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CREADIV

Active Risk: not assessed
Public limited companyfounded 200026 years activeDiestsesteenweg(LIN) 126, 3210 Lubbeek, BelgiumKBO/BCE: BE 0472.812.840
Summary

CREADIV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €86.2m and a net result of €5.0m. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 6,635 sector peers (NACE 64, fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

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History

On 20 September 2000, CREADIV was incorporated.1 A capital increase in 2024 brought the capital to €59.1m.2 Total assets went from €53.4m in 2018 to €87.1m in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 02-10-2024
  3. 3National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €5.0m ▲2.7%
Net result €5.0m, the highest in the series.
05-11
State Gazette act Resignations: Walry Leon, Vervoort Manuela and 7 others
Appointments: Joannes Bellen, Filip Charlier and 5 others · Reappointments: Tom Dehaene, Guy Dumst and 2 others22 facts ▸
  • Director resignation, Walry Leon (director)
  • Director resignation, Vervoort Manuela (director)
  • Director resignation, Van Mullem Marc (director)
  • Director resignation, Devos Stefaan (director)
  • Director resignation, Patrick Lippens (director)
  • Director resignation, Tom Dehaene (director)
  • Director resignation, Guy Dumst (director)
  • Director resignation, Didier Reynaerts (director)
  • Director resignation, Jo Roggen (director)
  • Other statement, 6 jaar, resultaten van de nationale partijen bij de recente Vlaamse gemeenteraads-verkiezingen
  • General meeting, 09-05-2025
  • Director appointment, Joannes Bellen (director)
  • +10 further facts in this act
27-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €50mEq €84.0m ▲72.4%
7 profitable years in a row build equity to €84.0m.
07-10
State Gazette act Resignation: Koen Corluy (director)
Appointment: Marc Van Mullem (director) · Reappointment: VGD Bedrijfsrevisoren (statutory auditor) · Permanent representative: Jurgen Lelie5 facts ▸
  • General meeting, 17-05-2024
  • Director resignation, Koen Corluy (director)
  • Director appointment, Marc Van Mullem (director)
  • Auditor reappointment, VGD Bedrijfsrevisoren
  • Permanent representative, Jurgen Lelie
02-10
State Gazette act Capital & shares · Statutes amendment
Capital increase · Capital · Power of attorney5 facts ▸
  • General meeting, 16-09-2024
  • Capital increase, €34.171.021
  • Capital, €59.097.021
  • Statutes amendment
  • Power of attorney, Stefan Himpens
12-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
20-06
State Gazette act Capital & shares · Statutes amendment · Miscellaneous
Capital5 facts ▸
  • General meeting, 02-06-2023
  • Statutes amendment
  • Statutes amendment
  • Capital, €24.926.000
  • Statutes amendment
2022
09-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-06
State Gazette act Resignation: VGD Bedrijfsrevisoren (statutory auditor)
Appointment: VGD Bedrijfsrevisoren (statutory auditor) · Permanent representative: Jurgen Lelie · Mandate compensation5 facts ▸
  • General meeting, 28-05-2021
  • Director resignation, VGD Bedrijfsrevisoren (statutory auditor)
  • Auditor appointment, VGD Bedrijfsrevisoren (statutory auditor)
  • Permanent representative, Jurgen Lelie
  • Mandate compensation, VGD Bedrijfsrevisoren
Show earlier events
03-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
State Gazette act Resignation: Tom Dewinter-Pieters (director)
Appointment: Koen Corluy (director)3 facts ▸
  • General meeting, 05-06-2020
  • Director resignation, Tom Dewinter-Pieters (director)
  • Director appointment, Koen Corluy (director)
05-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity triplescurrent ratio 29.19
Current ratio from 10.59 to 29.19; short-term debt falls from €1.6m to €524,061.
24-09
State Gazette act Resignations: Tom Dehaene, Didier Reynaerts and 6 others
Appointments: Tom Dehaene, Stefaan Devos and 7 others19 facts ▸
  • General meeting, 07-06-2019
  • Director resignation, Tom Dehaene (director)
  • Director resignation, Didier Reynaerts (director)
  • Director resignation, Jules De Bent (director)
  • Director resignation, Guy Dumst (director)
  • Director resignation, Luc Nouwen (director)
