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COT CONSTRUCT

Active
Private limited companyfounded 20224 years activeRuelle Hobin 15, 4287 Lincent, BelgiumKBO/BCE: BE 0787.617.630
Summary

The computed 12-month bankruptcy probability of COT CONSTRUCT is 12.0% (high). The 2024 annual accounts show equity of €13,057 and a net result of €12,343. Its solvency ranks better than 19% of 9,987 sector peers (NACE 41, fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€122,938total assets 2024
Equity
€13,057
Profit
€12,343
Turnover not published (abridged schema)
Financial health
31 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
12.0%
Structure
Accounts 69 days overdue1 of 2 deeds read
Why 31- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 49 days late; 2 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Figures for FY 2024 (filed 23-09-2025)Show the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 48% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Weak
Solvency 36+9
equity 10.6% of total assets
Liquidity 16-15
short-term debt 74.1% · cash 4.6%
Profitability 81+12
return on assets 10.0%
Bankruptcy probability, 12 months
12.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 5.1% 12-2024: 5.1%● unchanged vs 11-2024 01-2025: 5.0%▼ -0.1 percentage points vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025lowest value 03-2025: 5.1%▲ +0.1 percentage points vs 02-2025 04-2025: 5.2%▲ +0.1 percentage points vs 03-2025 05-2025: 5.2%● unchanged vs 04-2025 06-2025: 5.2%● unchanged vs 05-2025 07-2025: 5.2%● unchanged vs 06-2025 08-2025: 5.6%▲ +0.4 percentage points vs 07-2025 09-2025: 5.7%▲ +0.1 percentage points vs 08-2025 10-2025: 6.7%▲ +1.0 percentage point vs 09-2025 11-2025: 6.7%● unchanged vs 10-2025 12-2025: 6.7%● unchanged vs 11-2025 01-2026: 6.6%▼ -0.1 percentage points vs 12-2025 02-2026: 8.3%▲ +1.7 percentage points vs 01-2026 03-2026: 7.7%▼ -0.6 percentage points vs 02-2026 04-2026: 8.9%▲ +1.2 percentage points vs 03-2026 05-2026: 9.7%▲ +0.8 percentage points vs 04-2026 06-2026: 10.0%▲ +0.3 percentage points vs 05-2026 07-2026: 10.0%● unchanged vs 06-2026 08-2026: 10.6%▲ +0.6 percentage points vs 07-2026 09-2026: 10.5%▼ -0.1 percentage points vs 08-2026 10-2026: 12.0%▲ +1.5 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.17 against 1.51 in 2023; short-term debt: 74.1% and cash: 4.6% of total assets), and 89.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 19% on solvency, 13% on liquidity, 63% on profitability and 99% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 49 days late; 2 of the last 3 late
NBB · filings
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Figures for FY 2024 (filed 23-09-2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9987 sector peers (2024).
NBB · sector comparison
Position among 9987 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
49 days late
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 40 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Registered office · Resignations & appointmentsDirector in office · Registered-office…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Caution: Among the weakest 19% on solvencysector median 42.3% · 9,987 companies 10.6% View
  • Total assets 20242 fiscal years filed €122,938 View

By topic

Financials

Fiscal year
2024
Total assets
€122,938
Profit
€12,343
Solvency
10.6%
Total assets▲ 206%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
24-06-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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