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COPROVEST

Active
Private limited company·Algemene bouw van residentiële gebouwen· 4 yrs active
Provinciale Steenweg 362 ·2627 Schelle, Belgium
BE 0774.650.512
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of COPROVEST is 2.4% (moderate). The 2025 annual accounts show equity of €15k and a net result of €-17k. Equity is shrinking by ~30.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 10% of 1074 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1074 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-17k-288.4%
Working capital€31k-4.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · micro
€-20k€-15k€-10k€-5k€0Operating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-10k€-10kNet result 2023: €-11k€-11kOperating result 2024: €-4k€-4kNet result 2024: €-4k€-4kOperating result 2025: €-2k€-2kNet result 2025: €-17k€-17k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2027, assuming unchanged policy.
€-20k€0€20k€40k2026: €5k (€4k - €6k)2027: €-6k (€-7k - €-4k)2028: €-16k (€-17k - €-15k)2022: €47k2023: €37k2024: €32k2025: €15k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.3% 42.2%
better than 10% of 1074 sector peers
Net result €-17k €11k
better than 6% of 1075 sector peers
Equity €15k €35k
better than 28% of 1076 sector peers
Gross operating margin €-1k €30k
better than 9% of 1074 sector peers
Total assets €664k €95k
better than 95% of 1074 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P10
2022: P33 · n=21942023: P26 · n=31052024: P26 · n=38202025: P10 · n=10742022 2025
Weakening position over 2022-2025 · n=1074-3820
Net result P6
2022: P16 · n=21872023: P10 · n=30982024: P15 · n=38172025: P6 · n=10752022 2025
Stable position over 2022-2025 · n=1075-3817
Equity P28
2022: P75 · n=21982023: P62 · n=31102024: P54 · n=38252025: P28 · n=10762022 2025
Weakening position over 2022-2025 · n=1076-3825
Gross operating margin P9
2023: P8 · n=30922024: P12 · n=38152025: P9 · n=10742023 2025
Stable position over 2023-2025 · n=1074-3815
Describes the position versus peers, not a forecast.
EBITDA
€-4k
+12.1% far below sector median
Net profit
€-17k
-288.4% far below sector median
Cash flow
€-4k
+12.7% far below sector median
Total assets
€664k
+276.6% +292% vs sector
Equity
€15k
-52.3% -86% vs sector
Working capital
€31k
-4.5% -68% vs sector
Debt
€648k
+350.5% far above sector median
Debt ≤ 1y
€45k
-68.8% -17% vs sector
Debt > 1y
€603k
- 22-25
Current ratio
1.69
+37.7% -34% vs sector
Quick ratio
1.69
+67.0% -34% vs sector
Solvency
2.3%
-87.3% -97% vs sector
Debt / equity
42.00
+843.8% far above sector median
ROE
-109.5%
-713.7% far below sector median
ROA
-2.5%
-3.1% far below sector median
Interest coverage
-31.71
-20.2% far below sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA-
Net profit€-17k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€664k
Equity€15k
Debt€648k
of which ≤ 1y€45k
of which > 1y€603k
Working capital€31k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.69
Quick ratio1.69
Working capital ratio4.7%
Solvency2.3%
Debt / equity42.00
Long-term debt ratio39.09
Interest coverage-
Gross margin-
Net margin-
ROA-2.5%
ROE-109.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€664k
Fixed assets 21/28€588k
Financial fixed assets 28€588k
Current assets 29/58€76k
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€76k
Cash & bank 54/58€67
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€664k
Equity 10/15€15k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€-35k
Amounts payable 17/49€648k
Amounts payable after one year 17€603k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€500
Income statement
Gross operating margin 9900€-1k
Operating result 9901€-2k
Financial charges 65€15k
Result before taxes 9903€-17k
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
42 / 100 Weak
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
9 companies at this address See who is registered here

Establishment units

1 location
COPROVEST
Provinciale Steenweg 362, 2627 SchelleOntwikkeling van residentiële bouwprojecten
since 20212.322.598.484
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,914 m²
Buildings1
Building footprint160 m²
Volume (LiDAR)679 m³
Tallest building4.6 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038A0352/00H000 Flanders 2,914 m² 1 · 160 m² 4.6 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health42Profitability0Solvency28Growth32Stability94
39 / 100

Fragile profile, watch profitability in particular.

Health 42
Profitability 0
Solvency 28
Growth 32
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121
Primary activity highlighted.
Names & trade names
Legal nameNL COPROVEST
Registered office
Provinciale Steenweg 362
2627 Schelle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.