CONSULTANCY YM
ActiveSummary
CONSULTANCY YM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,424 and a net result of €61,255. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79=
Solvency43=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.01 in 2024; short-term debt: 32% and cash: 37.7% of total assets), but 81.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
7.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7098 sector peers (2025).
NBB · sector comparisonPosition among 7098 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
5 d late
2023
27 d early
2022
on the day
2021
23 d late
2020
23 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€61,255=
2024 · €61,255
Working capital
€249,332=
2024 · €249,332
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€61,827€42,461▼ 31.3%€60,103▲ 41.5%€108,889▲ 81.2%€108,889=
Net result€55,677within the sector's middle half€31,252within the sector's middle half▼ 43.9%€39,672within the sector's middle half▲ 26.9%€61,255above the sector's middle half▲ 54.4%€61,255above the sector's middle half=
Equity€30,046below the sector's middle half€51,298within the sector's middle half▲ 70.7%€79,169within the sector's middle half▲ 54.3%€140,424within the sector's middle half▲ 77.4%€140,424within the sector's middle half=
Total assets€96,971below the sector's middle half▲ 38.1%€158,139within the sector's middle half▲ 63.1%€285,356within the sector's middle half▲ 80.4%€775,004above the sector's middle half▲ 172%€775,004above the sector's middle half=
Debt€66,925▼ 30.2%€106,841▲ 59.6%€206,187▲ 93.0%€634,580▲ 208%€634,580=
Working capital€30,046within the sector's middle half€91,200within the sector's middle half▲ 204%€52,661within the sector's middle half▼ 42.3%€249,332above the sector's middle half▲ 373%€249,332above the sector's middle half=
Solvency31.0%within the sector's middle half▲ 67.5pp32.4%within the sector's middle half▲ 1.5pp27.7%within the sector's middle half▼ 4.7pp18.1%below the sector's middle half▼ 9.6pp18.1%below the sector's middle half=
Current ratio1.45within the sector's middle half▲ 0.722.36within the sector's middle half▲ 0.921.34within the sector's middle half▼ 1.032.01within the sector's middle half▲ 0.672.01within the sector's middle half=
Return on assets (ROA)57.4%above the sector's middle half▲ 114.6pp19.8%within the sector's middle half▼ 37.7pp13.9%within the sector's middle half▼ 5.9pp7.9%within the sector's middle half▼ 6.0pp7.9%within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays at €108,889 in 2025, level with 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €775,004
Fixed assets
€277,909 =
Current assets
€497,095 =
Equity and liabilities €775,004
Equity
€140,424 =
Debt
€634,580 =
Debt's share of the balance-sheet total stays at 81.9%.
Key figures and ratios
EBITDA
€140,261=
2024 · €140,261
Cash flow
€92,626=
2024 · €92,626
Debt to equity
4.52=
2024 · 4.52
ROE
43.6%=
2024 · 43.6%
Interest coverage
13.29=
2024 · 13.29
Debt ≤ 1 year
€247,764=
2024 · €247,764
Debt > 1 year
€186,816=
2024 · €186,816
Income taxes
€37,625=
2024 · €37,625
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,609 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.0%
went bankrupt
2.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,609 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €15,727 | €31,372 | €31,372 | = |
| Other operating charges640/8 | - | - | €1,955 | €71,988 | €71,988 | = |
| Gross operating margin9900 | €71,307 | €42,461 | €77,785 | €212,248 | €212,248 | = |
| Operating profit (loss)9901 | €61,827 | €42,461 | €60,103 | €108,889 | €108,889 | = |
