Summary
CREADIV is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €86.2m and a net result of €5.0m. Equity has been stable since 2018 (±0.8% per year). Its solvency ranks better than 95% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-09-2000 Normal situation
- Activity
- Activities of holding companies NACE 64210and 2 others
- Establishment unit
- 2.099.849.664 3210 Lubbeek, since 27-10-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
Board
- Bellen JohanDirector · since 09-05-2025
- DE WIT BertDirector · since 09-05-2025
- DEHAENE TomDirector · since 09-05-2025
- Auditor
- VGD Bedrijfsrevisoren
- Holdings
- Shares in 4 companies including SUNFIN and ASPIRAVI HOLDING
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €5.0m
- ▲ 2.7%
- Equity
- €86.2m
- ▲ 2.6%
- Total assets
- €87.1m
- ▲ 2.4%
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €86.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 days early
2024
65 days early
2023
49 days early
2022
40 days early
2021
52 days early
2020
58 days early
2019
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 53 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 09-06-2026 PDF all 25 filings
Equity
€86.2m▲ 2.6%
2024 · €84.0m
Net result
€5.0m▲ 2.7%
2024 · €4.9m
Total assets
€87.1m▲ 2.4%
2024 · €85.0m
Solvency
99.0%▲ 0.2pp
2024 · 98.8%
In the rankings
#1 company by total assets in Lubbeek, Finance and insurance sector#1 company by equity in Lubbeek, Finance and insurance sector#4 oldest company in Lubbeek, Finance and insurance sector
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €770,414, larger than the loss of €362,665 in 2024. It is the lowest result since 2021.
Operating result-€0.8m
2025
Net result€5.0m
2025
Total assets€87.1m
2025
Equity€86.2m
2025
Debt€0.9m
2025
Working capital€12.4m
2025
Return on assets (ROA)5.8%
2025
Solvency99.0%
2025
Current ratio15.22
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Turnover€0.08m
Operating result-€0.1m--€0.08m▲ 29.5%€0.007m€0.002m▼ 67.3%-€0.04m-€0.1m▼ 179%-€0.4m▼ 195%-€0.8m▼ 112%
Net result€1.8m-€2.2m▲ 22.2%€2.1mabove the sector's middle half▼ 5.0%€2.6mabove the sector's middle half▲ 26.8%€2.6mabove the sector's middle half▼ 1.9%€2.9mabove the sector's middle half▲ 12.9%€4.9mabove the sector's middle half▲ 68.0%€5.0mabove the sector's middle half▲ 2.7%
Equity€51.9m-€51.5m▼ 0.7%€51.0mabove the sector's middle half▼ 1.0%€50.2mabove the sector's middle half▼ 1.5%€49.3mabove the sector's middle half▼ 1.7%€48.7mabove the sector's middle half▼ 1.2%€84.0mabove the sector's middle half▲ 72.4%€86.2mabove the sector's middle half▲ 2.6%
Total assets€53.4m-€52.0m▼ 2.7%€51.5mabove the sector's middle half▼ 1.0%€50.9mabove the sector's middle half▼ 1.2%€50.0mabove the sector's middle half▼ 1.7%€49.5mabove the sector's middle half▼ 1.0%€85.0mabove the sector's middle half▲ 71.7%€87.1mabove the sector's middle half▲ 2.4%
Debt€1.6m-€0.5m▼ 66.8%€0.5m▲ 1.0%€0.7m▲ 32.3%€0.7m▲ 2.2%€0.8m▲ 10.8%€1.0m▲ 29.1%€0.9m▼ 14.1%
Working capital€15.2m-€14.8m▼ 2.5%€14.3mabove the sector's middle half▼ 3.5%€14.3mabove the sector's middle half▲ 0.1%€13.4mabove the sector's middle half▼ 6.1%€12.8mabove the sector's middle half▼ 4.2%€10.2mabove the sector's middle half▼ 20.5%€12.4mabove the sector's middle half▲ 21.3%
Solvency97.0%-99.0%▲ 1.9pp99.0%above the sector's middle half=98.6%above the sector's middle half▼ 0.3pp98.6%above the sector's middle half▼ 0.1pp98.4%above the sector's middle half▼ 0.2pp98.8%above the sector's middle half▲ 0.4pp99.0%above the sector's middle half▲ 0.2pp
Current ratio10.59-29.19▲ 18.6027.91above the sector's middle half▼ 1.2821.41above the sector's middle half▼ 6.5019.76above the sector's middle half▼ 1.6617.56above the sector's middle half▼ 2.2011.13above the sector's middle half▼ 6.4315.22above the sector's middle half▲ 4.09
Return on assets (ROA)3.3%-4.2%▲ 0.9pp4.0%within the sector's middle half▼ 0.2pp5.2%within the sector's middle half▲ 1.1pp5.1%within the sector's middle half=5.9%within the sector's middle half▲ 0.7pp5.7%within the sector's middle half▼ 0.1pp5.8%within the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Large changes and their cause
- 2024 Equity +72%, Total assets +72% on 2023. Capital increase of €34,171,021 (Official Gazette 02-10-2024).
