COPROVEST
ActiveSummary
The computed 12-month bankruptcy probability of COPROVEST is 2.3% (moderate). The annual accounts of COPROVEST for fiscal year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €15k and a net result of €-17k. Equity is shrinking by ~30.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 13% of 7500 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability31▲+15
Solvency27▼-16
Growth32=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.69 against 1.22 in 2024; short-term debt: 6.8% and cash: 0% of total assets), but 97.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
-2.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-17k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
52 d early
2024
55 d early
2023
54 d early
2022
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 52.3%
2024 · €32k
2022: €47khighest in 4 years
2023: €37k▼ -22.3% vs 2022
2024: €32k▼ -11.9% vs 2023
2025: €15k▼ -52.3% vs 2024lowest in 4 years
2022 → 2025
Total assets
€664k▲ 277%
2024 · €176k
2022: €236k
2023: €218k▼ -7.6% vs 2022
2024: €176k▼ -19.1% vs 2023lowest in 4 years
2025: €664k▲ +277% vs 2024highest in 4 years
2022 → 2025
Net result
€-17k▼ 288%
2024 · €-4k
2022: €-3khighest in 4 years
2023: €-11k▼ -278% vs 2022
2024: €-4k▲ +58.7% vs 2023
2025: €-17k▼ -288% vs 2024lowest in 4 years
2022 → 2025
Working capital
€31k▼ 4.5%
2024 · €32k
2022: €169khighest in 4 years
2023: €37k▼ -78.3% vs 2022
2024: €32k▼ -11.9% vs 2023
2025: €31k▼ -4.5% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€47k-€37k▼ 22.3%€32k▼ 11.9%€15k▼ 52.3%
2022: €47khighest in 4 years
2023: €37k▼ -22.3% vs 2022
2024: €32k▼ -11.9% vs 2023
2025: €15k▼ -52.3% vs 2024lowest in 4 years
Operating result€-3k-€-10k▼ 279%€-4k▲ 59.2%€-2k▲ 57.2%
2022: €-3k
2023: €-10k▼ -279% vs 2022lowest in 4 years
2024: €-4k▲ +59.2% vs 2023
2025: €-2k▲ +57.2% vs 2024highest in 4 years
Net result€-3k-€-11k▼ 278%€-4k▲ 58.7%€-17k▼ 288%
2022: €-3khighest in 4 years
2023: €-11k▼ -278% vs 2022
2024: €-4k▲ +58.7% vs 2023
2025: €-17k▼ -288% vs 2024lowest in 4 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €664k
Fixed assets
€588k
Current assets
€76k
Equity and liabilities €664k
Equity
€15k ▼ 52.3%
Debt
€648k ▲ 351%
Debt's share of the balance-sheet total rises from 81.7% to 97.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.69▲
2024 · 1.22
Debt to equity
42.00▲
2024 · 4.45
ROE
-109.5%▼
2024 · -13.5%
ROA
-2.5%▼
2024 · -2.5%
Debt ≤ 1 year
€45k▼
2024 · €144k
Debt > 1 year
€603k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€176k€664k▲
Fixed assets21/28-€588k
Financial fixed assets28-€588k
Current assets29/58€176k€76k▼
Stocks and contracts in progress3€31k€0▼
Stocks30/36€31k€0▼
Amounts receivable within one year40/41€145k€76k▼
Other amounts receivable41€145k€76k▼
Cash at bank and in hand54/58€41€67▲
Equity and liabilities
Total equity and liabilities10/49€176k€664k▲
Equity10/15€32k€15k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-18k€-35k▼
Amounts payable17/49€144k€648k▲
Amounts payable after more than one year17-€603k
Financial debts170/4-€603k
Amounts payable within one year42/48€144k€45k▼
Current portion of amounts payable after more than one year42-€44k
Trade debts44€17k€500▼
Suppliers440/4€17k€500▼
Taxes, remuneration and social security45€127k€0▼
Taxes450/3€127k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€4k€620▼
Gross operating margin9900€-165€-1k▼
Operating profit (loss)9901€-4k€-2k▲
Financial charges65/66B€133€15k▲
Recurring financial charges65€133€15k▲
Profit (loss) for the period before taxes9903€-4k€-17k▼
Profit (loss) for the period9904€-4k€-17k▼
Profit (loss) for the period to be appropriated9905€-4k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-35k▼
Profit (loss) brought forward from the previous period14P€-13k€-18k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €6k | €0 | - | - |
| Other operating charges640/8 | €3k | €593 | €4k | €620 | ▼ 84.7% |
| Gross operating margin9900 | - | €-4k | €-165 | €-1k | ▼ 619% |
| Operating profit (loss)9901 | €-3k | €-10k | €-4k | €-2k | ▲ 57.2% |
| Financial charges65/66B | €51 | €182 | €133 | €15k | ▲ 11,247% |
| Recurring financial charges65 | €51 | €182 | €133 | €15k | ▲ 11,247% |
| Profit (loss) for the period before taxes9903 | €-3k | €-11k | €-4k | €-17k | ▼ 288% |
| Profit (loss) for the period9904 | €-3k | €-11k | €-4k | €-17k | ▼ 288% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €-11k | €-4k | €-17k | ▼ 288% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €236k | €218k | €176k | €664k | ▲ 277% |
| Fixed assets21/28 | - | - | - | €588k | - |
| Financial fixed assets28 | - | - | - | €588k | - |
| Current assets29/58 | €236k | €218k | €176k | €76k | ▼ 57.0% |
| Stocks and contracts in progress3 | €214k | €31k | €31k | €0 | ▼ 100% |
| Stocks30/36 | €214k | €31k | €31k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €22k | €45k | €145k | €76k | ▼ 47.9% |
| Other amounts receivable41 | €22k | €45k | €145k | €76k | ▼ 47.9% |
| Cash at bank and in hand54/58 | €443 | €142k | €41 | €67 | ▲ 62.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €236k | €218k | €176k | €664k | ▲ 277% |
| Equity10/15 | €47k | €37k | €32k | €15k | ▼ 52.3% |
| Contributions10/11 | €50k | €50k | €50k | €50k | = |
| Profit (loss) carried forward14 | €-3k | €-13k | €-18k | €-35k | ▼ 95.7% |
| Amounts payable17/49 | €188k | €181k | €144k | €648k | ▲ 351% |
| Amounts payable after more than one year17 | €122k | €0 | - | €603k | - |
| Financial debts170/4 | €122k | €0 | - | €603k | - |
| Amounts payable within one year42/48 | €67k | €181k | €144k | €45k | ▼ 68.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €44k | - |
| Trade debts44 | €67k | €160k | €17k | €500 | ▼ 97.1% |
| Suppliers440/4 | €67k | €160k | €17k | €500 | ▼ 97.1% |
| Taxes, remuneration and social security45 | - | €21k | €127k | €0 | ▼ 100% |
| Taxes450/3 | - | €21k | €127k | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €-11k | €-4k | €-17k | ▼ 288% |
| + Depreciation and write-downs630 | - | €6k | €0 | - | - |
| Operating cash flow (approximation) | €-3k | €-5k | €-4k | €-17k | ▼ 288% |
| Change in cash | - | €142k | €-142k | €26 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2021
Ground area
2,914 m²
Building footprint
160 m²
Volume, LiDAR
679 m³
Parcel 11038A0352/00H000, Flanders · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
COPROVEST
since 20212.322.598.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038A0352/00H000 | Flanders | 2,914 m² | 1 · 160 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 10,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.