COOSECO
ActiveCOOSECO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349k and a net result of €42k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 12.41 against 8.6 in 2024; short-term debt: 7.4% and cash: 21.2% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
25 d late
2023
28 d late
2022
30 d late
2021
26 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€396k
EBIT margin
40.6%
Net result
€42k▼ 62.0%
2024 · €110k
2018: €10k
2019: €-2k
2020: €28k
2021: €40k
2022: €10k
2023: €32k
2024: €110k
2018 → 2025
Working capital
€317k▲ 14.8%
2024 · €276k
2018: €77k
2019: €75k
2020: €103k
2021: €147k
2022: €148k
2023: €182k
2024: €276k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€396k
Equity€158k-€167k▲ 5.7%€198k▲ 18.8%€308k▲ 55.4%€349k▲ 13.5%
Operating result€58k-€15k▼ 73.2%€50k▲ 222%€161k▲ 224%€56k▼ 65.4%
Net result€40k-€10k▼ 75.7%€32k▲ 228%€110k▲ 242%€42k▼ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €377k
Fixed assets
€32k▲ 1.7%
Current assets
€345k▲ 10.4%
Equity and liabilities €377k
Equity
€349k▲ 13.5%
Debt
€28k▼ 23.7%
The debt ratio falls from 10.6% to 7.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▼
2024 · €165k
Cash flow
€47k▼
2024 · €114k
Solvency
92.6%▲
2024 · 89.4%
Current ratio
12.41▲
2024 · 8.60
Quick ratio
12.41▲
2024 · 8.60
Debt / equity
0.08▼
2024 · 0.12
ROE
11.9%▼
2024 · 35.7%
ROA
11.0%▼
2024 · 31.9%
Interest coverage
306.23▼
2024 · 1207.97
Debt
€28k▼
2024 · €36k
Debt ≤ 1 year
€28k▼
2024 · €36k
Income taxes
€22k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€344k€377k▲
Fixed assets21/28€31k€32k▲
Tangible fixed assets22/27€31k€32k▲
Land and buildings22€24k€21k▼
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€1k€5k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€313k€345k▲
Amounts receivable after more than one year29€155k€154k▼
Other amounts receivable291€155k€154k▼
Amounts receivable within one year40/41€82k€104k▲
Trade receivables40€82k€82k▼
Other amounts receivable41-€22k
Current investments50/53€3k€5k▲
Cash at bank and in hand54/58€73k€80k▲
Deferred charges and accrued income490/1€575€2k▲
Equity and liabilities
Total equity and liabilities10/49€344k€377k▲
Equity10/15€308k€349k▲
Contributions10/11€19k€19k=
Reserves13€289k€331k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€287k€331k▲
Amounts payable17/49€36k€28k▼
Amounts payable within one year42/48€36k€28k▼
Trade debts44€7k€165▼
Suppliers440/4€7k€165▼
Taxes, remuneration and social security45€30k€28k▼
Taxes450/3€30k€28k▼
Accrued charges and deferred income492/3€97-
Income statement
Code20242025
Turnover70€396k-
Goods, raw materials, services and sundry goods60/61€231k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€1k€862▼
Gross operating margin9900€166k€62k▼
Operating profit (loss)9901€161k€56k▼
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€137€200▲
Recurring financial charges65€137€200▲
Profit (loss) for the period before taxes9903€168k€64k▼
Income taxes67/77€58k€22k▼
Profit (loss) for the period9904€110k€42k▼
Profit (loss) for the period to be appropriated9905€110k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€42k▼
Transfer to equity691/2€110k€42k▼
To other reserves6921€110k€42k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €110k ▲242%
Operating result €161k, net result €110k, both a record.
31-12
Financial
Equity above €200kEq €308k ▲55.4%
5 profitable years in a row build equity to €308k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Equity above €150kEq €158k ▲49.1%
2 profitable years in a row build equity to €158k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲35.2%
Equity rises from €78k to €106k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼120%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Aisette 157080 FrameriesGround area
391 m²
Building footprint
67 m²
Volume, LiDAR
548 m³
Parcel 53025B0531/00P000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COOSECO
since 20112.204.509.991
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53025B0531/00P000 | Wallonia | 391 m² | 1 · 67 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 4,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
80090Investigation and security activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.