EIBeLux
ActiveEIBeLux has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476k and a net result of €61k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-36
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 7.6 against 3.43 in 2024), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
11%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
61 d late
2023
29 d late
2022
30 d late
2021
57 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€61k▼ 29.4%
2024 · €86k
2018: €29k
2020: €64k
2021: €20k
2022: €60k
2023: €90k
2024: €86k
2018 → 2025
Working capital
€346k▲ 25.5%
2024 · €276k
2018: €221k
2020: €149k
2021: €188k
2022: €176k
2023: €220k
2024: €276k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€268k▼ 0.5%€330k▲ 23.0%€416k▲ 26.0%€476k▲ 14.5%
Operating result€32k-€81k▲ 152%€113k▲ 39.9%€118k▲ 4.7%€82k▼ 30.1%
Net result€20k-€60k▲ 205%€90k▲ 48.7%€86k▼ 3.6%€61k▼ 29.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€154k▼ 14.6%
Current assets
€398k▲ 2.4%
Equity and liabilities €552k
Equity
€476k▲ 14.5%
Provisions
€3k=
Debt
€74k▼ 51.2%
The debt ratio falls from 26.5% to 13.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€109k▼
2024 · €144k
Cash flow
€87k▼
2024 · €112k
Solvency
86.2%▲
2024 · 73.1%
Current ratio
7.60▲
2024 · 3.43
Quick ratio
6.98▲
2024 · 2.91
Debt / equity
0.15▼
2024 · 0.36
ROE
12.8%▼
2024 · 20.8%
ROA
11.0%▼
2024 · 15.2%
Interest coverage
42.55▼
2024 · 49.70
Debt
€74k▼
2024 · €151k
Debt ≤ 1 year
€52k▼
2024 · €113k
Debt > 1 year
€21k▼
2024 · €37k
Income taxes
€22k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€569k€552k▼
Fixed assets21/28€180k€154k▼
Intangible fixed assets21€2k€909▼
Tangible fixed assets22/27€174k€150k▼
Land and buildings22€115k€106k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€52k€38k▼
Financial fixed assets28€3k€3k=
Current assets29/58€389k€398k▲
Stocks and contracts in progress3€59k€32k▼
Stocks30/36€46k€23k▼
Contracts in progress37€13k€9k▼
Amounts receivable within one year40/41€52k€114k▲
Trade receivables40€47k€104k▲
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€274k€247k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€569k€552k▼
Equity10/15€416k€476k▲
Contributions10/11€19k€19k=
Reserves13€346k€407k▲
Distributable reserves133€346k€407k▲
Profit (loss) carried forward14€45k€45k▲
Investment grants15€5k€5k▼
Provisions and deferred taxes16€3k€3k=
Provisions for liabilities and charges160/5€3k€3k=
Other liabilities and charges164/5€3k€3k=
Amounts payable17/49€151k€74k▼
Amounts payable after more than one year17€37k€21k▼
Financial debts170/4€37k€21k▼
Amounts payable within one year42/48€113k€52k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€4k€17k▲
Suppliers440/4€4k€17k▲
Taxes, remuneration and social security45€44k€15k▼
Taxes450/3€40k€12k▼
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€49k€4k▼
Accrued charges and deferred income492/3€73€97▲
Income statement
Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€674-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0€0=
Other operating charges640/8€2k€4k▲
Gross operating margin9900€147k€113k▼
Operating profit (loss)9901€118k€82k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€120k€83k▼
Income taxes67/77€33k€22k▼
Profit (loss) for the period9904€86k€61k▼
Profit (loss) for the period to be appropriated9905€86k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€106k▼
Profit (loss) brought forward from the previous period14P€45k€45k▲
Transfer to equity691/2€86k€61k▼
To other reserves6921€86k€61k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 7.60
Current ratio from 3.43 to 7.60; short-term debt falls from €113k to €52k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 61 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €90k ▲48.7%
Net result €90k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 30 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 57 days late
2021
31-12
Financial
Weakest financial yearnet €20k ▼69.1%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema · 24 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · unclassified schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ascheider Wall 64780 Sankt Vith1 establishment unit
ElBeLux
since 20092.179.096.486
Similar companies · same sector, comparable size
CONSULTMATIC
BE 0816.773.256
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CUISINES CONSTANT INTERIOR & DESIGN
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BERTBOUW
BE 0834.554.445
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JB INVEST
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Of 4,060 companies in sector 43240 we hold annual accounts for 1,616. 1,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2009
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
46431Wholesale of electrical household appliances and audio-video equipment
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.