CONSULTMATIC
ActiveCONSULTMATIC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €477k and a net result of €-957. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 2029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+1
Solvency72=
Growth53▼-2
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.63 in 2024; short-term debt: 31.9% and cash: 1.6% of total assets), but 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-10-2025, 192 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
192 d early
2024
192 d early
2023
201 d early
2022
125 d early
2021
181 d early
2020
201 d early
2019
126 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€197k▼ 0.8%
2024 · €198k
2018: €126k
2019: €177k
2020: €200k
2021: €187k
2022: €175k
2023: €205k
2024: €198k
2018 → 2025
EBIT margin
16.1%▲ 3.9pp
2024 · 12.1%
2018: 20.5%
2019: 28.8%
2020: 35.9%
2021: 20.9%
2022: 21.1%
2023: 23.5%
2024: 12.1%
2018 → 2025
Net result
€-957▲ 86.3%
2024 · €-7k
2018: €18k
2019: €38k
2020: €51k
2021: €27k
2022: €27k
2023: €23k
2024: €-7k
2018 → 2025
Working capital
€179k▼ 4.8%
2024 · €188k
2018: €328k
2019: €360k
2020: €406k
2021: €437k
2022: €469k
2023: €230k
2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€187k-€175k▼ 6.6%€205k▲ 17.5%€198k▼ 3.3%€197k▼ 0.8%
Equity€453k-€480k▲ 6.0%€503k▲ 4.8%€477k▼ 5.2%€477k▼ 0.2%
Operating result€39k-€37k▼ 6.0%€48k▲ 30.7%€24k▼ 50.0%€32k▲ 31.5%
Net result€27k-€27k▼ 1.1%€23k▼ 14.3%€-7k€-957▲ 86.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.00M
Fixed assets
€503k▼ 3.0%
Current assets
€499k▲ 2.7%
Equity and liabilities €1.00M
Equity
€477k▼ 0.2%
Debt
€527k▼ 0.3%
The debt ratio stays at 52.5%.
Key figures and ratios
EBITDA
€53k▲
2024 · €46k
Cash flow
€20k▲
2024 · €15k
Solvency
47.5%▲
2024 · 47.5%
Current ratio
1.56▼
2024 · 1.63
Quick ratio
1.56▼
2024 · 1.63
Debt / equity
1.11▼
2024 · 1.11
ROE
-0.2%▲
2024 · -1.5%
ROA
-0.1%▲
2024 · -0.7%
Interest coverage
1.65▲
2024 · 1.49
Debt
€527k▼
2024 · €528k
Debt ≤ 1 year
€320k▲
2024 · €298k
Debt > 1 year
€199k▼
2024 · €221k
Income taxes
€1k▲
2024 · €203
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.00M▼
Formation expenses20€1k€1k=
Fixed assets21/28€519k€503k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€519k€503k▼
Land and buildings22€504k€489k▼
Furniture and vehicles24€14k€14k▲
Current assets29/58€486k€499k▲
Amounts receivable within one year40/41€27k€22k▼
Trade receivables40€22k€22k▲
Other amounts receivable41€5k-
Current investments50/53€332k€461k▲
Cash at bank and in hand54/58€128k€16k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.00M▼
Equity10/15€477k€477k▼
Reserves13€484k€484k=
Distributable reserves133€484k€484k=
Profit (loss) carried forward14€-7k€-8k▼
Amounts payable17/49€528k€527k▼
Amounts payable after more than one year17€221k€199k▼
Financial debts170/4€221k€199k▼
Amounts payable within one year42/48€298k€320k▲
Trade debts44€3k€610▼
Suppliers440/4€3k€610▼
Taxes, remuneration and social security45€229€1k▲
Taxes450/3€229€1k▲
Other amounts payable47/48€295k€318k▲
Accrued charges and deferred income492/3€9k€7k▼
Income statement
Code20242025
Turnover70€198k€197k▼
Goods, raw materials, services and sundry goods60/61€152k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€21k▼
Other operating charges640/8€373€2k▲
Gross operating margin9900€46k€55k▲
Operating profit (loss)9901€24k€32k▲
Financial income75/76B€88€633▲
Recurring financial income75€88€633▲
Financial charges65/66B€31k€32k▲
Recurring financial charges65€31k€32k▲
Profit (loss) for the period before taxes9903€-7k€430▲
Income taxes67/77€203€1k▲
Profit (loss) for the period9904€-7k€-957▲
Profit (loss) for the period to be appropriated9905€-7k€-957▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-8k▼
Profit (loss) brought forward from the previous period14P-€-7k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-09
Financial
Weakest financial yearnet €-7k ▼130%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-09
Financial
Equity above €500kEq €503k ▲4.8%
6 profitable years in a row build equity to €503k.
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-09
Financial
Highest result since 2018net €51k ▲35%
Operating result €72k, net result €51k, both a record.
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
22-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
10-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Nivelles 2281420 Braine-l'AlleudGround area
2.7 ha
Building footprint
877 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
CONSULTMATIC
since 20092.179.088.766
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744D0345/00A000 | Wallonia | 2.6 ha | 1 · 735 m² | - |
| 55036C0069/00S003 | Wallonia | 1,306 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
96760047J8L9F6CZBU67
Similar companies · same sector, comparable size
PMG CHARGE
BE 0755.506.670
Lebbeke · Eq €477k
EIBeLux
BE 0812.731.722
Sankt Vith · Eq €476k
CUISINES CONSTANT INTERIOR & DESIGN
BE 0479.324.213
Soumagne · Eq €478k
JB INVEST
BE 0647.875.965
Lasne · Eq €480k
Wanty Energie
BE 0727.572.452
Binche · Eq €480k
Of 4,095 companies in sector 43240 we hold annual accounts for 1,631. 1,006 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2009
Fiscal year end30-09
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
62900Other information technology and computer services
71121Engineering and related technical consultancy, excluding land surveyors
74112Other professional, scientific and technical activities
74300Other professional, scientific and technical activities
74301Translation services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.