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STEPGA

Active Private limited companyfounded 2013active for 12 yearsJean Monnetpark 7093, 1082 Berchem-Sainte-AgatheKBO/BCE: BE 0543.362.623

Lifetime

12 annual accounts with figures on one time axis
peak €91,460 (2023)
€62,844▲ 65.6%
lowest -€7,323 (2024)
€15,163▲ €22,486
peak €78,168 (2023)
€65,756▲ 13.7%
€265,919▼ 14.4%
Board1 name since 2021
1 director
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from €37,956 to €62,844Back to profit: €15,163Dividend €7,251Equity from €57,844 to €65,756Cash from €1,200 to €1,601

Key points

from the 2025 annual accounts

Equity

€65,756 ▲ 13.7%
57,8442024+15,163Profit-7,251Dividend65,7562025

STEPGA paid out €7,251 in dividends. That is 48% of the 2025 profit.

Debts

€265,919 80% of the balance sheet
Financial debts 82%Suppliers 4%Taxes and wages 3%Other 11%

Of this, €47,660 falls due within a year.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Eight of the last ten came late. The 2019 accounts came latest: 136 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as STEPGA has now. Each dot stands for 12 companies, two years later.

96.8%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for STEPGA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 27-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0543362623
Change of role: , from manager to director “CONSEIL ET AUDIT DANS LE DOMAINE ENERGETIQUE; L’exécution de toutes les missions de…” (deed in French) · General meeting of 27-12-2023 · Gazette deed
Registered office moved within Brussels New registered office: Park Jean Monnet 7093/ Appt 35 à 1082 Bruxelles · Previous registered office: Rue du Ruisseau, 10 à 1080 Bruxelles · General meeting of 26-06-2019 · Gazette deed
Incorporation published on 19-12-2013 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
STEPGA Berchem-Sainte-Agathe €331,675 €62,844 19.8% -
BATI-VIT-CONSTRUCT Berchem-Sainte-Agathe €336,110 €57,757 31.0% -
DECO-ART NISTOR Berchem-Sainte-Agathe €336,962 €55,593 57.7% -
C&C CONSTRUCT Ganshoren €346,075 €60,952 70.9% -
BEL ARIS Ganshoren €301,694 €69,248 54.2% -
NOUVEAU CONCEPT BXL Uccle €274,702 €61,857 68.5% -
ADIROM CONSTRUCT Brussels €359,879 €73,160 65.1% -

These companies have the same main activity as STEPGA: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €275,000 and €360,000, founded between 2014 and 2015.

Official details

Source: KBO
Status
Active since 17-12-2013Normal situation
Activity
Other specialised construction activitiesNACE 43990
Establishment unit
2.226.742.7871082 Berchem-Sainte-Agathe, since 17-12-2013
Financial year end
31 December
Peppol
Reachable since 13-12-2025
Company details

Annual accounts 2025

≈ €320,000estimated
€331,675▼ 10.0%
≈ 0 FTEestimated
Filing
Filed on 26-06-2026, 35 days before the end of the filing period
Financials

Insights on STEPGA

STEPGA files the micro format. That format states no turnover. The gross margin rose from €41,366 in 2014 to €62,844 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STEPGA

What is the company number of STEPGA?
The company number of STEPGA is 0543.362.623. The VAT number is the same number with BE in front: BE 0543.362.623.
Where is STEPGA based?
The registered office is at Jean Monnetpark 7093, 1082 Berchem-Sainte-Agathe.Company details
What does STEPGA do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of STEPGA?
STEPGA is a private limited company (BV).
When was STEPGA founded?
STEPGA was founded on 17-12-2013.
Is STEPGA still active?
Yes, STEPGA is an active enterprise in the KBO register.
What is the turnover of STEPGA?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €62,844 and 68 comparable companies (NACE 43990). It probably lies between €240,000 and €650,000.Financials
Is STEPGA profitable?
In financial year 2025, STEPGA made a profit of €15,163.
Where can I find the annual accounts of STEPGA?
STEPGA filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEPGA due?
STEPGA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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