Woonpartners
ActiveSummary
Woonpartners has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408,826 and a net result of €23,524. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 47% of 4238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-21
Solvency58▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 4.6 in 2024; short-term debt: 57.8% and cash: 26.8% of total assets), but 66.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
17 d early
2023
26 d early
2022
24 d early
2021
19 d early
2020
22 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23,524▼ 94.2%
2024 · €406,051
Working capital
€420,013▼ 73.9%
2024 · €1.6m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,144▼ 72.1%€380,712▲ 1,414%€703,619▲ 84.8%€514,534▼ 26.9%€27,740▼ 94.6%
Net result€12,869within the sector's middle half▼ 74.7%€271,159above the sector's middle half▲ 2,007%€535,184above the sector's middle half▲ 97.4%€406,051above the sector's middle half▼ 24.1%€23,524within the sector's middle half▼ 94.2%
Equity€295,015within the sector's middle half▲ 4.6%€316,174within the sector's middle half▲ 7.2%€501,357within the sector's middle half▲ 58.6%€839,408above the sector's middle half▲ 67.4%€408,826within the sector's middle half▼ 51.3%
Total assets€1.4mwithin the sector's middle half▲ 19.0%€1.9mabove the sector's middle half▲ 34.8%€2.2mabove the sector's middle half▲ 18.9%€2.2mabove the sector's middle half▼ 0.7%€1.2mwithin the sector's middle half▼ 44.0%
Debt€1.1m▲ 23.6%€1.6m▲ 42.2%€1.5m▼ 2.4%€1.3m▼ 16.7%€713,353▼ 43.5%
Working capital€658,141above the sector's middle half▲ 70.7%€901,518above the sector's middle half▲ 37.0%€1.3mabove the sector's middle half▲ 42.4%€1.6mabove the sector's middle half▲ 25.2%€420,013within the sector's middle half▼ 73.9%
Solvency21.3%within the sector's middle half▼ 2.9pp16.9%below the sector's middle half▼ 4.4pp22.6%within the sector's middle half▲ 5.7pp38.1%within the sector's middle half▲ 15.5pp33.1%within the sector's middle half▼ 5.0pp
Current ratio2.64within the sector's middle half▲ 0.632.26within the sector's middle half▼ 0.382.73within the sector's middle half▲ 0.474.60above the sector's middle half▲ 1.871.59within the sector's middle half▼ 3.01
Return on assets (ROA)0.9%below the sector's middle half▼ 3.4pp14.5%above the sector's middle half▲ 13.6pp24.1%above the sector's middle half▲ 9.6pp18.4%above the sector's middle half▼ 5.7pp1.9%within the sector's middle half▼ 16.5pp
Staff (FTE)11.2above the sector's middle half▲ 13.1%11.7above the sector's middle half▲ 4.5%10.9above the sector's middle half▼ 6.8%13above the sector's middle half▲ 19.3%12.8within the sector's middle half▼ 1.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -94% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€100,674 ▼ 32.5%
Current assets
€1.1m ▼ 44.8%
Equity and liabilities €1.2m
Equity
€408,826 ▼ 51.3%
Provisions
€111,861 ▲ 9.8%
Debt
€713,353 ▼ 43.5%
Debt's share of the balance-sheet total rises from 57.3% to 57.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€76,175▼
2024 · €568,876
Cash flow
€71,959▼
2024 · €460,393
Debt to equity
1.74▲
2024 · 1.50
ROE
5.8%▼
2024 · 48.4%
Interest coverage
8.03▼
2024 · 82.39
Debt ≤ 1 year
€713,353▲
2024 · €446,249
Income taxes
€20,122▼
2024 · €147,667
Staff costs
€986,850▲
2024 · €977,669
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €694,540 | €807,657 | €811,882 | €977,669 | €986,850 | ▲ 0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €92,926 | €98,503 | €77,693 | €54,342 | €48,435 | ▼ 10.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €29,862 | €22,830 | ▼ 23.5% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €203,722 | -€101,861 | €10,000 | ▲ 110% |
