CRAWLER
ActiveThe computed 12-month bankruptcy probability of CRAWLER is 1.7% (moderate). The 2025 annual accounts show equity of €108k and a net result of €20k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 27787 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+5
Solvency64▲+24
Growth85=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.08 in 2024; short-term debt: 61% and cash: 1.1% of total assets), and 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-11-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
1 d late
2023
on the day
2022
3 d late
2021
3 d late
2020
12 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€751k▼ 16.7%
2024 · €902k
2019: €40k
2020: €56k
2021: €105k
2022: €179k
2023: €229k
2024: €902k
2019 → 2025
EBIT margin
5.6%▲ 0.8pp
2024 · 4.8%
2019: 30.3%
2020: 18.5%
2021: 13.5%
2022: 7.1%
2023: 7.0%
2024: 4.8%
2019 → 2025
Net result
€20k▼ 6.7%
2024 · €22k
2019: €8k
2020: €8k
2021: €11k
2022: €9k
2023: €10k
2024: €22k
2019 → 2025
Working capital
€73k▲ 86.1%
2024 · €39k
2019: €27k
2020: €35k
2021: €47k
2022: €56k
2023: €61k
2024: €39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€105k-€179k▲ 70.6%€229k▲ 28.2%€902k▲ 294%€751k▼ 16.7%
Equity€47k-€56k▲ 20.4%€66k▲ 18.2%€88k▲ 32.7%€108k▲ 23.0%
Operating result€14k-€13k▼ 10.6%€16k▲ 26.6%€43k▲ 172%€42k▼ 3.1%
Net result€11k-€9k▼ 16.0%€10k▲ 7.5%€22k▲ 113%€20k▼ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€36k▼ 27.3%
Current assets
€241k▼ 53.7%
Equity and liabilities €277k
Equity
€108k▲ 23.0%
Debt
€169k▼ 65.0%
The debt ratio falls from 84.6% to 61.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €63k
Cash flow
€42k▲
2024 · €42k
Solvency
39.0%▲
2024 · 15.4%
Current ratio
1.43▲
2024 · 1.08
Quick ratio
1.43▲
2024 · 1.08
Debt / equity
1.56▼
2024 · 5.48
ROE
18.7%▼
2024 · 24.7%
ROA
7.3%▲
2024 · 3.8%
Interest coverage
4.05▲
2024 · 4.02
Debt
€169k▼
2024 · €482k
Debt ≤ 1 year
€169k▼
2024 · €482k
Income taxes
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€570k€277k▼
Fixed assets21/28€49k€36k▼
Tangible fixed assets22/27€49k€32k▼
Furniture and vehicles24€49k€32k▼
Financial fixed assets28-€3k
Current assets29/58€521k€241k▼
Amounts receivable within one year40/41€513k€238k▼
Trade receivables40€490k€234k▼
Other amounts receivable41€23k€5k▼
Current investments50/53€1-
Cash at bank and in hand54/58€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€570k€277k▼
Equity10/15€88k€108k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€74k€94k▲
Amounts payable17/49€482k€169k▼
Amounts payable within one year42/48€482k€169k▼
Financial debts43€288-
Credit institutions430/8€288-
Trade debts44€356k€145k▼
Suppliers440/4€57k€36k▼
Bills of exchange payable441€299k€109k▼
Taxes, remuneration and social security45€126k€24k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€116k€18k▼
Income statement
Code20242025
Turnover70€902k€751k▼
Goods, raw materials, services and sundry goods60/61€837k€686k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€22k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€65k€65k▲
Operating profit (loss)9901€43k€42k▼
Financial charges65/66B€16k€16k=
Recurring financial charges65€16k€16k=
Profit (loss) for the period before taxes9903€28k€26k▼
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€22k€20k▼
Profit (loss) for the period to be appropriated9905€22k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€94k▲
Profit (loss) brought forward from the previous period14P€52k€74k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
31-03
Financial
Equity above €100kEq €108k ▲23%
7 profitable years in a row build equity to €108k.
2024
01-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
31-03
Financial
Highest result since 2019net €22k ▲113%
Operating result €43k, net result €22k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
31-03
Financial
Weakest financial yearnet €8k ▼5.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 145 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rotterdamstraat 611080 Sint-Jans-MolenbeekGround area
109 m²
Building footprint
110 m²
Volume, LiDAR
833 m³
Parcel 21012F0366/00H002, Brussels · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CRAWLER
since 20132.215.351.029
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012F0366/00H002 | Brussels | 109 m² | 1 · 110 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesCRAWLER SRL41353
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DE BROUWER STEFAN
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MP Montage
BE 0818.176.390
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ORNAMENT
BE 0836.608.172
Gent · Eq €108k
YVSA
BE 0457.344.805
Merelbeke · Eq €108k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2012
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.