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87.1m
Fixed assets
€73.8m =
Current assets
€13.2m ▲ 18.1%
Equity and liabilities €87.1m
Equity
€86.2m ▲ 2.6%
Debt
€881,226 ▼ 14.1%
Debt's share of the balance-sheet total falls from 1.2% to 1.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
5.8%▲
2024 · 5.8%
Debt ≤ 1 year
€869,135▼
2024 · €1.0m
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Financial fixed assets | €125,000 | - | - | €37.9m | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €0.08m | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €0.07m | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €0.005m | €0.006m | €0.008m | €0.02m | €0.001m | ▼ 93.4% |
| Gross operating margin9900 | -€0.1m | -€0.07m | €0.008m | €0.007m | -€0.04m | -€0.1m | -€0.3m | -€0.8m | ▼ 121% |
| Operating profit (loss)9901 | -€0.1m | -€0.08m | €0.007m | €0.002m | -€0.04m | -€0.1m | -€0.4m | -€0.8m | ▼ 112% |
| Financial income75/76B | - | - | - | €2.7m | €2.7m | €3.1m | €5.3m | €5.8m | ▲ 9.2% |
| Recurring financial income75 | €2.0m | €2.4m | €2.1m | €2.7m | €2.7m | €3.1m | €5.3m | €5.8m | ▲ 9.2% |
| Financial charges65/66B | - | - | - | €0.02m | €0.01m | €329 | €0.003m | €0.003m | ▲ 0.3% |
| Recurring financial charges65 | €0.001m | €480 | €0.001m | €0.02m | €0.01m | €329 | €0.003m | €0.003m | ▲ 0.3% |
| Profit (loss) for the period before taxes9903 | €1.9m | €2.3m | €2.1m | €2.7m | €2.6m | €3.0m | €4.9m | €5.0m | ▲ 1.7% |
| Income taxes67/77 | €0.1m | €0.1m | €0.07m | €0.05m | €0.05m | €0.1m | €0.05m | - | - |
| Profit (loss) for the period9904 | €1.8m | €2.2m | €2.1m | €2.6m | €2.6m | €2.9m | €4.9m | €5.0m | ▲ 2.7% |
| Profit (loss) for the period to be appropriated9905 | €1.8m | €2.2m | €2.1m | €2.6m | €2.6m | €2.9m | €4.9m | €5.0m | ▲ 2.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €53.4m | €52.0m | €51.5m | €50.9m | €50.0m | €49.5m | €85.0m | €87.1m | ▲ 2.4% |
| Fixed assets21/28 | €36.7m | €36.7m | €36.7m | €35.9m | €35.9m | €35.9m | €73.8m | €73.8m | = |
| Financial fixed assets28 | €36.7m | €36.7m | €36.7m | €35.9m | €35.9m | €35.9m | €73.8m | €73.8m | = |
| Current assets29/58 | €16.7m | €15.3m | €14.8m | €15.0m | €14.1m | €13.6m | €11.2m | €13.2m | ▲ 18.1% |
| Amounts receivable after more than one year29 | - | - | - | €2.8m | €2.1m | €2.1m | €1.8m | €0.9m | ▼ 48.9% |
| Other amounts receivable291 | - | - | - | €2.8m | €2.1m | €2.1m | €1.8m | €0.9m | ▼ 48.9% |
| Amounts receivable within one year40/41 | €0.4m | €0.8m | €0.7m | €1.1m | €3.5m | €0.5m | €1.1m | €1.1m | ▼ 0.6% |
| Trade receivables40 | - | - | - | €0.01m | €0.03m | €0.03m | €0.07m | €0.02m | ▼ 77.3% |
| Other amounts receivable41 | - | - | - | €1.1m | €3.5m | €0.5m | €1.0m | €1.0m | ▲ 4.6% |
| Current investments50/53 | €6.8m | €6.6m | €8.5m | €7.5m | €6.5m | €10.8m | €8.1m | €11.1m | ▲ 37.7% |
| Cash at bank and in hand54/58 | €3.3m | €4.1m | €2.6m | €3.5m | €1.9m | €0.04m | €0.1m | €0.03m | ▼ 78.2% |
| Deferred charges and accrued income490/1 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.09m | ▼ 29.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €53.4m | €52.0m | €51.5m | €50.9m | €50.0m | €49.5m | €85.0m | €87.1m | ▲ 2.4% |
