Debts
€31,189 79% of the balance sheet
Suppliers 72%Taxes and wages 21%Other 7%
CREAPLUS
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1993peak €53,569 (2018)
€17,056▲ 24.4%
lowest -€13,627 (2015)
-€854▼ €7,509
peak €8,998 (2024)
€8,144▼ 9.5%
€31,189▲ 58.1%
Board1 name since 2024
1 directorGAUTY Sandra
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €13,710 to €17,056Loss of €854Debts from €19,725 to €31,189Cash from €2,235 to €11,465
Key points
from the 2025 annual accountsInvestments
€21,544 4.9 × depreciation
Green is investment, beige is depreciation.
Filings
30 annual accounts since 1993
Ten of the last ten came late. The 2019 accounts came latest: 87 days after the end of the period.
Checked score
82
Excellent
Financially stronger than 30% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025lowest value
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.4%▼ -0.1 percentage points vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.5 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 25 days late; 2 of the last 3 accounts late
Loss of €854 (financial year 2025)
lowers risk
Founded in 1993
Size: total assets €39,332
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 27% of them on solvency, 26% on liquidity, 36% on profitability and 31% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as CREAPLUS has now. Each dot stands for 7 companies, two years later.
93.3%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CREAPLUS itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for CREAPLUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (0.72 in 2024), below 1. Short-term debt is 79.3% and cash 29.1% of total assets. 79.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
43 days late
2023
31 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449449993
First establishment
Rue des Carmes 114, Soumagne
Incorporation
published on 11-03-1993 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CREAPLUS Fléron | €39,332 | €17,056 | 20.7% | - |
| EDS Management service Sint-Genesius-Rode | €38,003 | €15,063 | 55.6% | - |
| VECTOR Bonheiden | €44,548 | €19,896 | 93.3% | - |
| DIMITRI PAREIN DESIGN Kapellen | €37,090 | €13,802 | 75.7% | - |
| INTERACTIVE ' PRODUCTIONS Ranst | €45,256 | €15,695 | 38.0% | - |
| CREABEE Genappe | €45,107 | €20,460 | 33.6% | - |
| INTERNATIONAL PROMOTION CONSULTANTS Lint | €38,875 | €13,637 | 75.3% | - |
These companies have the same main activity as CREAPLUS: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €37,100 and €45,300, founded between 1987 and 1996.
Official details
Source: KBO- Status
- Active since 15-02-1993Normal situation
- Activity
- Advertising agenciesNACE 73110and 1 other
- Establishment unit
- 2.061.208.6264630 Soumagne, since 12-03-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on CREAPLUS
CREAPLUS files the micro format. That format states no turnover. The gross margin rose from €1,318 in 2006 to €17,056 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CREAPLUS
- What is the company number of CREAPLUS?
- The company number of CREAPLUS is 0449.449.993. The VAT number is the same number with BE in front: BE 0449.449.993.
- Where is CREAPLUS based?
- The registered office is at Rue Longue Hayoulle 9/9, 4620 Fléron.Company details
- What does CREAPLUS do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of CREAPLUS?
- CREAPLUS is a private limited company (pre-2019) (BVBA).
- When was CREAPLUS founded?
- CREAPLUS was founded on 15-02-1993.
- Is CREAPLUS still active?
- Yes, CREAPLUS is an active enterprise in the KBO register.
- What is the turnover of CREAPLUS?
- The turnover in financial year 2025 is ≈ €96,000. This figure is estimated from the gross margin of €17,056 and 43 comparable companies (NACE 73110). It probably lies between €51,000 and €180,000. It is a rough estimate. In financial year 2021 turnover was €66,204.Financials
- Is CREAPLUS profitable?
- In financial year 2025, CREAPLUS made a loss of €854.
- Where can I find the annual accounts of CREAPLUS?
- CREAPLUS filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREAPLUS due?
- CREAPLUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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