COUPERUS
ActiveThe computed 12-month bankruptcy probability of COUPERUS is 2.1% (moderate). The 2025 annual accounts show equity of €70k and a net result of €23k. Equity is growing by ~57.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 7293 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 2.68 in 2024), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
24%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
5 d late
2023
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 47.6%
2024 · €48k
2023: €15k
2024: €48k
2023 → 2025
Total assets
€98k▲ 27.3%
2024 · €77k
2023: €28k
2024: €77k
2023 → 2025
Net result
€23k▼ 27.0%
2024 · €32k
2023: €13k
2024: €32k
2023 → 2025
Working capital
€68k▲ 45.1%
2024 · €47k
2023: €15k
2024: €47k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€15k-€48k▲ 209%€70k▲ 47.6%
Operating result€21k-€44k▲ 113%€29k▼ 34.5%
Net result€13k-€32k▲ 140%€23k▼ 27.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€3k▲ 29.9%
Current assets
€95k▲ 27.2%
Equity and liabilities €98k
Equity
€70k▲ 47.6%
Debt
€28k▼ 5.5%
The debt ratio falls from 38.2% to 28.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
71.7%▲
2024 · 61.8%
Current ratio
3.51▲
2024 · 2.68
Quick ratio
3.51▲
2024 · 2.68
Debt / equity
0.40▼
2024 · 0.62
ROE
33.4%▼
2024 · 67.6%
ROA
24.0%▼
2024 · 41.8%
Debt
€28k▼
2024 · €29k
Debt ≤ 1 year
€27k▼
2024 · €28k
Income taxes
€9k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€98k▲
Fixed assets21/28€2k€3k▲
Financial fixed assets28€2k€3k▲
Current assets29/58€75k€95k▲
Amounts receivable after more than one year29€31k€32k▲
Other amounts receivable291€31k€32k▲
Amounts receivable within one year40/41€39k€18k▼
Trade receivables40€39k€18k▼
Cash at bank and in hand54/58€4k€44k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€77k€98k▲
Equity10/15€48k€70k▲
Contributions10/11€2k€2k=
Reserves13€46k€68k▲
Distributable reserves133€46k€68k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€29k€28k▼
Amounts payable within one year42/48€28k€27k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€748€540▼
Suppliers440/4€748€540▼
Taxes, remuneration and social security45€16k€25k▲
Taxes450/3€16k€25k▲
Other amounts payable47/48€11k€2k▼
Accrued charges and deferred income492/3€1k€594▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€17k
Other operating charges640/8€438€3k▲
Gross operating margin9900€45k€49k▲
Operating profit (loss)9901€44k€29k▼
Financial income75/76B€14€7k▲
Recurring financial income75€14€7k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€41k€32k▼
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€32k€23k▼
Profit (loss) for the period to be appropriated9905€32k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€23k▼
Transfer to equity691/2€32k€23k▼
To the legal reserve6920€0-
To other reserves6921€32k€23k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Highest result since 2023net €32k ▲140%
Operating result €44k, net result €32k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotestraat 1963118 RotselaarGround area
2,513 m²
Building footprint
462 m²
Parcel 24121D0001/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
COUPERUS
since 20232.345.258.476
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24121D0001/00G000 | Flanders | 2,513 m² | 1 · 462 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Matthijs en Co Construct
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BE 0462.245.976
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MAFOC
BE 0825.541.561
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DEPTEC SERVICES
BE 1007.947.289
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LARY HAIR
BE 1000.769.586
Grimbergen · Eq €70k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 13,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.