| Equity10/15 | €51.9m | €51.5m | €51.0m | €50.2m | €49.3m | €48.7m | €84.0m | €86.2m | ▲ 2.6% |
| Contributions10/11 | €24.9m | €24.9m | €24.9m | €24.9m | €24.9m | €24.9m | €59.1m | €59.1m | = |
| Capital10 | - | - | - | €24.9m | €24.9m | €24.9m | €59.1m | €59.1m | = |
| Issued capital100 | - | - | - | €24.9m | €24.9m | €24.9m | €59.1m | €59.1m | = |
| Reserves13 | €24.1m | €24.2m | €24.6m | €24.6m | €23.4m | €22.4m | €22.6m | €22.9m | ▲ 1.1% |
| Non-distributable reserves130/1 | - | - | - | €24.6m | €23.4m | €22.4m | €22.6m | €22.9m | ▲ 1.1% |
| Legal reserve130 | - | - | - | €2.5m | €2.5m | €2.5m | €2.7m | €3.0m | ▲ 9.2% |
| Other1319 | - | - | - | €22.1m | €20.9m | €19.9m | €19.9m | €19.9m | = |
| Profit (loss) carried forward14 | €2.9m | €2.4m | €1.4m | €0.6m | €1.0m | €1.4m | €2.3m | €4.2m | ▲ 84.9% |
| Amounts payable17/49 | €1.6m | €0.5m | €0.5m | €0.7m | €0.7m | €0.8m | €1.0m | €0.9m | ▼ 14.1% |
| Amounts payable within one year42/48 | €1.6m | €0.5m | €0.5m | €0.7m | €0.7m | €0.8m | €1.0m | €0.9m | ▼ 13.6% |
| Trade debts44 | €0.02m | €0.01m | €0.01m | €0.01m | €0.01m | €0.02m | €0.07m | €0.02m | ▼ 72.6% |
| Suppliers440/4 | - | - | - | €0.01m | €0.01m | €0.02m | €0.07m | €0.02m | ▼ 72.6% |
| Taxes, remuneration and social security45 | - | - | - | €0.001m | €0.005m | €0.009m | €0.02m | €0.001m | ▼ 97.1% |
| Taxes450/3 | - | - | - | €0.001m | €0.005m | €0.009m | €0.02m | - | - |
| Remuneration and social security454/9 | - | - | - | - | - | - | - | €0.001m | - |
| Other amounts payable47/48 | - | - | - | €0.7m | €0.7m | €0.7m | €0.9m | €0.9m | ▼ 7.3% |
| Accrued charges and deferred income492/3 | - | - | - | €0.002m | €0.003m | €0.02m | €0.02m | €0.01m | ▼ 37.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.8m | €2.2m | €2.1m | €2.6m | €2.6m | €2.9m | €4.9m | €5.0m | ▲ 2.7% |
| Operating cash flow (approximation) | €1.8m | €2.2m | €2.1m | €2.6m | €2.6m | €2.9m | €4.9m | €5.0m | ▲ 2.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0.8m | €0 | €0 | -€37.9m | €0 | - |
| Change in cash | - | €0.8m | -€1.5m | €0.9m | -€1.6m | -€1.9m | €0.09m | -€0.1m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 09-06-2026 | 2026-00147491 | |
| 31-12-2024 | abbreviated format | 27-05-2025 | 2025-00110576 | |
| 31-12-2023 | abbreviated format | 12-06-2024 | 2024-00130324 | |
| 31-12-2022 | abbreviated format | 21-06-2023 | 2023-00151916 | |
| 31-12-2021 | abbreviated format | 09-06-2022 | 2022-20060011 | |
| 31-12-2020 | abbreviated format | 03-06-2021 | 2021-17200153 | |
| 31-12-2019 | abbreviated format | 05-06-2020 | 2020-15300411 | |
| 31-12-2018 | abbreviated format | 19-06-2019 | 2019-20100431 | |
| 31-12-2017 | abbreviated format | 11-06-2018 | 2018-18200082 | |
| 31-12-2016 | abbreviated format | 13-06-2017 | 2017-17000210 |
Board & ownership
Directors
Directors
11 directors, no change since 2025
Board 11
Bellen Johan
Current
DE WIT Bert
Current
Director · since 09-05-2025 · 6-year term from 2025 · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 09-06-2026
DEHAENE Tom
Current
