Turnover
The micro format states no turnover.
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The micro format states no turnover.
Green is investment, beige is depreciation.
Lower net result than 80% of companies in construction of buildings. Sector median €8,556 · 9,461 companies.
In July 2024, 3,440 companies had the same profile as COPA CONSTRUCT has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for COPA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
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| Company | ||||
|---|---|---|---|---|
| COPA CONSTRUCT Maaseik | €71,572 | €4,982 | 46.2% | - |
| FIXED CONSTRUCT Sint-Truiden | €76,783 | €5,388 | 16.3% | - |
| KMT ENTREPRISES Ixelles | €67,798 | €5,128 | 33.5% | - |
| HOME CONSULT & COACHING Liège | €75,810 | €4,647 | 4.6% | - |
| DJF CONSTRUCT Brunehaut | €81,242 | €4,884 | 72.8% | - |
| NIKOLAS PROJECTS Opwijk | €83,930 | €5,101 | 64.9% | - |
| Bwall'Im Anhée | €60,303 | €4,932 | 35.4% | - |
These companies have the same main activity as COPA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €60,300 and €83,900, founded in 2021.
COPA CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €38,245 in 2021 to €4,982 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €60,000. Estimated: probably between €31,000 and €110,000.
Higher than 54% of 9,471 companies in 2025.
Higher than 61% of 9,219 companies in 2025.
Higher than 17% of 9,291 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
71,572 | 99,483 | 69,073 | 84,447 | 73,016 | |
21/28 |
26,199 | 4,302 | 1,561 | 15,246 | 31,407 | |
22/27 |
26,199 | 4,302 | 1,561 | 15,246 | 31,407 | |
23 |
4,203 | 4,302 | 1,544 | 14,303 | 25,080 | |
24 |
21,995 | 0 | 18 | 943 | 6,327 | |
29/58 |
45,373 | 95,181 | 67,512 | 69,201 | 41,608 | |
3 |
0 | 16,200 | 4,792 | 19,210 | 5,589 | |
30/36 |
0 | 5,000 | 2,792 | 4,210 | 5,589 | |
37 |
0 | 11,200 | 2,000 | 15,000 | - | |
40/41 |
25,858 | 32,234 | 52,919 | 34,738 | 22,904 | |
40 |
9,092 | 32,192 | 51,932 | 34,738 | 21,513 | |
41 |
16,766 | 42 | 986 | 0 | 1,391 | |
54/58 |
16,851 | 44,429 | 6,796 | 13,260 | 10,255 | |
490/1 |
2,664 | 2,318 | 3,006 | 1,994 | 2,860 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
71,572 | 99,483 | 69,073 | 84,447 | 73,016 | |
10/15 |
33,068 | 36,746 | 31,827 | 30,521 | 30,058 | |
10/11 |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
13 |
13,068 | 16,746 | 11,827 | 10,521 | 10,058 | |
133 |
13,068 | 16,746 | 11,827 | 10,521 | 10,058 | |
14 |
0 | 0 | - | - | - | |
17/49 |
38,503 | 62,737 | 37,246 | 53,926 | 42,957 | |
17 |
15,770 | 8,627 | 5,129 | 6,873 | 14,651 | |
170/4 |
15,770 | 8,627 | 5,129 | 6,873 | 14,651 | |
42/48 |
21,484 | 52,861 | 30,868 | 45,803 | 25,582 | |
42 |
8,821 | 2,500 | 6,951 | 7,778 | 9,127 | |
44 |
3,136 | 13,644 | 17,273 | 29,346 | 4,417 | |
440/4 |
3,136 | 13,644 | 17,273 | 29,346 | 4,417 | |
45 |
9,527 | 15,227 | 4,259 | 2,083 | 6,033 | |
450/3 |
9,527 | 15,227 | 4,259 | 2,083 | 6,033 | |
47/48 |
0 | 21,489 | 2,385 | 6,595 | 6,006 | |
492/3 |
1,250 | 1,250 | 1,250 | 1,250 | 2,724 | |
| Income statement | ||||||
76A |
154 | 32,006 | 16,788 | - | - | |
9900 |
4,982 | 42,002 | 7,804 | 20,261 | 38,245 | |
62 |
- | - | - | 0 | 3,088 | |
630 |
4,219 | 1,141 | 2,576 | 16,161 | 14,825 | |
640/8 |
1,575 | 1,736 | 1,542 | 679 | 628 | |
66A |
