COPITZ
ActiveCOPITZ has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €19k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 33% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency57▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.42 in 2024; short-term debt: 26.7% and cash: 5.9% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €78k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
on the day
2023
1 d late
2022
3 d late
2021
5 d late
2020
8 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 31.3%
2024 · €60k
2018: €54k
2019: €67k
2020: €56k
2021: €48k
2022: €24k
2023: €34k
2024: €60k
2018 → 2025
Total assets
€244k▼ 3.1%
2024 · €252k
2018: €312k
2019: €354k
2020: €320k
2021: €286k
2022: €240k
2023: €225k
2024: €252k
2018 → 2025
Net result
€19k▼ 29.7%
2024 · €27k
2018: €7k
2019: €15k
2020: €-10k
2021: €-7k
2022: €-24k
2023: €10k
2024: €27k
2018 → 2025
Working capital
€-33k▲ 21.7%
2024 · €-42k
2018: €11k
2019: €16k
2020: €-4k
2021: €-24k
2022: €-61k
2023: €-51k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€24k▼ 50.2%€34k▲ 41.7%€60k▲ 76.0%€78k▲ 31.3%
Operating result€3k-€-13k€21k€49k▲ 131%€35k▼ 28.2%
Net result€-7k-€-24k▼ 230%€10k€27k▲ 166%€19k▼ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€212k▼ 4.6%
Current assets
€32k▲ 7.2%
Equity and liabilities €244k
Equity
€78k▲ 31.3%
Debt
€166k▼ 13.8%
The debt ratio falls from 76.3% to 67.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €59k
Cash flow
€29k▼
2024 · €36k
Solvency
32.1%▲
2024 · 23.7%
Current ratio
0.49▲
2024 · 0.42
Quick ratio
0.49▲
2024 · 0.42
Debt / equity
2.11▼
2024 · 3.22
ROE
23.8%▼
2024 · 44.5%
ROA
7.7%▼
2024 · 10.5%
Interest coverage
5.95▼
2024 · 6.18
Debt
€166k▼
2024 · €192k
Debt ≤ 1 year
€65k▼
2024 · €72k
Debt > 1 year
€100k▼
2024 · €118k
Income taxes
€9k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€244k▼
Fixed assets21/28€222k€212k▼
Tangible fixed assets22/27€222k€212k▼
Land and buildings22€212k€206k▼
Furniture and vehicles24€9k€6k▼
Current assets29/58€30k€32k▲
Amounts receivable within one year40/41-€15k
Trade receivables40-€15k
Cash at bank and in hand54/58€27k€14k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€252k€244k▼
Equity10/15€60k€78k▲
Contributions10/11€8k€8k=
Reserves13€52k€70k▲
Distributable reserves133€52k€70k▲
Amounts payable17/49€192k€166k▼
Amounts payable after more than one year17€118k€100k▼
Financial debts170/4€118k€100k▼
Amounts payable within one year42/48€72k€65k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€6k€1k▼
Credit institutions430/8€6k€1k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€21k€23k▲
Taxes450/3€21k€23k▲
Other amounts payable47/48€26k€20k▼
Accrued charges and deferred income492/3€2k€244▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€61k€49k▼
Operating profit (loss)9901€49k€35k▼
Financial income75/76B-€8
Recurring financial income75-€8
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€40k€28k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€27k€19k▼
Profit (loss) for the period to be appropriated9905€27k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€19k▼
Transfer to equity691/2€26k€19k▼
To other reserves6921€26k€19k▼
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €27k ▲166%
Operating result €49k, net result €27k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 9691180 UkkelGround area
315 m²
Building footprint
227 m²
Volume, LiDAR
2,644 m³
2 parcels, Brussels · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
COPITZ
since 20082.174.958.348
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0134/00C002 | Brussels | 180 m² | 1 · 92 m² | 15.4 m · 4 fl. |
| 21616A0098/00K004 | Brussels | 135 m² | 1 · 135 m² | 17.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,755. 3,042 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2008
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
59113Video and film production, excluding cinema and television films
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73120Media representation
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.