LES 3 CAILLOUX
ActiveThe computed 12-month bankruptcy probability of LES 3 CAILLOUX is 3.1% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €-887. Equity is shrinking by ~145.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 7376 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+7
Solvency23=
Growth32=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 0.98 in 2024; short-term debt: 101.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.9%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
54 d early
2022
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-11k▼ 9.1%
2024 · €-10k
2022: €27k
2023: €7k
2024: €-10k
2022 → 2025
Total assets
€573k▼ 0.2%
2024 · €575k
2022: €551k
2023: €575k
2024: €575k
2022 → 2025
Net result
€-887▲ 94.8%
2024 · €-17k
2022: €7k
2023: €-20k
2024: €-17k
2022 → 2025
Working capital
€-11k▼ 9.1%
2024 · €-10k
2022: €307k
2023: €287k
2024: €-10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€27k-€7k▼ 72.6%€-10k€-11k▼ 9.1%
Operating result€9k-€-5k€-4k▲ 15.0%€-562▲ 86.4%
Net result€7k-€-20k€-17k▲ 12.2%€-887▲ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €562 in 2025 against €4k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-1.9%▼
2024 · -1.7%
Current ratio
0.98▼
2024 · 0.98
Quick ratio
0.00▼
2024 · 0.00
Debt / equity
-54.87▲
2024 · -59.90
ROA
-0.2%▲
2024 · -3.0%
Debt
€584k▼
2024 · €584k
Debt ≤ 1 year
€584k▼
2024 · €584k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€575k€573k▼
Current assets29/58€575k€573k▼
Stocks and contracts in progress3€572k€572k=
Stocks30/36€572k€572k=
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€1k-
Other amounts receivable41€2k€2k▼
Current investments50/53-€37
Cash at bank and in hand54/58€87-
Equity and liabilities
Total equity and liabilities10/49€575k€573k▼
Equity10/15€-10k€-11k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-30k€-31k▼
Amounts payable17/49€584k€584k▼
Amounts payable within one year42/48€584k€584k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€581k€582k▲
Income statement
Code20242025
Other operating charges640/8€2k€400▼
Gross operating margin9900€-2k€-162▲
Operating profit (loss)9901€-4k€-562▲
Financial charges65/66B€13k€325▼
Recurring financial charges65€13k€325▼
Profit (loss) for the period before taxes9903€-17k€-887▲
Income taxes67/77€431-
Profit (loss) for the period9904€-17k€-887▲
Profit (loss) for the period to be appropriated9905€-17k€-887▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-31k▼
Profit (loss) brought forward from the previous period14P€-13k€-30k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-20k ▼383%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 941410 WaterlooGround area
9,633 m²
Building footprint
5,369 m²
Volume, LiDAR
68,376 m³
2 parcels, Brussels, Wallonia · tallest building 25.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LES 3 CAILLOUX
since 20222.333.106.158
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0345/00G000 | Wallonia | 5,955 m² | 1 · 2,768 m² | 14.3 m · 2 fl. |
| 21442A0284/00D002 | Brussels | 3,678 m² | 1 · 2,601 m² | 25.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 8,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:diego@tdlvc.be
Phone:+32495200241