| Other operating charges640/8 | €1,228 | €2,068 | €1,075 | €3,507 | €46,731 | ▲ 1,232% |
| Gross operating margin9900 | €813,837 | €1.3m | €1.8m | €1.5m | €1.1m | ▼ 22.7% |
| Operating profit (loss)9901 | €25,144 | €380,712 | €703,619 | €514,534 | €27,740 | ▼ 94.6% |
| Financial income75/76B | €157 | €0 | €23,152 | €46,089 | €25,390 | ▼ 44.9% |
| Recurring financial income75 | €157 | €0 | €23,152 | €46,089 | €25,390 | ▼ 44.9% |
| Financial charges65/66B | €5,336 | €5,437 | €5,227 | €6,905 | €9,484 | ▲ 37.4% |
| Recurring financial charges65 | €5,336 | €5,437 | €5,227 | €6,905 | €9,484 | ▲ 37.4% |
| Profit (loss) for the period before taxes9903 | €19,965 | €375,275 | €721,544 | €553,718 | €43,646 | ▼ 92.1% |
| Income taxes67/77 | €7,096 | €104,116 | €186,360 | €147,667 | €20,122 | ▼ 86.4% |
| Profit (loss) for the period9904 | €12,869 | €271,159 | €535,184 | €406,051 | €23,524 | ▼ 94.2% |
| Transfer to tax-exempt reserves689 | - | - | €84,200 | €168,400 | - | - |
| Profit (loss) for the period to be appropriated9905 | €12,869 | €271,159 | €450,984 | €237,651 | €23,524 | ▼ 90.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.9m | €2.2m | €2.2m | €1.2m | ▼ 44.0% |
| Fixed assets21/28 | €325,765 | €249,130 | €194,633 | €149,109 | €100,674 | ▼ 32.5% |
| Intangible fixed assets21 | €319,229 | €226,605 | €159,186 | €116,561 | €74,818 | ▼ 35.8% |
| Tangible fixed assets22/27 | €6,536 | €22,525 | €16,467 | €13,568 | €6,877 | ▼ 49.3% |
| Plant, machinery and equipment23 | €4,417 | €21,125 | €15,786 | €7,517 | €2,217 | ▼ 70.5% |
| Furniture and vehicles24 | €2,119 | €1,400 | €681 | €2,133 | €1,646 | ▼ 22.8% |
| Other tangible fixed assets26 | - | - | - | €3,918 | €3,014 | ▼ 23.1% |
| Financial fixed assets28 | - | - | €18,980 | €18,980 | €18,980 | = |
| Current assets29/58 | €1.1m | €1.6m | €2.0m | €2.1m | €1.1m | ▼ 44.8% |
| Amounts receivable within one year40/41 | €777,944 | €905,364 | €1.9m | €1.7m | €791,538 | ▼ 52.9% |
| Trade receivables40 | €746,479 | €904,802 | €1.3m | €1.1m | €261,174 | ▼ 77.0% |
| Other amounts receivable41 | €31,465 | €562 | €685,973 | €545,982 | €530,363 | ▼ 2.9% |
| Cash at bank and in hand54/58 | €222,166 | €709,403 | €61,364 | €361,051 | €330,535 | ▼ 8.5% |
| Deferred charges and accrued income490/1 | €59,332 | €2,799 | €13,104 | €13,630 | €11,293 | ▼ 17.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.9m | €2.2m | €2.2m | €1.2m | ▼ 44.0% |
| Equity10/15 | €295,015 | €316,174 | €501,357 | €839,408 | €408,826 | ▼ 51.3% |
| Contributions10/11 | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Capital10 | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Issued capital100 | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Reserves13 | €215,015 | €236,174 | €421,357 | €759,408 | €328,826 | ▼ 56.7% |
| Non-distributable reserves130/1 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Legal reserve130 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Tax-exempt reserves132 | - | - | €84,200 | €252,600 | €252,600 | = |
| Distributable reserves133 | €207,015 | €228,174 | €329,157 | €498,808 | €68,226 | ▼ 86.3% |
| Provisions and deferred taxes16 | - | - | €203,722 | €101,861 | €111,861 | ▲ 9.8% |
| Provisions for liabilities and charges160/5 | - | - | €203,722 | €101,861 | €111,861 | ▲ 9.8% |
| Other liabilities and charges164/5 | - | - | €203,722 | €101,861 | €111,861 | ▲ 9.8% |
