Financials
- Financial year
- 2025
- Total assets
- €87.1m
- Profit
- €5.0m
- Solvency
- 99.0%
Summary
CREADIV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €86.2m and a net result of €5.0m. Equity remains stable across the filed financial years (±0.8% per year). Its solvency ranks better than 95% of 6,652 sector peers (NACE 64, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
Largest company by total assets in Lubbeek, Finance and insurance sector1 site
Size
€87.1mtotal assets 2025
- Equity
- €86.2m
- Profit
- €5.0m
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Board
- 11 members
- Holdings
- 4
Auditor: VGD Bedrijfsrevisoren2025 accounts 52 days early
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €86.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 days early
2024
65 days early
2023
49 days early
2022
40 days early
2021
52 days early
2020
58 days early
2019
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 53 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Highest result from 2018 to 2025net €5.0m ▲2.7%
- Resignations: Walry Leon, Vervoort Manuela and…Appointments: Joannes Bellen, Filip Charlier…
Key points
By topic
Board & ownership
- Board
- 11 members
- Auditor
- VGD Bedrijfsrevisoren
- Bellen JoannesDirector
- DE WIT BertDirector
- DEHAENE TomDirector
- Didier REYNAERTSDirector
- Dumst GuyDirector
and 6 other directors
Network & group
- Holdings
- 4
- Connected companies
- 21
4 holdings
Timeline
- Events
- 43
- Since
- 2002
- Next accounts
- by 31-07-2027
- 27-05-2025Annual accounts filed
- 31-12-2024Equity above €50m
- 07-10-2024Resignation: Koen Corluy (director)
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of holding companiesNACE 64210
- Founded
- 20-09-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- “Activiteiten en handelingen uit te oefenen van een vennootschap die handelt in energie en…” (deed in Dutch)
Key facts about CREADIV
- What is the company number of CREADIV?
- 0472.812.840. In Belgium the VAT number is the company number with BE in front: BE 0472.812.840.
- Where is CREADIV based?
- The registered office is at Diestsesteenweg(LIN) 126, 3210 Lubbeek.Company details
- What does CREADIV do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of CREADIV?
- Public limited company (NV).
- When was CREADIV founded?
- On 20-09-2000.
- Is CREADIV still active?
- Yes, CREADIV is an active enterprise in the KBO register.
- What is the turnover of CREADIV?
- €75,000 in financial year 2021, according to the filed annual accounts.Financials
- Is CREADIV profitable?
- In financial year 2025, CREADIV made a profit of €5.0m.
- Where can I find the annual accounts of CREADIV?
- CREADIV filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREADIV due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to CREADIV
Subsidiaries and holdings
- SUNFIN25%
- ASPIRAVI HOLDING10%
- Z-KRACHT9.09%
- VLAAMSE ENERGIEHOLDING3.95%
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