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COPA CONSTRUCT

Active Private limited companyfounded 2021active for 5 yearsNielerstraat 31, 3680 MaaseikKBO/BCE: BE 0761.353.790

Overview

Lifetime

5 annual accounts with figures on one time axis
peak €42,002 (2024)
€4,982▼ 88.1%
lowest -€3,677 (2025)
-€3,677▼ €28,596
peak €36,746 (2024)
€33,068▼ 10.0%
€38,503▼ 38.6%
Board2 names since 2021
1 director
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €42,002 to €4,982Loss of €3,677Debts from €62,737 to €38,503Investments €26,115Cash from €44,429 to €16,851

Key points

from the 2025 annual accounts

Turnover

≈ €60,000 estimated

The micro format states no turnover.

Investments

€27,510 6.5 × depreciation
202120242025

Green is investment, beige is depreciation.

Position in the sector

-€3,677

Lower net result than 80% of companies in construction of buildings. Sector median €8,556 · 9,461 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,440 companies had the same profile as COPA CONSTRUCT has now. Each dot stands for 9 companies, two years later.

90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,440 companies, not a prediction for COPA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 100 sharesdeed of 12-01-2021
  • 100 sharesdeed of 12-01-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0761353790
Registered office moved from Genk to Maaseik New registered office: Nielerstraat 31, 3580 Maaseik · Previous registered office: Mispadstraat 56, 3600 Genk · Resignation: (director) · Board meeting of 01-09-2024 · Gazette deed
Incorporation Founding capital of €20,000, 200 shares · Founders: and · Appointments: (director) and (director) · published on 12-01-2021 · Gazette deed
First establishment RENOP, Nielerstraat 31, Maaseik
All 11 events

Comparable companies

same main activity, similar in size and age
Company
COPA CONSTRUCT Maaseik €71,572 €4,982 46.2% -
FIXED CONSTRUCT Sint-Truiden €76,783 €5,388 16.3% -
KMT ENTREPRISES Ixelles €67,798 €5,128 33.5% -
HOME CONSULT & COACHING Liège €75,810 €4,647 4.6% -
DJF CONSTRUCT Brunehaut €81,242 €4,884 72.8% -
NIKOLAS PROJECTS Opwijk €83,930 €5,101 64.9% -
Bwall'Im Anhée €60,303 €4,932 35.4% -

These companies have the same main activity as COPA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €60,300 and €83,900, founded in 2021.

Official details

Source: KBO
Status
Active since 08-01-2021Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment unit
2.311.571.0693680 Maaseik, since 08-01-2021
Financial year end
31 December
Peppol
Reachable since 09-12-2025
Company details

Annual accounts 2025

€4,982▼ 88.1%
€3,677
€33,068▼ 10.0%
€71,572▼ 28.1%
Filing
Filed on 01-07-2026, 30 days before the end of the filing period
Financials

Insights on COPA CONSTRUCT

COPA CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €38,245 in 2021 to €4,982 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 01-07-2026, 30 days before the deadline
€4,982
▼ 88.1%
-€1,257
▼ €36,306
-€3,677
▼ €28,596
€23,890
▼ 43.6%
46.2%
▲ 9.3 percentage points
2.11
▲ 0.31

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €60,000. Estimated: probably between €31,000 and €110,000.

Balance sheet

balance sheet total €71,572 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

46.2%

Higher than 54% of 9,471 companies in 2025.

2.11

Higher than 61% of 9,219 companies in 2025.

-5.1%

Higher than 17% of 9,291 companies in 2025.

