CREATION L.C.
ActiveCREATION L.C. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.16M and a net result of €88k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 29% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
69
/ 100
Healthy▼ -2 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▲+36
Solvency46▼-14
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 3.07 in 2023), but 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.1%
Return on assets
1.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
67 d late
2022
60 d late
2021
30 d late
2020
31 d late
2019
34 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€88k▲ 2,385%
2023 · €4k
2018: €30k
2019: €160k
2020: €267k
2021: €347k
2022: €64k
2023: €4k
2018 → 2024
Working capital
€492k▼ 67.5%
2023 · €1.51M
2018: €142k
2019: €287k
2020: €517k
2021: €724k
2022: €1.13M
2023: €1.51M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€654k-€1.00M▲ 53.1%€1.06M▲ 6.4%€1.07M▲ 0.3%€1.16M▲ 8.2%
Operating result€368k-€454k▲ 23.2%€150k▼ 67.0%€96k▼ 35.9%€219k▲ 128%
Net result€267k-€347k▲ 30.3%€64k▼ 81.6%€4k▼ 94.5%€88k▲ 2,385%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 128% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.79M
Fixed assets
€3.33M▲ 65.6%
Current assets
€1.46M▼ 34.8%
Equity and liabilities €4.79M
Equity
€1.16M▲ 8.2%
Provisions
€2k▼ 6.2%
Debt
€3.64M▲ 14.2%
The debt ratio rises from 74.8% to 75.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€293k▲
2023 · €161k
Cash flow
€161k▲
2023 · €68k
Solvency
24.1%▼
2023 · 25.1%
Current ratio
1.51▼
2023 · 3.07
Quick ratio
1.51▼
2023 · 3.07
Debt / equity
3.15▲
2023 · 2.98
ROE
7.6%▲
2023 · 0.3%
ROA
1.8%▲
2023 · 0.1%
Interest coverage
2.96▲
2023 · 1.76
Debt
€3.64M▲
2023 · €3.18M
Debt ≤ 1 year
€970k▲
2023 · €730k
Debt > 1 year
€2.67M▲
2023 · €2.45M
Income taxes
€33k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.25M€4.79M▲
Fixed assets21/28€2.01M€3.33M▲
Tangible fixed assets22/27€1.86M€1.78M▼
Land and buildings22€1.85M€1.78M▼
Furniture and vehicles24€8k€3k▼
Leasing and similar rights25€0-
Financial fixed assets28€153k€1.55M▲
Current assets29/58€2.24M€1.46M▼
Amounts receivable after more than one year29€1.49M€156k▼
Other amounts receivable291€1.49M€156k▼
Amounts receivable within one year40/41€404k€1.03M▲
Trade receivables40€182k€59k▼
Other amounts receivable41€222k€966k▲
Cash at bank and in hand54/58€348k€272k▼
Deferred charges and accrued income490/1€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€4.25M€4.79M▲
Equity10/15€1.07M€1.16M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€24k€23k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€17k€17k▼
Profit (loss) carried forward14€982k€1.07M▲
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€3.18M€3.64M▲
Amounts payable after more than one year17€2.45M€2.67M▲
Financial debts170/4€2.45M€2.30M▼
Other amounts payable178/9-€370k
Amounts payable within one year42/48€730k€970k▲
Current portion of amounts payable after more than one year42€152k€158k▲
Trade debts44€110k€135k▲
Suppliers440/4€110k€135k▲
Taxes, remuneration and social security45€45k€45k▲
Taxes450/3€45k€45k▲
Other amounts payable47/48€424k€631k▲
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€74k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€142k€0▼
Other operating charges640/8€7k€18▼
Gross operating margin9900€309k€293k▼
Operating profit (loss)9901€96k€219k▲
Financial income75/76B€192€185▼
Recurring financial income75€192€185▼
Financial charges65/66B€91k€99k▲
Recurring financial charges65€91k€99k▲
Profit (loss) for the period before taxes9903€5k€120k▲
Transfer from deferred taxes780€443€443=
Income taxes67/77€2k€33k▲
Profit (loss) for the period9904€4k€88k▲
Transfer from tax-exempt reserves789€151€151=
Profit (loss) for the period to be appropriated9905€4k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€982k€1.07M▲
Profit (loss) brought forward from the previous period14P€979k€982k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 67 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼94.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €347k ▲30.3%
Operating result €454k, net result €347k, both a record.
31-12
Financial
Equity above €1MEq €1.00M ▲53.1%
4 profitable years in a row build equity to €1.00M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 4.74
Current ratio from 1.78 to 4.74; short-term debt falls from €369k to €138k.
31-12
Financial
Equity above €500kEq €654k ▲68.8%
3 profitable years in a row build equity to €654k.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-12-2025
SPONS Ingrid Elisabeth Leonarda: Resigned as Director
18-07-2022
Ingrid SPONS: Resigned as Director
04-02-2022
Ingrid SPITS: Resigned as Director
31-12-2021
Ingrid SPONS: Resigned as Director
25-07-2017
Luci SPITS: Resigned as Director
25-07-2017
Luci SPITS: Resigned as Managing director
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Craesborn(WAR) 354608 DalhemGround area
822 m²
Building footprint
368 m²
Volume, LiDAR
2,688 m³
Parcel 63055A0078/00N000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Craesborn(WAR) 35, 4608 Dalhem
since 20082.175.474.527
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63055A0078/00N000 | Wallonia | 822 m² | 1 · 368 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,359. 4,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-02-2000
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.