  • Director resignation, Albert Vandezande (director)
  • Director resignation, Léon Walry (director)
  • Director resignation, René Swinnen (director)
  • Director appointment, Tom Dehaene (director)
  • Director appointment, Stefaan Devos (director)
  • Director appointment, Jo Roggen (director)
  • +7 further facts in this act
19-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
State Gazette act Appointment: VGD Bedrijfsrevisoren (statutory auditor)
Permanent representative: Jürgen Lelie · Resignations: Herman Remmerie, Paul Bouwens and 2 others8 facts ▸
  • General meeting, 08-06-2018
  • Board meeting, 20-11-2017
  • Auditor appointment, VGD Bedrijfsrevisoren (statutory auditor)
  • Permanent representative, Jürgen Lelie
  • Director resignation, Herman Remmerie (director)
  • Director resignation, Paul Bouwens (director)
  • Director resignation, Jan Vercammen (director)
  • Auditor resignation, F. Clukkers (statutory auditor)
11-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
17-05
State Gazette act Resignations: Herman Remmerie, Jan Vercammen and Paul Bouwens
5 facts ▸
  • Board meeting, 20-11-2017
  • Director resignation, Herman Remmerie (director)
  • Director resignation, Jan Vercammen (director)
  • Director resignation, Paul Bouwens (director)
  • General meeting, 08-06-2018
05-01
State Gazette act Resignations & appointments
Power of attorney · Mandate term10 facts ▸
  • Board meeting, 15-12-2017
  • Power of attorney, Stephan Claerhout
  • Power of attorney, Stephan Claerhout
  • Power of attorney, Stephan Claerhout
  • Power of attorney, Tom Dehaene
  • Power of attorney, Didier Reynaerts
  • Power of attorney, Stephan Claerhout
  • Mandate term, 01-01-2018
  • Mandate term, 01-01-2018
  • Mandate term, 01-01-2018
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
12-07
State Gazette act Resignation: Michel Doomst (director)
Appointments: Guy Dumst (director) and Tom Dehaene (chair)5 facts ▸
  • General meeting, 10-06-2016
  • Director resignation, Michel Doomst (director)
  • Director appointment, Guy Dumst (director)
  • Board meeting, 21-09-2015
  • Director appointment, Tom Dehaene (chair)
2013
06-08
State Gazette act Appointments: Paul Bouwens, Jules De Bent and 9 others
Resignations: Julien Thijs (director) and Julien Dekeyser (director)17 facts ▸
  • General meeting, 21-06-2013
  • Director appointment, Paul Bouwens (director)
  • Director appointment, Jules De Bent (director)
  • Director appointment, Luc Nouwen (director)
  • Director appointment, Herman Remmerie (director)
  • Director appointment, René Swinnen (director)
  • Director appointment, Michel Doomst (director)
  • Director appointment, Albert Vandezande (director)
  • Director appointment, Jan Vercammen (director)
  • Director appointment, Léon Walry (director)
  • Director appointment, Tom Dehaene (director)
  • Director appointment, Didier Reynaerts (director)
  • +5 further facts in this act
2007
30-07
State Gazette act Appointments: Paul Bouwens, Jules De Bent and 7 others
13 facts ▸
  • General meeting, 08-06-2007
  • Director appointment, Paul Bouwens (director)
  • Director appointment, Jules De Bent (director)
  • Director appointment, Julien Dekeyser (director)
  • Director appointment, Herman Remmerie (director)
  • Director appointment, René Swinnen (director)
  • Director appointment, Julien Thijs (director)
  • Director appointment, Albert Vandezande (director)
  • Director appointment, Jan Vercammen (director)
  • Director appointment, Léon Walry (director)
  • Board meeting, 18-06-2007
  • Director appointment, René Swinnen (chair)
  • +1 further facts in this act
2004
05-07
State Gazette act Resignation: Stany Coelst (director)
Appointment: Herman Remmerie (director)3 facts ▸
  • General meeting, 11-06-2004
  • Director resignation, Stany Coelst (director)
  • Director appointment, Herman Remmerie (director)
05-07
State Gazette act Resignation: Stany Coelst (director)
Appointment: Herman Remmerie (director)3 facts ▸
  • General meeting, 11-06-2004
  • Director resignation, Stany Coelst (director)
  • Director appointment, Herman Remmerie (director)
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.An act published in both Dutch and French appears here once.
20 of 20 acts read

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