COPA CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 71,57299,48369,07384,44773,016
21/28 26,1994,3021,56115,24631,407
22/27 26,1994,3021,56115,24631,407
23 4,2034,3021,54414,30325,080
24 21,9950189436,327
29/58 45,37395,18167,51269,20141,608
3 016,2004,79219,2105,589
30/36 05,0002,7924,2105,589
37 011,2002,00015,000-
40/41 25,85832,23452,91934,73822,904
40 9,09232,19251,93234,73821,513
41 16,7664298601,391
54/58 16,85144,4296,79613,26010,255
490/1 2,6642,3183,0061,9942,860
Balance sheet: equity and liabilities
10/49 71,57299,48369,07384,44773,016
10/15 33,06836,74631,82730,52130,058
10/11 20,00020,00020,00020,00020,000
13 13,06816,74611,82710,52110,058
133 13,06816,74611,82710,52110,058
14 00---
17/49 38,50362,73737,24653,92642,957
17 15,7708,6275,1296,87314,651
170/4 15,7708,6275,1296,87314,651
42/48 21,48452,86130,86845,80325,582
42 8,8212,5006,9517,7789,127
44 3,13613,64417,27329,3464,417
440/4 3,13613,64417,27329,3464,417
45 9,52715,2274,2592,0836,033
450/3 9,52715,2274,2592,0836,033
47/48 021,4892,3856,5956,006
492/3 1,2501,2501,2501,2502,724
Income statement
76A 15432,00616,788--
9900 4,98242,0027,80420,26138,245
62 ---03,088
630 4,2191,1412,57616,16114,825
640/8 1,5751,7361,542679628
66A 4454,075---
9901 -1,25735,0493,6863,42119,704
75/76B 396112854
75 396112854
65/66B 1,5141,9078662,0025,258
65 1,5141,9078661,4514,958
66B --0551300
9903 -2,37533,1432,8211,44714,500
67/77 1,3028,2241,5159844,442
9904 -3,67724,9191,30546310,058
9905 -3,67724,9191,30546310,058
Appropriation of the result
9906 -3,67724,9191,30546310,058
791/2 3,67720,000---
691/2 024,9191,30546310,058
6921 024,9191,30546310,058
694/7 020,000---
694 020,000---
Document PDFPDFPDFPDFPDF

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 01-07-2026 2026-00230603 PDF
31-12-2024 micro format 07-07-2025 2025-00235721 PDF
31-12-2023 micro format 02-07-2024 2024-00205942 PDF
31-12-2022 micro format 07-07-2023 2023-00213914 PDF
31-12-2021 micro format 30-06-2022 2022-20129226 PDF

Subsidies and aid

Flemish government 2024, 1 entry, €197 awarded, €197 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
2,96236,1906,26219,58334,529
54126,0603,88116,62524,883
27,5106,150-11,109046,232
-27,57837,633-6,4643,004-
23,89042,32036,64423,39916,026
46.2%36.9%46.1%36.1%41.2%
2.111.802.191.511.63
2.111.492.031.091.41
1.161.711.171.771.43
-11.1%67.8%4.1%1.5%33.5%
-5.1%25.0%1.9%0.5%13.8%
1.9618.987.2313.506.96

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€27,510€6,150--€45,182
Intangible fixed assets----€1,050
€4,219€1,141€2,576€16,161€14,825

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on COPA CONSTRUCT

The operating result for 2025 is a loss of €1,257, after a profit of €35,049 in 2024. It is the lowest result since 2021.

Debt's share of the balance-sheet total falls from 63.1% to 53.8%. Equity and debt are lower.

Board & ownership

Board

1 director, no change since 2024
Director (not named in the articles)
appointed by deed of 12-01-2021 term without a fixed end
listed in the 2025 annual accounts, filed on 01-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 12. Vertegenwoordiging door het bestuursorgaan Indien er slechts één bestuurder is aangesteld, vertegenwoordigt de enige bestuurder…”
deed of 12-01-2021

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Director (not named in the articles)
BoardEarlier
Mandates as a list
    • Director (not named in the articles), from 07-01-2021 to date
    • Director (not named in the articles), from 07-01-2021 to 30-11-2024

See the board, name and registered office on a given date →

Control

Founders
,
This company
COPA CONSTRUCT
Equity €33,068
Loss €3,677 in 2025

Capital

Contribution
€20,000
Shares
200
Contribution per share
€100
Equity per share
€165 in 2025
Source
deed of 12-01-2021

Articles of association

deed of 12-01-2021 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00

Shareholders

At incorporation deed of 12-01-2021 ↗
  • 100 shares (50%) · €10,000
  • 100 shares (50%) · €10,000

Network & group

No group

COPA CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. COPA CONSTRUCT shares no director with another company.