Director · since 09-05-2025 · 6-year term from 2025 · also on the board of 4 other companies · listed in the 2025 annual accounts, filed on 09-06-2026
Didier REYNAERTS
Current
Director · since 09-05-2025 · 6-year term from 2025 · also on the board of 4 other companies · listed in the 2025 annual accounts, filed on 09-06-2026
Filip Charlier
Current
Director · since 09-05-2025 · 6-year term from 2025 · listed in the 2025 annual accounts, filed on 09-06-2026
Guy Dumst
Current
Director · since 09-05-2025 · 6-year term from 2025 · also on the board of 3 other companies · listed in the 2025 annual accounts, filed on 09-06-2026
Jan Loddewykx
Current
Director · since 09-05-2025 · 6-year term from 2025 · listed in the 2025 annual accounts, filed on 09-06-2026
Jo Roggen
Current
Director · since 09-05-2025 · 6-year term from 2025 · listed in the 2025 annual accounts, filed on 09-06-2026
Show all 11 directors
Johan Everaerts
Current
Director · since 09-05-2025 · 6-year term from 2025 · listed in the 2025 annual accounts, filed on 09-06-2026
Linda Verdeyen
Current
Director · since 09-05-2025 · 6-year term from 2025 · listed in the 2025 annual accounts, filed on 09-06-2026
Rafaël De Canck
Current
Director · since 09-05-2025 · 6-year term from 2025 · listed in the 2025 annual accounts, filed on 09-06-2026
Statutory auditor 1
VGD Bedrijfsrevisoren
Current
Statutory auditor · current term since 17-05-2024 · 3-year term from 2024 · permanent representative: Jurgen Lelie · listed in the 2025 annual accounts, filed on 09-06-2026
Owners and capital
Capital transactions
Capital over time
- 02-10-2024 Capital increase of €34,171,021 · to €59,097,021 · 138,344 new shares at €247 per share
- 20-06-2023 Capital stated in the deed · €24,926,000 · 249,260 shares
Mandate history
32 people, 12 in office
- Board
- Statutory auditor
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| DEHAENE Tom |
|
| Didier REYNAERTS |
|
| Guy Dumst |
|
| Jo Roggen |
|
| Bellen Johan |
|
| DE WIT Bert |
|
| Filip Charlier |
|
| Jan Loddewykx |
|
| Johan Everaerts |
|
| Linda Verdeyen |
|
| Rafaël De Canck |
|
| VGD Bedrijfsrevisoren |
|
| Bellen Joannes |
|
| Devos Stefaan |
|
| Patrick Lippens |
|
| Van Mullem Marc |
|
| Vervoort Manuela |
|
| Walry Leon |
|
| Koen Corluy |
|
| Tom Dewinter-Pieters |
|
| Tom De Winter-Pieters |
|
| Albert Vandezande |
|
| Jules De Bent |
|
| Luc Nouwen |
|
| René Swinnen |
|
| Jan Vercammen |
|
| Paul Bouwens |
|
| Remmerie Herman |
|
| Michel Doomst |
|
| Julien Dekeyser |
|
| Julien Thijs |
|
| Stany Coelst |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “12, minimumaantal leden dat door de wet is voorgeschreven”“Hoogstens zes jaar, algemene vergadering kan mandaat van elke bestuurder te allen tijde en zonder opgave van redenen met onmiddellijke…”
Articles of association, deed of 20-06-2023 (in Dutch)
Network & group
Holdings and subsidiaries
4 holdingsHoldings 4
Source for every holding own accounts 2025
- Equity €1.6m Profit of €172,697 in 2025 (profit of €52,328 in 2024) Checked score 9125%
- Equity €355.2m Profit of €57.7m in 2025 (profit of €37.3m in 2024)10%
- Equity €124.6m Profit of €4.3m in 2025 (profit of €18.4m in 2024) Checked score 959.09%