| Amounts payable17/49 | €1.1m | €1.6m | €1.5m | €1.3m | €713,353 | ▼ 43.5% |
| Amounts payable within one year42/48 | €401,300 | €716,048 | €740,685 | €446,249 | €713,353 | ▲ 59.9% |
| Financial debts43 | €30,013 | - | - | - | - | - |
| Credit institutions430/8 | €30,013 | - | - | - | - | - |
| Trade debts44 | €108,894 | €45,719 | €117,832 | €38,953 | €76,015 | ▲ 95.1% |
| Suppliers440/4 | €108,894 | €45,719 | €117,832 | €38,953 | €76,015 | ▲ 95.1% |
| Taxes, remuneration and social security45 | €262,394 | €420,329 | €272,853 | €339,296 | €183,231 | ▼ 46.0% |
| Taxes450/3 | €158,918 | €248,795 | €140,224 | €219,435 | €50,913 | ▼ 76.8% |
| Remuneration and social security454/9 | €103,476 | €171,534 | €132,629 | €119,862 | €132,318 | ▲ 10.4% |
| Other amounts payable47/48 | - | €250,000 | €350,000 | €68,000 | €454,106 | ▲ 568% |
| Accrued charges and deferred income492/3 | €688,891 | €834,474 | €773,188 | €815,394 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,869 | €271,159 | €535,184 | €406,051 | €23,524 | ▼ 94.2% |
| + Depreciation and write-downs630 | €92,926 | €98,503 | €77,693 | €54,342 | €48,435 | ▼ 10.9% |
| Operating cash flow (approximation) | €105,795 | €369,661 | €612,876 | €460,393 | €71,959 | ▼ 84.4% |
| Investment in fixed assets (approximation) | - | -€21,868 | -€23,195 | -€8,819 | €0 | ▲ 100% |
| Change in cash | - | €487,237 | -€648,039 | €299,687 | -€30,516 | ▼ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 24-06-2026
- Registered-office move, Nijverheidsstraat 13,2260 Westerlo
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €535,184 ▲97.4%
Operating result €703,619, net result €535,184, both a record.
31-12
Financial
Equity above €500,000Eq €501,357 ▲58.6%
6 profitable years in a row build equity to €501,357.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €12,869 ▼74.7%
Net result drops to €12,869, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200,000Eq €231,376 ▲26.3%
2 profitable years in a row build equity to €231,376.
Show earlier events
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 14 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2014
Ground area
2.5 ha
Building footprint
1,907 m²
Volume, LiDAR
39,522 m³
2 parcels, Flanders · tallest building 30.0 m, ±8 floors. Linked by address, not a title deed.
53
companies at this address
See who is registered here
1 establishment unit
Woonpartners
since 20142.236.021.036
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13028B0138/00V000 | Flanders | 2.4 ha | 1 · 1,680 m² | 30.0 m · 8 fl. |
| 34007B0075/00N005 | Flanders | 229 m² | 1 · 227 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- CS BIDCO
- Cipal Schaubroeck
- Woonpartners
Highest known parent: CS BIDCO. The sources do not say who stands above it.
Owners 1
- Cipal Schaubroeckparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
2 transactionsReceived a branch of activity from:CIPAL IT Solutions
Received a branch of activity from:Desk Solutions
Recognitions · licences · registrations
Legal Entity Identifier
648800BQKI6YBDLD2W40
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Company details
Identification
Legal formPublic limited company
Founded21-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
58290Other software publishing
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
Website
www.woonpartners.be
E-mail
info@woonpartners.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0564871679
Also
9925:BE0564871679
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.