ECO-TECH CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of ECO-TECH CONCEPT is 1.8% (moderate). The 2025 annual accounts show equity of €202k and a net result of €-4k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 27965 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-14
Solvency100▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 3.52 in 2024; short-term debt: 12.6% and cash: 7.6% of total assets), and 19.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
53 d late
2022
61 d late
2021
67 d late
2020
83 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k
2024 · €28k
2018: €23k
2019: €64k▲ +184% vs 2018highest in 8 years
2020: €-18k▼ -128% vs 2019lowest in 8 years
2021: €-5k▲ +71.9% vs 2020
2022: €48k▲ +1050% vs 2021
2023: €538▼ -98.9% vs 2022
2024: €28k▲ +5029% vs 2023
2025: €-4k▼ -113% vs 2024
2018 → 2025
Working capital
€132k▲ 12.6%
2024 · €118k
2018: €69klowest in 8 years
2019: €138k▲ +99.0% vs 2018highest in 8 years
2020: €97k▼ -29.7% vs 2019
2021: €100k▲ +3.0% vs 2020
2022: €84k▼ -15.4% vs 2021
2023: €78k▼ -6.9% vs 2022
2024: €118k▲ +49.8% vs 2023
2025: €132k▲ +12.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€178k▲ 37.3%€178k▲ 0.3%€206k▲ 15.5%€202k▼ 1.8%
2021: €129klowest in 5 years
2022: €178k▲ +37.3% vs 2021
2023: €178k▲ +0.3% vs 2022
2024: €206k▲ +15.5% vs 2023highest in 5 years
2025: €202k▼ -1.8% vs 2024
Operating result€-4k-€64k€4k▼ 93.9%€42k▲ 980%€-2k
2021: €-4klowest in 5 years
2022: €64k▲ +1546% vs 2021highest in 5 years
2023: €4k▼ -93.9% vs 2022
2024: €42k▲ +980% vs 2023
2025: €-2k▼ -104% vs 2024
Net result€-5k-€48k€538▼ 98.9%€28k▲ 5,029%€-4k
2021: €-5klowest in 5 years
2022: €48k▲ +1050% vs 2021highest in 5 years
2023: €538▼ -98.9% vs 2022
2024: €28k▲ +5029% vs 2023
2025: €-4k▼ -113% vs 2024
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €42k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€86k ▼ 23.6%
Current assets
€164k ▼ 0.3%
Equity and liabilities €250k
Equity
€202k ▼ 1.8%
Debt
€48k ▼ 32.8%
Debt's share of the balance-sheet total falls from 25.8% to 19.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €78k
Cash flow
€52k▼
2024 · €64k
Current ratio
5.21▲
2024 · 3.52
Debt to equity
0.24▼
2024 · 0.35
ROE
-1.8%▼
2024 · 13.4%
ROA
-1.5%▼
2024 · 10.0%
Interest coverage
16.82▼
2024 · 28.04
Debt ≤ 1 year
€31k▼
2024 · €47k
Debt > 1 year
€17k▼
2024 · €25k
Income taxes
€-1k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€277k€250k▼
Fixed assets21/28€113k€86k▼
Tangible fixed assets22/27€113k€86k▼
Furniture and vehicles24€7k€28k▲
Leasing and similar rights25€106k€59k▼
Current assets29/58€164k€164k▼
Amounts receivable within one year40/41€46k€142k▲
Trade receivables40€34k€122k▲
Other amounts receivable41€12k€20k▲
Cash at bank and in hand54/58€115k€19k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€277k€250k▼
Equity10/15€206k€202k▼
Contributions10/11€6k€6k=
Reserves13€19k€19k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€17k€17k=
Profit (loss) carried forward14€181k€177k▼
Amounts payable17/49€71k€48k▼
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€47k€31k▼
Current portion of amounts payable after more than one year42€20k€20k▲
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€17k€5k▼
Suppliers440/4€17k€5k▼
Taxes, remuneration and social security45€10k-
Taxes450/3€10k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€299k€356k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€56k▲
Other operating charges640/8€612€2k▲
Gross operating margin9900€79k€56k▼
Operating profit (loss)9901€42k€-2k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€39k€-5k▼
Income taxes67/77€12k€-1k▼
Profit (loss) for the period9904€28k€-4k▼
Profit (loss) for the period to be appropriated9905€28k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€177k▼
Profit (loss) brought forward from the previous period14P€153k€181k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €299k | €356k | ▲ 18.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €11k | €20k | €36k | €56k | ▲ 54.4% |
| Other operating charges640/8 | €489 | - | €5k | €612 | €2k | ▲ 220% |
| Gross operating margin9900 | €17k | €74k | €29k | €79k | €56k | ▼ 28.9% |
| Operating profit (loss)9901 | €-4k | €64k | €4k | €42k | €-2k | ▼ 104% |
| Financial income75/76B | €1 | - | - | - | - | - |
| Recurring financial income75 | €1 | - | - | - | - | - |
| Financial charges65/66B | €465 | €485 | €3k | €3k | €3k | ▲ 15.4% |