- Equity €601.2m Profit of €29.7m in 2025 (profit of €18.4m in 2024)3.95%
Connections & network
25 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ASPIRAVI OFFSHORE II
via Guy Dumst · Director
→
COHEZIO
via Didier REYNAERTS · Director
→
Experconsult
via Didier REYNAERTS · Director
→
Incubatiecentrum Arsenaal Brussel
via Didier REYNAERTS · C bestuurder,niet statutaire bestuurder
→
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Intercommunale Maatschappij voor de Ruimtelijke Ordening en de Economische Sociale Expansie van het Arrondissement Leuven
via DE WIT Bert · Director
→
KANAALTOCHTEN BRABANT
via DEHAENE Tom · Director
→
Toegankelijk Vlaanderen
via DEHAENE Tom · Director
→
Toerisme Vlaams-Brabant
via DEHAENE Tom and Guy Dumst · Director
→
VERENIGING AMBTENAREN LIMBURG
via Didier REYNAERTS · Director
→
Vereniging van de Vlaamse Provincies
via DEHAENE Tom · Day-to-day manager
→
ASPIRAVI OFFSHORE
via Guy Dumst · Director
former→
Aviato
via DEHAENE Tom · Director
former→
DE VLAAMSE WATERWEG
via DEHAENE Tom · Director
former→
De Vlaspit Dienstencheques
via Bellen Joannes · Director
former→
Dijle en Zenne
via Guy Dumst · Director
former→
Fluvius System Operator
via Didier REYNAERTS · Director
former→
Intercommunale Maatschappij voor de Ruimtelijke Ordening en de Economisch- Sociale Expansie van het Arrondissement Halle-Vilvoorde
via DEHAENE Tom · Lid van de raad van bestuur met raadgevende stem
former→
OXFAM SOLIDARITE - OXFAM SOLIDARITEIT
via DE WIT Bert · Director
former→
Scholing, Tewerkstelling en Ontwikkeling van de Regio Zuid Oost Hageland
via Guy Dumst · Bestuurder, lid
former→
T & A
via DE WIT Bert · Director (not named in the articles)
former→
Eeuwfeestkliniek
Shared director
→
→
MONICA
Shared director
→
Vlaamse Maatschappij voor Watervoorziening
Shared director
→
Ziekenhuis O.-L. Vrouw Middelares
Shared director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
09-06
abbreviated format · 52 days before the deadline
2025
31-12
Financial
Highest result from 2018 to 2025net €5.0m ▲2.7%
The net result of €5.0m is the highest of those years.
05-11
Gazette deed
Resignations: Walry Leon, Vervoort Manuela and 7 othersAppointments: Joannes Bellen, Filip Charlier and 5 others · Reappointments: Tom Dehaene, Guy Dumst and 2 others22 points ▸
Gazette deed
Resignations: Walry Leon, Vervoort Manuela and 7 others
Appointments: Joannes Bellen, Filip Charlier and 5 others · Reappointments: Tom Dehaene, Guy Dumst and 2 others22 points ▸
- Director resignation, Walry Leon (director)
- Director resignation, Vervoort Manuela (director)
- Director resignation, Van Mullem Marc (director)
- Director resignation, Devos Stefaan (director)
- Director resignation, Patrick Lippens (director)
- Director resignation, Tom Dehaene (director)
- Director resignation, Guy Dumst (director)
- Director resignation, Didier Reynaerts (director)
- Director resignation, Jo Roggen (director)
- Other provision, 6 years, “resultaten van de nationale partijen bij de recente Vlaamse gemeenteraads-verkiezingen” (deed in Dutch)
- General meeting, 09-05-2025
- Director appointment, Joannes Bellen (director)
- The act holds 10 more points.
