growth59▼-26
Track record71
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.47 against 1.14 in 2024; short-term debt: 66.9% and cash: 6.3% of total assets), and 66.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
25.1%
Age of the figures
13 mo
neutral · Filed after the deadline
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 01-04-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
1 d late
2024
on the day
2023
18 d late
2022
4 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close25-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€130k▼ 63.2%
2024 · €353k
EBIT margin
31.9%▲ 20.6pp
2024 · 11.3%
Net result
€36k▲ 7.2%
2024 · €33k
Working capital
€45k▲ 47.4%
2024 · €30k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€144k-€271k▲ 88.4%€353k▲ 30.0%€130k▼ 63.2%
Operating result€5k-€20k▲ 282%€40k▲ 97.2%€41k▲ 3.7%
Net result€5k-€17k▲ 223%€33k▲ 99.6%€36k▲ 7.2%
EBIT margin3.7%-7.4%▲ 3.8pp11.3%▲ 3.9pp31.9%▲ 20.6pp
Equity€7k-€18k▲ 150%€34k▲ 91.7%€47k▲ 37.4%
Total assets€15k-€166k▲ 975%€244k▲ 47.2%€143k▼ 41.6%
Debt€8k-€148k▲ 1,692%€210k▲ 41.8%€95k▼ 54.5%
Working capital€7k-€18k▲ 150%€30k▲ 69.3%€45k▲ 47.4%
Staff (FTE)0.3
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€2k ▼ 38.7%
Current assets
€140k ▼ 41.6%
Equity and liabilities €143k
Equity
€47k ▲ 37.4%
Debt
€95k ▼ 54.5%
Debt's share of the balance-sheet total falls from 85.9% to 66.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €40k
Cash flow
€37k▲
2024 · €34k
Current ratio
1.47▲
2024 · 1.14
Debt to equity
2.02▼
2024 · 6.11
ROE
75.9%▼
2024 · 97.3%
ROA
25.1%▲
2024 · 13.7%
Interest coverage
205.70▼
2024 · 568.53
Debt ≤ 1 year
€95k▼
2024 · €210k
Income taxes
€5k▼
2024 · €7k
Staff costs
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €144k | €271k | €353k | €130k | ▼ 63.2% |
| Goods, raw materials, services and sundry goods60/61 | €137k | €251k | €316k | €83k | ▼ 73.7% |
| Remuneration, social security and pensions62 | - | - | - | €9k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €646 | €2k | ▲ 140% |
| Other operating charges640/8 | - | - | - | €82 | - |
| Gross operating margin9900 | €5k | €20k | €40k | €52k | ▲ 28.5% |
| Operating profit (loss)9901 | €5k | €20k | €40k | €41k | ▲ 3.7% |
| Financial income75/76B | - | €25 | €308 | - | - |
| Recurring financial income75 | - | €25 | €308 | - | - |
| Financial charges65/66B | €103 | €421 | €71 | €208 | ▲ 193% |
| Recurring financial charges65 | €103 | €421 | €71 | €208 | ▲ 193% |
| Profit (loss) for the period before taxes9903 | €5k | €20k | €40k | €41k | ▲ 2.6% |
| Income taxes67/77 | - | €3k | €7k | €5k | ▼ 20.7% |
| Profit (loss) for the period9904 | €5k | €17k | €33k | €36k | ▲ 7.2% |
| Profit (loss) for the period to be appropriated9905 | €5k | €17k | €33k | €36k | ▲ 7.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €15k | €166k | €244k | €143k | ▼ 41.6% |
| Fixed assets21/28 | - | - | €4k | €2k | ▼ 38.7% |
| Tangible fixed assets22/27 | - | - | €4k | €2k | ▼ 38.7% |
| Furniture and vehicles24 | - | - | €4k | €2k | ▼ 38.7% |
| Current assets29/58 | €15k | €166k | €240k | €140k | ▼ 41.6% |
| Amounts receivable within one year40/41 | €15k | €156k | €213k | €131k | ▼ 38.4% |
| Trade receivables40 | €9k | €146k | €157k | €50k | ▼ 68.2% |
| Other amounts receivable41 | €6k | €10k | €56k | €81k | ▲ 45.2% |
| Cash at bank and in hand54/58 | €514 | €10k | €8k | €9k | ▲ 20.3% |
| Deferred charges and accrued income490/1 | - | - | €20k | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €15k | €166k | €244k | €143k | ▼ 41.6% |
| Equity10/15 | €7k | €18k | €34k | €47k | ▲ 37.4% |
| Contributions10/11 | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €5k | €16k | €32k | €45k | ▲ 39.7% |
| Amounts payable17/49 | €8k | €148k | €210k | €95k | ▼ 54.5% |
| Amounts payable within one year42/48 | €8k | €148k | €210k | €95k | ▼ 54.5% |
| Trade debts44 | €7k | €125k | €179k | €51k | ▼ 71.4% |
| Suppliers440/4 | €3k | €11k | €2k | €51k | ▲ 2,406% |
| Bills of exchange payable441 | €4k | €114k | €177k | - | - |
| Taxes, remuneration and social security45 | €1k | €17k | €14k | €21k | ▲ 55.1% |
| Taxes450/3 | €1k | €7k | €14k | €6k | ▼ 57.6% |
| Remuneration and social security454/9 | - | €10k | - | €15k | - |
| Other amounts payable47/48 | - | €6k | €17k | €23k | ▲ 35.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €17k | €33k | €36k | ▲ 7.2% |
| + Depreciation and write-downs630 | - | - | €646 | €2k | ▲ 140% |
| Operating cash flow (approximation) | €5k | €17k | €34k | €37k | ▲ 9.7% |
| Investment in fixed assets (approximation) | - | - | - | €0 | - |
| Change in cash | - | €9k | €-2k | €2k | ▲ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
23-02
KBO administration
Address struck
2025
18-09
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · event 09-09-2025
31-08
Financial
Highest result since 2022net €36k ▲7.2%
Operating result €41k, net result €36k, both a record.
10-06
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · event 27-05-2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2021
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
963
companies at this address
See who is registered here
1 establishment unit
CREATIV PRIM
since 20212.316.637.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | WIM HEETHEM WATERLOOSESTEENWEG 412/F,
1050 BRUSSEL 5 |
27-05-2025 → 09-09-2025 |
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2021
Fiscal year end31-08
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.