EMA BUILDING
ActiveThe computed 12-month bankruptcy probability of EMA BUILDING is 3.4% (moderate). The 2025 annual accounts show equity of €90k and a net result of €48k. Equity is growing by ~84% per year across the filed fiscal years. Its solvency ranks better than 85% of 7332 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.42 against 3.7 in 2024; short-term debt: 22.3% and cash: 22.4% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
41.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
27 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 114%
2024 · €42k
2023: €19k
2024: €42k
2023 → 2025
Total assets
€116k▲ 102%
2024 · €57k
2023: €29k
2024: €57k
2023 → 2025
Net result
€48k▲ 111%
2024 · €23k
2023: €17k
2024: €23k
2023 → 2025
Working capital
€88k▲ 113%
2024 · €41k
2023: €18k
2024: €41k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€42k▲ 117%€90k▲ 114%
Operating result€22k-€32k▲ 43.1%€65k▲ 103%
Net result€17k-€23k▲ 30.4%€48k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 103% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€2k▲ 148%
Current assets
€114k▲ 101%
Equity and liabilities €116k
Equity
€90k▲ 114%
Debt
€26k▲ 68.5%
The debt ratio falls from 26.7% to 22.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €32k
Cash flow
€49k▲
2024 · €23k
Solvency
77.7%▲
2024 · 73.3%
Current ratio
4.42▲
2024 · 3.70
Quick ratio
4.42▲
2024 · 3.70
Debt / equity
0.29▼
2024 · 0.36
ROE
53.3%▼
2024 · 53.9%
ROA
41.4%▲
2024 · 39.5%
Interest coverage
179.94▲
2024 · 116.03
Debt
€26k▲
2024 · €15k
Debt ≤ 1 year
€26k▲
2024 · €15k
Income taxes
€16k▲
2024 · €9k
Staff costs
€48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€116k▲
Fixed assets21/28€734€2k▲
Tangible fixed assets22/27€734€2k▲
Plant, machinery and equipment23-€142
Furniture and vehicles24€734€2k▲
Current assets29/58€57k€114k▲
Amounts receivable within one year40/41€56k€88k▲
Trade receivables40€28k€13k▼
Other amounts receivable41€28k€75k▲
Cash at bank and in hand54/58€203€26k▲
Deferred charges and accrued income490/1€894€469▼
Equity and liabilities
Total equity and liabilities10/49€57k€116k▲
Equity10/15€42k€90k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€40k€88k▲
Amounts payable17/49€15k€26k▲
Amounts payable within one year42/48€15k€26k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€12k€24k▲
Taxes450/3€12k€22k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Remuneration, social security and pensions62-€48k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€567€885▲
Other operating charges640/8€2k€9k▲
Gross operating margin9900€34k€123k▲
Operating profit (loss)9901€32k€65k▲
Financial income75/76B€18€9▼
Recurring financial income75€18€9▼
Financial charges65/66B€279€364▲
Recurring financial charges65€279€364▲
Profit (loss) for the period before taxes9903€32k€64k▲
Income taxes67/77€9k€16k▲
Profit (loss) for the period9904€23k€48k▲
Profit (loss) for the period to be appropriated9905€23k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€88k▲
Profit (loss) brought forward from the previous period14P€17k€40k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €48k ▲111%
Operating result €65k, net result €48k, both a record.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langeveldstraat 621180 UkkelGround area
899 m²
Building footprint
134 m²
Volume, LiDAR
1,125 m³
Parcel 21612C0170/00K000, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EMA BUILDING
since 20222.334.734.174
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0170/00K000 | Brussels | 899 m² | 1 · 134 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BESS-CO
BE 0677.957.348
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DBM CONCEPT
BE 0632.800.779
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ATLAS BF
BE 0875.849.919
Essen · Eq €90k
ALFAZ
BE 0690.618.125
Heist-op-den-Berg · Eq €90k
JL Réalisations
BE 0778.501.214
Hannut · Eq €90k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 13,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2022
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43120Site preparation
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.