27-05
abbreviated format · 65 days before the deadline
2024
31-12
Financial
Equity above €50mequity €84.0m ▲72.4%
With a profit in every financial year since 2018, equity grows to €84.0m.
07-10
Gazette deed
Resignation: Koen Corluy (director)Appointments: Marc Van Mullem (director) and VGD Bedrijfsrevisoren (statutory auditor)3 points ▸
Gazette deed
Resignation: Koen Corluy (director)
Appointments: Marc Van Mullem (director) and VGD Bedrijfsrevisoren (statutory auditor)3 points ▸
- Director resignation, Koen Corluy (director)
- Director appointment, Marc Van Mullem (director)
- Auditor appointment, VGD Bedrijfsrevisoren (statutory auditor)
02-10
Gazette deed
Capital increase of €34,171,021 to €59,097,021Auditor report · Amendment of the articles · Power of attorney5 points ▸
Gazette deed
Capital increase of €34,171,021 to €59,097,021
Auditor report · Amendment of the articles · Power of attorney5 points ▸
- General meeting, “buitengewone algemene vergadering van de aandeelhouders, vereiste meerderheid” (deed in Dutch)
- Capital increase, €34,171,021, mentioned 2 times in the deed
- Auditor report, “kapitaalverhoging door inbreng in natura met uitgifte van aandelen, geen bevindingen van materieel belang inzake beschrijving,waardering en methodes” (deed in Dutch)
- Amendment of the articles, 5
- Power of attorney
12-06
abbreviated format · 49 days before the deadline
2023
21-06
abbreviated format · 40 days before the deadline
20-06
Gazette deed
Capital & shares · Amendment of the articles · MiscellaneousBoard rule · Capital · Registered office clause7 points ▸
Gazette deed
Capital & shares · Amendment of the articles · Miscellaneous
Board rule · Capital · Registered office clause7 points ▸
- General meeting, “eenparigheid, buitengewone algemene vergadering van aandeelhouders” (deed in Dutch)
- Amendment of the articles, mentioned 3 times in the deed
- Other provision, “woonplaatskeuze door bestuurders op de zetel van de vennootschap”, 3 (deed in Dutch)
- Board rule, “schriftelijke besluitvorming raad van bestuur”, 4 (deed in Dutch)
- Other provision, “deelname algemene vergadering via een elektronisch communicatiemiddel”, 5 (deed in Dutch)
- Capital, €24,926,000
- Registered office clause, “Diestsesteenweg126”, 3210 (deed in Dutch)
2022
09-06
abbreviated format · 52 days before the deadline
2021
23-06
Gazette deed
Resignation: VGD Bedrijfsrevisoren (statutory auditor)Appointment: VGD Bedrijfsrevisoren (statutory auditor) · Permanent representative: Jurgen Lelie · Mandate compensation5 points ▸
Gazette deed
Resignation: VGD Bedrijfsrevisoren (statutory auditor)
Appointment: VGD Bedrijfsrevisoren (statutory auditor) · Permanent representative: Jurgen Lelie · Mandate compensation5 points ▸
- General meeting, 28-05-2021
- Director resignation, VGD Bedrijfsrevisoren (statutory auditor)
- Auditor appointment, VGD Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Jurgen Lelie
- Mandate compensation, VGD Bedrijfsrevisoren
Show earlier events
03-06
abbreviated format · 58 days before the deadline
2020
24-06
Gazette deed
Resignation: Tom Dewinter-Pieters (director)Appointment: Koen Corluy (director)3 points ▸
Gazette deed
Resignation: Tom Dewinter-Pieters (director)
Appointment: Koen Corluy (director)3 points ▸
- General meeting, 05-06-2020
- Director resignation, Tom Dewinter-Pieters (director)
- Director appointment, Koen Corluy (director)
05-06
abbreviated format · 56 days before the deadline
2019
31-12
Financial
Liquidity more than doubledcurrent ratio 29.19
The current ratio rises from 10.59 to 29.19. Short-term debt falls from €1.6m to €524,061.