At the same address

Nielerstraat 31, 3680 Maaseik · 1 other company
Kessels, Bo (sole trader)
establishment since 17-07-2025
founded in 2025
1025.565.063

Timeline

Timeline

11 events since 2021

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 30 days before the deadline
2025
Weakest financial year net -€3,677 The net result drops to -€3,677, the lowest from 2021 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0761353790
Annual accounts 2024 filed PDFmicro format · 24 days before the deadline
2024
Highest result from 2021 to 2025 net €24,919 ▲1,809% The operating result of €35,049 and the net result of €24,919 are both a record.
Registered office moved from Genk to MaaseikNew registered office: Nielerstraat 31, 3580 Maaseik · Previous registered office: Mispadstraat 56, 3600 Genk · Resignation: (director) · Board meeting of 01-09-20244 points ▸
  • Board meeting, 01-09-2024
  • Registered-office move, Nielerstraat 31, 3580 Maaseik
  • General meeting, 01-09-2024
  • Director resignation,

Open the deed in the Belgian Official Gazette

Annual accounts 2023 filed PDFmicro format · 29 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 24 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 31 days before the deadline
2021
IncorporationFounding capital of €20,000, 200 shares · Founders: and · Appointments: (director) and (director) · published on 12-01-20216 points ▸
  • Founder,
  • Founder,
  • Founding capital, €20,000, 200 shares
  • Registered office clause, Mispadstraat 56, 3600 Genk
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

