Losses
-€34,563 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
COPROVEST
Lifetime
4 annual accounts with figures on one time axispeak -€165 (2024)
-€1,186▼ €1,021
lowest -€16,902 (2025)
-€16,902▼ €12,551
peak €47,217 (2022)
€15,438▼ 52.3%
€648,411▲ 351%
Board1 name since 2021
1 directorPROLUCS
Documentsfilings and deeds
09-06-202652 days before the deadline
2025micro format
Gross margin from -€165 to -€1,186Loss of €16,902Equity from €32,340 to €15,438Debts from €143,919 to €648,411Cash from €41 to €67
Key points
from the 2025 annual accountsDebts
€648,411 98% of the balance sheet
Financial debts 93%Suppliers 0%Other 7%
Of this, €44,971 falls due within a year.
Liquidity
1.69 was 1.22 in 2024
Short-term debts fell from €143,919 to €44,971.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 31 to 55 days before the end of the period.
Starting capital
€50,000
Position in the sector
-€16,902
Lower net result than 90% of companies in construction of buildings. Sector median €8,551 · 9,446 companies.
Turnover not published (abbreviated or micro format)
Checked score
47
Fair
Financially stronger than 24% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.3%▼ -0.2 percentage points vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.4%▲ +0.1 percentage points vs 04-2025
06-2025: 1.1%▼ -0.3 percentage points vs 05-2025lowest value
07-2025: 5.4%▲ +4.3 percentage points vs 06-2025
08-2025: 5.4%● unchanged vs 07-2025
09-2025: 5.3%▼ -0.1 percentage points vs 08-2025
10-2025: 5.3%● unchanged vs 09-2025
11-2025: 5.3%● unchanged vs 10-2025
12-2025: 5.3%● unchanged vs 11-2025
01-2026: 5.3%● unchanged vs 12-2025
02-2026: 5.3%● unchanged vs 01-2026
03-2026: 5.5%▲ +0.2 percentage points vs 02-2026
04-2026: 5.7%▲ +0.2 percentage points vs 03-2026
05-2026: 5.8%▲ +0.1 percentage points vs 04-2026
06-2026: 5.8%● unchanged vs 05-2026highest value
07-2026: 3.9%▼ -1.9 percentage points vs 06-2026
08-2026: 3.9%● unchanged vs 07-2026
09-2026: 3.9%● unchanged vs 08-2026
10-2026: 3.9%● unchanged vs 09-2026
11-2026: 3.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.69, cash €67
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2021
lowers risk
Size: total assets €663,849
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 13% of them on solvency, 52% on liquidity, 20% on profitability and 10% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.69 (1.22 in 2024), above the usual 1.5. Short-term debt is 6.8% and cash 0% of total assets. However, 97.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€16,902
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9456 sector peers (2025).
NBB · sector comparisonPosition among 9456 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
52 days early
2024
55 days early
2023
54 days early
2022
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 48 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PROLUCS founderdeed of 30-09-2021
- VERDER INVESTMENTS founderdeed of 30-09-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0774650512
Environmental permit granted
Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen, Bouwen of herbouwen, Hoogstammige bomen vellen die geen deel uitmaken van een bos and 4 more · Schelle
Incorporation
Founding capital of €50,000 · Founders: PROLUCS and VERDER INVESTMENTS · Appointment: PROLUCS (director) · published on 30-09-2021 · Gazette deed
First establishment
Provinciale Steenweg 362, Schelle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COPROVEST Schelle | €663,849 | -€1,186 | 2.3% | - |
| VEND RENOVATIES Antwerp | €688,439 | -€367,200 | -32.5% | - |
| Polder Estate Antwerp | €761,384 | -€13,706 | -3.7% | - |
| Mare Projects Nieuwpoort | €702,151 | -€1,204 | -11.4% | - |
| LES 3 CAILLOUX Waterloo | €573,223 | -€162 | -1.9% | - |
| MELIS BOUW Ghent | €585,243 | -€168,876 | -48.2% | - |
| DEFI HOME Charleroi | €657,217 | -€176 | -3.1% | - |
These companies have the same main activity as COPROVEST: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €573,000 and €761,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 28-09-2021Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.322.598.4842627 Schelle, since 28-09-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 17-11-2025
Annual accounts 2025
- €663,849▲ 277%
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on COPROVEST
COPROVEST files the micro format. That format states no turnover. The gross margin rose from -€4,207 in 2023 to -€1,186 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COPROVEST
- What is the company number of COPROVEST?
- The company number of COPROVEST is 0774.650.512. The VAT number is the same number with BE in front: BE 0774.650.512.
- Where is COPROVEST based?
- The registered office is at Provinciale Steenweg 362, 2627 Schelle.Company details
- What does COPROVEST do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of COPROVEST?
- COPROVEST is a private limited company (BV).
- When was COPROVEST founded?
- COPROVEST was founded on 28-09-2021.
- Is COPROVEST still active?
- Yes, COPROVEST is an active enterprise in the KBO register.
- What is the turnover of COPROVEST?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is COPROVEST profitable?
- In financial year 2025, COPROVEST made a loss of €16,902.
- Where can I find the annual accounts of COPROVEST?
- COPROVEST filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COPROVEST due?
- COPROVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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