24-09
Gazette deed
Resignations: Tom Dehaene, Didier Reynaerts and 6 othersAppointments: Tom Dehaene, Stefaan Devos and 7 others19 points ▸
Gazette deed
Resignations: Tom Dehaene, Didier Reynaerts and 6 others
Appointments: Tom Dehaene, Stefaan Devos and 7 others19 points ▸
- General meeting, 07-06-2019
- Director resignation, Tom Dehaene (director)
- Director resignation, Didier Reynaerts (director)
- Director resignation, Jules De Bent (director)
- Director resignation, Guy Dumst (director)
- Director resignation, Luc Nouwen (director)
- Director resignation, Albert Vandezande (director)
- Director resignation, Léon Walry (director)
- Director resignation, René Swinnen (director)
- Director appointment, Tom Dehaene (director)
- Director appointment, Stefaan Devos (director)
- Director appointment, Jo Roggen (director)
- The act holds 7 more points.
19-06
abbreviated format · 42 days before the deadline
2018
16-07
Gazette deed
Appointment: VGD Bedrijfsrevisoren (statutory auditor)Permanent representative: Jürgen Lelie · Resignations: Herman Remmerie, Paul Bouwens and 2 others8 points ▸
Gazette deed
Appointment: VGD Bedrijfsrevisoren (statutory auditor)
Permanent representative: Jürgen Lelie · Resignations: Herman Remmerie, Paul Bouwens and 2 others8 points ▸
- General meeting, 08-06-2018
- Board meeting, 20-11-2017
- Auditor appointment, VGD Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Jürgen Lelie
- Director resignation, Herman Remmerie (director)
- Director resignation, Paul Bouwens (director)
- Director resignation, Jan Vercammen (director)
- Auditor resignation, F. Clukkers (statutory auditor)
11-06
abbreviated format · 50 days before the deadline
17-05
Gazette deed
Resignations: Herman Remmerie, Jan Vercammen and Paul Bouwens5 points ▸
Gazette deed
Resignations: Herman Remmerie, Jan Vercammen and Paul Bouwens
5 points ▸
- Board meeting, 20-11-2017
- Director resignation, Herman Remmerie (director)
- Director resignation, Jan Vercammen (director)
- Director resignation, Paul Bouwens (director)
- General meeting, 08-06-2018
05-01
Gazette deed
Resignations & appointmentsPower of attorney · Mandate term5 points ▸
Gazette deed
Resignations & appointments
Power of attorney · Mandate term5 points ▸
- Board meeting, 15-12-2017
- Power of attorney, Stephan Claerhout, mentioned 4 times in the deed
- Power of attorney, Tom Dehaene
- Power of attorney, Didier Reynaerts
- Mandate term, 01-01-2018, mentioned 3 times in the deed
2017
13-06
abbreviated format · 48 days before the deadline
2016
12-07
Gazette deed
Resignation: Michel Doomst (director)Appointments: Guy Dumst (director) and Tom Dehaene (chair)5 points ▸
Gazette deed
Resignation: Michel Doomst (director)
Appointments: Guy Dumst (director) and Tom Dehaene (chair)5 points ▸
- General meeting, 10-06-2016
- Director resignation, Michel Doomst (director)
- Director appointment, Guy Dumst (director)
- Board meeting, 21-09-2015
- Director appointment, Tom Dehaene (chair)
2013
06-08
Gazette deed
Appointments: Paul Bouwens, Jules De Bent and 9 othersResignations: Julien Thijs (director) and Julien Dekeyser (director)17 points ▸
Gazette deed
Appointments: Paul Bouwens, Jules De Bent and 9 others
Resignations: Julien Thijs (director) and Julien Dekeyser (director)17 points ▸
- General meeting, 21-06-2013
- Director appointment, Paul Bouwens (director)
- Director appointment, Jules De Bent (director)
- Director appointment, Luc Nouwen (director)
- Director appointment, Herman Remmerie (director)
- Director appointment, René Swinnen (director)
- Director appointment, Michel Doomst (director)
- Director appointment, Albert Vandezande (director)
- Director appointment, Jan Vercammen (director)
- Director appointment, Léon Walry (director)
- Director appointment, Tom Dehaene (director)
- Director appointment, Didier Reynaerts (director)
- The act holds 5 more points.