First establishment RENOP, Nielerstraat 31, Maaseik

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

COPA CONSTRUCT was incorporated on 8 January 2021 as a private limited company by two natural persons, with a starting capital of €20,000.12 The registered office was moved to Maaseik in 2024.3 is director of the company, appointed by deed of 12-01-2021.2 Total assets went from €73,016 in 2021 to €71,572 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-01-2021
  3. 3Belgian Official Gazette, 30-09-2024
  4. 4National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0761.353.790
VAT number
BE 0761.353.790
Peppol ID
0208:0761353790
Other Peppol ID
9925:BE0761353790
Legal form
Private limited company
Status
Active, normal situation
Founded
08-01-2021
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00
deed of 12-01-2021 (in Dutch)
Peppol
Reachable since 09-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
COPA CONSTRUCT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-01-2021 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 12-01-2021 (in Dutch)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43211 Specialised construction activities
43320 Joinery installation
PurposeThe purpose describes the activities the company may carry out under its articles.
“Dit alles in de meest ruime zin; Het aanleggen,het oordeelkundig uitbouwen en het beheren van een roerend patrimonium; alle verrichtingen…”
47 activities
  1. Dit alles in de meest ruime zin.
  2. Het aanleggen,het oordeelkundig uitbouwen en het beheren van een roerend patrimonium; alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aan- en verkoop,de huur en verhuur,de ruil; in het bijzonder het beheer en valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,kasbons,staatsfondsen,met inbegrip van:
  3. Activiteiten waarvoor de vennootschap niet zelf over de nodige vereiste attesten zou beschikken,zullen in onderaanneming worden uitgegeven.
  4. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
  5. Handel,verhuur en andere diensten in verband met onroerende goederen,o.a. onderneming in onroerende goederen,welke onder meer omvat: de projectontwikkeling,de verwerving,de vervreemding,het beheer,de borgstelling,de uitbating,de valorisatie,de verkaveling,de restauratie,de ordening,de huur en de verhuur,het doen bouwen en verbouwen,evenals alle welk danige onroerende verhandelingen in de meest brede zin,met inbegrip van de onroerende leasing,voor alle onroerende goederen,ongeacht hun aard of bestemming.
  6. Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren,onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen in de meest ruime zin,alle handels- en financiële operaties verrichten,behalve deze die wettelijk zijn voorbehouden aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
  7. Algemeen aannemer;
  8. Coördinatie van bouwwerven;
  9. Slopingswerken van gebouwen en kunstwerken;
  10. Ruimen van bouwterreinen;
  11. Reinigen van gebouwen;
  12. Alle klusjeswerken in de bouw en tuinbouw;
  13. Werken in onderaanneming van algemene bouwbedrijven,renovatie- en schrijnwerken;
  14. Maken van bekistingen,betonwerken;
  15. Verlenen van bedrijfsadvies en technisch advies in de bouwsector;
  16. Algemeen schrijnwerk en glazenmaker;
  17. Onderneming van de montage van buiten- en binnenschrijnwerk voor gebouwen: deuren,vensters,kozijnen,trappen,muurkasten,keukens,winkelinrichtingen,enz.;
  18. Onderneming voor het leggen van parketvloeren en het plaatsen van alle houten wand- en vloerbekleding;
  19. Gyprocwerken;
  20. Onderneming voor het installeren en plaatsen van al dan niet verplaatsbare tussenwanden en plafonds,scheidingswanden en valse plafonds,warmte- en geluidsisoleringswerken,bekleding van wanden,enz.;
  21. Onderneming voor alle schilderwerken,zowel het schilderen van het binnen- als het buitenwerk van gebouwen;
  22. Onderneming voor de restauratie van monumenten en historische gebouwen;
  23. Onderneming voor de installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken enz.,in hout of kunststof;
  24. Onderneming voor het monteren van serres,veranda’s enz.,in hout,kunststof of metaal;
  25. Waterdicht maken en bedekken van gebouwen met asfalt en teer; het droogmaken van gebouwen anders dan met teer en asfalt; metalen en niet-metalen dakbedekkingswerken van gebouwen;
  26. Dakwerkzaamheden: bouw van daken,dakbekleding,plaatsen van dakgoten;
  27. Het leggen van tegelvloeren en mozaïek;
  28. Warmte en geluidsisolering;
  29. Plafonneer-,cementeer- en alle andere pleisterwerken,het plaatsen van chapes;
  30. Timmer- en schrijnwerk voor gebouwen; het vervaardigen en plaatsen van vensterluiken;
  31. Vervaardiging van metalen constructiewerken;
  32. Het plaatsen van ijzerwerk,metalen luiken en metalen schrijnwerken evenals schrijnwerk in kunststof;
  33. Grond-,riolerings-,en draineringswerken;
  34. Het leggen van kabels en diverse leidingen;
  35. Het aanleggen en onderhouden van tuinen,sportvelden,parken,speelvelden; aanplantingswerken; speciale bekledingen voor sportvelden;
  36. Het plaatsen van afsluitingen,omheiningen;
  37. Steen en marmerwerken voor gebouwen;
  38. Het aanleggen van parkings en inritten,het leggen van stoepdallen en betonklinkers;
  39. Kleinhandel in bouwmaterialen,cement- en betonproducten;
  40. Overige werkzaamheden in verband met de afwerking van gebouwen,eindafwerking,n.e.g.;
  41. Onderneming voor sanitair en elektriciteit;
  42. Onderneming voor herstellings-,onderhouds- en transformatiewerken met betrekking tot alle bovenvermelde activiteiten;
  43. Verhuur van voertuigen,installaties,machines,uitrusting,materieel,onderdelen en aanverwante goederen;
  44. Opslag en overslag van goederen,inclusief het advies verlenen hierover;
  45. Uitbating van koerierdienst,vervoerdienst van goederen en personen over de openbare weg en dit zowel voor eigen rekening als voor rekening van derden;
  46. Aankoop,verkoop en verhuur van voertuigen;
  47. Verhuur en verkoop van alle soorten materialen voor de bouwsector;
deed of 12-01-2021 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
RENOP registered office Nielerstraat 31, 3680 Maaseik 4100101 General construction of residential buildings 08-01-2021 2.311.571.069
1 former office
  • 3600 Genk until 01-09-2024 · deed of 30-09-2024

Buildings and parcels at the address

Ground area
2,260 m²
Buildings
289 m²
Volume, LiDAR
1,341 m³
Tallest building
6.9 m
Buildings to scale, each on its own parcel
289 m², 6.9 m 289 m², 6.9 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
72028D0361/00D0002,260 m² 1 · 289 m² 6.9 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0761.353.790