| Recurring financial charges65 | €465 | €485 | €3k | €3k | €3k | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €-5k | €63k | €463 | €39k | €-5k | ▼ 113% |
| Income taxes67/77 | €220 | €15k | €-75 | €12k | €-1k | ▼ 111% |
| Profit (loss) for the period9904 | €-5k | €48k | €538 | €28k | €-4k | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €48k | €538 | €28k | €-4k | ▼ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €234k | €401k | €283k | €277k | €250k | ▼ 9.8% |
| Fixed assets21/28 | €30k | €157k | €149k | €113k | €86k | ▼ 23.6% |
| Tangible fixed assets22/27 | €30k | €157k | €149k | €113k | €86k | ▼ 23.6% |
| Furniture and vehicles24 | €30k | €83k | €10k | €7k | €28k | ▲ 322% |
| Leasing and similar rights25 | - | €74k | €139k | €106k | €59k | ▼ 44.9% |
| Current assets29/58 | €204k | €244k | €134k | €164k | €164k | ▼ 0.3% |
| Amounts receivable within one year40/41 | €112k | €162k | €70k | €46k | €142k | ▲ 210% |
| Trade receivables40 | €103k | €139k | €53k | €34k | €122k | ▲ 261% |
| Other amounts receivable41 | €10k | €23k | €17k | €12k | €20k | ▲ 66.1% |
| Cash at bank and in hand54/58 | €91k | €77k | €63k | €115k | €19k | ▼ 83.5% |
| Deferred charges and accrued income490/1 | €643 | €5k | - | €3k | €3k | ▼ 14.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €234k | €401k | €283k | €277k | €250k | ▼ 9.8% |
| Equity10/15 | €129k | €178k | €178k | €206k | €202k | ▼ 1.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €12k | - | - | - | - | - |
| Reserves13 | €19k | €19k | €19k | €19k | €19k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €17k | €17k | €17k | €17k | €17k | = |
| Profit (loss) carried forward14 | €104k | €152k | €153k | €181k | €177k | ▼ 2.0% |
| Amounts payable17/49 | €105k | €224k | €105k | €71k | €48k | ▼ 32.8% |
| Amounts payable after more than one year17 | €0 | €64k | €49k | €25k | €17k | ▼ 33.1% |
| Financial debts170/4 | €0 | €64k | €49k | €25k | €17k | ▼ 33.1% |
| Amounts payable within one year42/48 | €105k | €160k | €55k | €47k | €31k | ▼ 32.7% |
| Current portion of amounts payable after more than one year42 | €13k | €30k | €24k | €20k | €20k | ▲ 0.3% |
| Financial debts43 | - | - | - | - | €6k | - |
| Credit institutions430/8 | - | - | - | - | €6k | - |
| Trade debts44 | €92k | €116k | €32k | €17k | €5k | ▼ 68.1% |
| Suppliers440/4 | €92k | €116k | €32k | €17k | €5k | ▼ 68.1% |
| Taxes, remuneration and social security45 | €0 | €14k | - | €10k | - | - |
| Taxes450/3 | €0 | €14k | - | €10k | - | - |
| Other amounts payable47/48 | €134 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €48k | €538 | €28k | €-4k | ▼ 113% |
| + Depreciation and write-downs630 | €21k | €11k | €20k | €36k | €56k | ▲ 54.4% |
| Operating cash flow (approximation) | €16k | €59k | €20k | €64k | €52k | ▼ 18.2% |
| Investment in fixed assets (approximation) | - | €-138k | €-12k | €0 | €-29k | - |
| Change in cash | - | €-14k | €-14k | €52k | €-96k | ▼ 286% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €200kEq €206k ▲15.5%
3 profitable years in a row build equity to €206k.
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 53 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Back to profitnet €48k
Net result €48k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €178k ▲37.3%
Equity rises from €129k to €178k.
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 67 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 83 days late
2020
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €64k ▲184%
Operating result €84k, net result €64k, both a record.
Show earlier events
31-12
Financial
Equity above €150kEq €152k ▲72.8%
2 profitable years in a row build equity to €152k.
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 134 days late
2018
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 66 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Ground area
330 m²
Building footprint
295 m²
Volume, LiDAR
5,733 m³
2 parcels, Brussels · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Grondwetlaan 49, 1083 Ganshoren
since 20142.231.516.672
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392B0026/00L008 | Brussels | 270 m² | 1 · 237 m² | 24.9 m · 7 fl. |
| 21308H0639/00R007 | Brussels | 59 m² | 1 · 58 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 5,836 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43310Plastering work
43341Painting of buildings
Scores and ratios are computed by Checked and are not a credit decision.