2007
30-07
Gazette deed
Appointments: Paul Bouwens, Jules De Bent and 7 others13 points ▸
Gazette deed
Appointments: Paul Bouwens, Jules De Bent and 7 others
13 points ▸
- General meeting, 08-06-2007
- Director appointment, Paul Bouwens (director)
- Director appointment, Jules De Bent (director)
- Director appointment, Julien Dekeyser (director)
- Director appointment, Herman Remmerie (director)
- Director appointment, René Swinnen (director)
- Director appointment, Julien Thijs (director)
- Director appointment, Albert Vandezande (director)
- Director appointment, Jan Vercammen (director)
- Director appointment, Léon Walry (director)
- Board meeting, 18-06-2007
- Director appointment, René Swinnen (chair)
- The act holds 1 more point.
2004
05-07
Gazette deed
Resignation: Stany Coelst (director)Appointment: Herman Remmerie (director)3 points ▸
Gazette deed
Resignation: Stany Coelst (director)
Appointment: Herman Remmerie (director)3 points ▸
- General meeting, 11-06-2004
- Director resignation, Stany Coelst (director)
- Director appointment, Herman Remmerie (director)
05-07
Gazette deed
Resignation: Stany Coelst (director)Appointment: Herman Remmerie (director)3 points ▸
Gazette deed
Resignation: Stany Coelst (director)
Appointment: Herman Remmerie (director)3 points ▸
- General meeting, 11-06-2004
- Director resignation, Stany Coelst (director)
- Director appointment, Herman Remmerie (director)
2000
29-09
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.An act published in both Dutch and French appears here once.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
CREADIV in Dutch
Enterprise number
0472.812.840
Legal form
Public limited company
Status
Active, normale toestand
Founded
20-09-2000
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 20-06-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, adres kan worden overgebracht naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of in het Nederlands…”
deed of 20-06-2023 (in Dutch)Registered office and establishments
Registered office
Diestsesteenweg(LIN) 126, 3210 Lubbeek, Belgium
Establishment unit
Diestsesteenweg(LIN) 126, 3210 Lubbeek since 27-10-2000 · unit number 2.099.849.6646523
Activities
NACEBEL 202564210
Activities of holding companies main activity
35110
Production of electricity from non-renewable sources
82990
Other business support services
Codes under NACEBEL 2008
64200
Holdings main activity
35110
Electricity, gas, steam and air conditioning supply
82990
Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 20-06-2023 (in Dutch)
“De aan- en verkoop,de distributie en de uitwisseling van elektrische en thermische energie,de levering van diensten of adviezen in verband…”
5 activities
- De aan- en verkoop,de distributie en de uitwisseling van elektrische en thermische energie,de levering van diensten of adviezen in verband met deze activiteiten,evenals alle verbonden activiteiten;
- Het investeren,onderschrijven,verwerven,plaatsen,kopen en verkopen en overdragen van aandelen,obligaties,certificaten,kredieten,geld en andere effecten uitgegeven door Belgische of buitenlandse vennootschappen die al dan niet commerciële vennootschappen,administratieve kantoren,instituten of verenigingen zijn en die al dan niet een publiek of semi-publiek karakter hebben;
- Het beheer van investeringen en participaties in dochtervennootschappen,het waarnemen van bestuursmandaten,het verlenen van advies,management en andere diensten die verwant zijn met de activiteiten van de vennootschap. Deze diensten kunnen verleend worden op contractuele basis of op grond van deze statuten en kunnen uitgeoefend worden als extern adviseur dan wel als vennootschapsorgaan;
- Het toestaan van leningen en voorschotten ongeacht de vorm of duur,aan verbonden vennootschappen of vennootschappen in dewelke de vennootschap participeert,alsook borgstelling voor de verbintenissen van deze vennootschappen.
- De vennootschap kan in elke vennootschap met een gelijk of verwant voorwerp alsook in elke vennootschap die ertoe strekt het voorwerp van de vennootschap te bevorderen een belang nemen door middel van samenwerking,kapitaalinbreng,fusie,inschrijving op aandelen,participatie,financiële tussenkomst of op gelijk welke andere manier.
Invoicing and payment
VAT number
BE 0472.812.840
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of May at 16:00
deed of 20-06-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
2.0 ha
Building footprint
4,009 m²
Building volume
35,035 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24063B0187/00B000 | Flanders | 2.0 ha | 1 · 4,009 m² | 17.4 m · 3 |