COPPIETERS
ActiveCOPPIETERS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409k and a net result of €4k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 16809 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-69
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 12.79 against 8.78 in 2024), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
35 d early
2023
47 d early
2022
39 d early
2021
37 d early
2020
37 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€409k▲ 1.1%
2024 · €405k
2018: €179k
2019: €219k
2020: €252k
2021: €331k
2022: €347k
2023: €377k
2024: €405k
2018 → 2025
Total assets
€440k▼ 2.4%
2024 · €451k
2018: €205k
2019: €238k
2020: €259k
2021: €376k
2022: €354k
2023: €397k
2024: €451k
2018 → 2025
Net result
€4k▼ 92.7%
2024 · €60k
2018: €10k
2019: €40k
2020: €33k
2021: €79k
2022: €16k
2023: €30k
2024: €60k
2018 → 2025
Working capital
€369k▲ 4.5%
2024 · €353k
2018: €167k
2019: €169k
2020: €212k
2021: €303k
2022: €329k
2023: €375k
2024: €353k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€331k-€347k▲ 4.7%€377k▲ 8.6%€405k▲ 7.5%€409k▲ 1.1%
Operating result€110k-€21k▼ 81.4%€41k▲ 101%€83k▲ 102%€8k▼ 90.7%
Net result€79k-€16k▼ 80.3%€30k▲ 92.5%€60k▲ 100%€4k▼ 92.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €440k
Fixed assets
€41k▼ 23.4%
Current assets
€400k▲ 0.4%
Equity and liabilities €440k
Equity
€409k▲ 1.1%
Debt
€31k▼ 32.5%
The debt ratio falls from 10.3% to 7.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€20k▼
2024 · €91k
Cash flow
€17k▼
2024 · €67k
Solvency
92.9%▲
2024 · 89.7%
Current ratio
12.79▲
2024 · 8.78
Quick ratio
12.79▲
2024 · 8.78
Debt / equity
0.08▼
2024 · 0.11
ROE
1.1%▼
2024 · 14.8%
ROA
1.0%▼
2024 · 13.3%
Interest coverage
19.14▼
2024 · 796.51
Debt
€31k▼
2024 · €46k
Debt ≤ 1 year
€31k▼
2024 · €45k
Income taxes
€2k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€451k€440k▼
Fixed assets21/28€53k€41k▼
Tangible fixed assets22/27€52k€40k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€50k€39k▼
Financial fixed assets28€514€514=
Current assets29/58€398k€400k▲
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€27k€12k▼
Other amounts receivable41-€18k
Current investments50/53€180k€180k=
Cash at bank and in hand54/58€191k€190k▼
Deferred charges and accrued income490/1€394€554▲
Equity and liabilities
Total equity and liabilities10/49€451k€440k▼
Equity10/15€405k€409k▲
Contributions10/11€6k€6k=
Reserves13€399k€403k▲
Distributable reserves133€399k€403k▲
Amounts payable17/49€46k€31k▼
Amounts payable within one year42/48€45k€31k▼
Trade debts44€695€3k▲
Suppliers440/4€695€3k▲
Taxes, remuneration and social security45€17k€2k▼
Taxes450/3€17k€2k▼
Other amounts payable47/48€28k€26k▼
Accrued charges and deferred income492/3€958-
Income statement
Code20242025
Non-recurring operating income76A€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€614€12k▲
Gross operating margin9900€92k€32k▼
Operating profit (loss)9901€83k€8k▼
Financial income75/76B€228€112▼
Recurring financial income75€228€112▼
Financial charges65/66B€114€1k▲
Recurring financial charges65€114€1k▲
Profit (loss) for the period before taxes9903€84k€7k▼
Income taxes67/77€24k€2k▼
Profit (loss) for the period9904€60k€4k▼
Profit (loss) for the period to be appropriated9905€60k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€4k▼
Transfer from equity791/2€32k-
Transfer to equity691/2€60k€4k▼
To other reserves6921€60k€4k▼
Profit to be distributed694/7€32k-
Return on contributions (dividend)694€32k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €4k ▼92.7%
Net result drops to €4k, the lowest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 7current ratio 55.22
Current ratio from 7.95 to 55.22; short-term debt falls from €44k to €6k.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €79k ▲138%
Operating result €110k, net result €79k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity quadruplescurrent ratio 34.58
Current ratio from 9.73 to 34.58; short-term debt falls from €19k to €6k.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €219k ▲22.5%
2 profitable years in a row build equity to €219k.
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1999
Ground area
1,113 m²
Building footprint
173 m²
Volume, LiDAR
1,048 m³
Parcel 31424B0332/00L000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COPPIETERS
since 19992.091.590.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31424B0332/00L000 | Flanders | 1,113 m² | 1 · 173 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Netsys Media
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VALOA
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Of 16,803 companies in sector 62100 we hold annual accounts for 8,745. 5,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-1999
Fiscal year end30-09
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.