445 | 4,075 | - | - | - | |
9901 |
-1,257 | 35,049 | 3,686 | 3,421 | 19,704 | |
75/76B |
396 | 1 | 1 | 28 | 54 | |
75 |
396 | 1 | 1 | 28 | 54 | |
65/66B |
1,514 | 1,907 | 866 | 2,002 | 5,258 | |
65 |
1,514 | 1,907 | 866 | 1,451 | 4,958 | |
66B |
- | - | 0 | 551 | 300 | |
9903 |
-2,375 | 33,143 | 2,821 | 1,447 | 14,500 | |
67/77 |
1,302 | 8,224 | 1,515 | 984 | 4,442 | |
9904 |
-3,677 | 24,919 | 1,305 | 463 | 10,058 | |
9905 |
-3,677 | 24,919 | 1,305 | 463 | 10,058 | |
| Appropriation of the result | ||||||
9906 |
-3,677 | 24,919 | 1,305 | 463 | 10,058 | |
791/2 |
3,677 | 20,000 | - | - | - | |
691/2 |
0 | 24,919 | 1,305 | 463 | 10,058 | |
6921 |
0 | 24,919 | 1,305 | 463 | 10,058 | |
694/7 |
0 | 20,000 | - | - | - | |
694 |
0 | 20,000 | - | - | - | |
| Document | ||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 01-07-2026 | 2026-00230603 | |
| 31-12-2024 | micro format | 07-07-2025 | 2025-00235721 | |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00205942 | |
| 31-12-2022 | micro format | 07-07-2023 | 2023-00213914 | |
| 31-12-2021 | micro format | 30-06-2022 | 2022-20129226 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 2,962 | 36,190 | 6,262 | 19,583 | 34,529 | ||
| 541 | 26,060 | 3,881 | 16,625 | 24,883 | ||
| 27,510 | 6,150 | -11,109 | 0 | 46,232 | ||
| -27,578 | 37,633 | -6,464 | 3,004 | - | ||
| 23,890 | 42,320 | 36,644 | 23,399 | 16,026 | ||
| 46.2% | 36.9% | 46.1% | 36.1% | 41.2% | ||
| 2.11 | 1.80 | 2.19 | 1.51 | 1.63 | ||
| 2.11 | 1.49 | 2.03 | 1.09 | 1.41 | ||
| 1.16 | 1.71 | 1.17 | 1.77 | 1.43 | ||
| -11.1% | 67.8% | 4.1% | 1.5% | 33.5% | ||
| -5.1% | 25.0% | 1.9% | 0.5% | 13.8% | ||
| 1.96 | 18.98 | 7.23 | 13.50 | 6.96 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €27,510 | €6,150 | - | - | €45,182 |
| Intangible fixed assets | - | - | - | - | €1,050 |
| €4,219 | €1,141 | €2,576 | €16,161 | €14,825 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €1,257, after a profit of €35,049 in 2024. It is the lowest result since 2021.
Debt's share of the balance-sheet total falls from 63.1% to 53.8%. Equity and debt are lower.
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COPA CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. COPA CONSTRUCT shares no director with another company.
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| Kessels, Bo (sole trader)
establishment since 17-07-2025 |
founded in 2025 1025.565.063 |
Deadline for the 2026 accounts: 31-07-2027
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Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
COPA CONSTRUCT was incorporated on 8 January 2021 as a private limited company by two natural persons, with a starting capital of €20,000.12 The registered office was moved to Maaseik in 2024.3 is director of the company, appointed by deed of 12-01-2021.2 Total assets went from €73,016 in 2021 to €71,572 in 2025.4
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| Establishment | Since | Unit number |
|---|---|---|
| RENOP registered office Nielerstraat 31, 3680 Maaseik 4100101 General construction of residential buildings | 08-01-2021 | 2.311.571.069 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72028D0361/00D000 | 2,260 m² | 1 · 289 m² | 6.9 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0761.353.790
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