| Financial income75/76B | - | - | €52 | €548 | €548 | = |
| Recurring financial income75 | - | - | €52 | €548 | €548 | = |
| Financial charges65/66B | - | €719 | €604 | €10,558 | €10,558 | = |
| Recurring financial charges65 | €156 | €719 | €604 | €10,558 | €10,558 | = |
| Profit (loss) for the period before taxes9903 | €61,671 | €41,742 | €59,551 | €98,879 | €98,879 | = |
| Income taxes67/77 | €5,994 | €10,490 | €19,879 | €37,625 | €37,625 | = |
| Profit (loss) for the period9904 | €55,677 | €31,252 | €39,672 | €61,255 | €61,255 | = |
| Profit (loss) for the period to be appropriated9905 | €55,677 | €31,252 | €39,672 | €61,255 | €61,255 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,971 | €158,139 | €285,356 | €775,004 | €775,004 | = |
| Fixed assets21/28 | - | €98 | €76,508 | €277,909 | €277,909 | = |
| Intangible fixed assets21 | - | - | €3,708 | €2,510 | €2,510 | = |
| Tangible fixed assets22/27 | - | - | €72,702 | €273,801 | €273,801 | = |
| Furniture and vehicles24 | - | - | €72,702 | €251,519 | €251,519 | = |
| Other tangible fixed assets26 | - | - | - | €22,282 | €22,282 | = |
| Financial fixed assets28 | - | €98 | €98 | €1,598 | €1,598 | = |
| Current assets29/58 | €96,971 | €158,041 | €208,848 | €497,095 | €497,095 | = |
| Amounts receivable within one year40/41 | €36,813 | €60,327 | €41,191 | €204,593 | €204,593 | = |
| Trade receivables40 | - | €51,327 | €24,912 | €162,525 | €162,525 | = |
| Other amounts receivable41 | - | €9,000 | €16,279 | €42,067 | €42,067 | = |
| Cash at bank and in hand54/58 | €59,563 | €97,573 | €167,318 | €292,503 | €292,503 | = |
| Deferred charges and accrued income490/1 | - | €141 | €339 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,971 | €158,139 | €285,356 | €775,004 | €775,004 | = |
| Equity10/15 | €30,046 | €51,298 | €79,169 | €140,424 | €140,424 | = |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €33,112 | €60,983 | €122,238 | €122,238 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €31,252 | €59,123 | €120,378 | €120,378 | = |
| Profit (loss) carried forward14 | €21,986 | €11,986 | €11,986 | €11,986 | €11,986 | = |
| Amounts payable17/49 | €66,925 | €106,841 | €206,187 | €634,580 | €634,580 | = |
| Amounts payable after more than one year17 | - | - | - | €186,816 | €186,816 | = |
| Financial debts170/4 | - | - | - | €186,816 | €186,816 | = |
| Amounts payable within one year42/48 | €66,925 | €66,841 | €156,187 | €247,764 | €247,764 | = |
| Current portion of amounts payable after more than one year42 | - | - | - | €37,124 | €37,124 | = |
| Trade debts44 | €54,845 | €26,209 | €37,449 | €72,622 | €72,622 | = |
| Suppliers440/4 | - | €26,209 | €37,449 | €72,622 | €72,622 | = |
| Taxes, remuneration and social security45 | - | €14,450 | €22,090 | €42,605 | €42,605 | = |
| Taxes450/3 | - | €11,450 | €20,090 | €40,605 | €40,605 | = |
| Remuneration and social security454/9 | - | €3,000 | €2,000 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | - | €26,182 | €96,648 | €95,413 | €95,413 | = |
| Accrued charges and deferred income492/3 | - | €40,000 | €50,000 | €200,000 | €200,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,677 | €31,252 | €39,672 | €61,255 | €61,255 | = |
| + Depreciation and write-downs630 | - | - | €15,727 | €31,372 | €31,372 | = |
| Operating cash flow (approximation) | €55,677 | €31,252 | €55,399 | €92,626 | €92,626 | = |
| Investment in fixed assets (approximation) | - | - | -€92,137 | -€232,772 | -€31,372 | ▲ 86.5% |
| Change in cash | - | €38,010 | €69,745 | €125,185 | €0 | ▼ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Equity above €100,000Eq €140,424 ▲77.4%
4 profitable years in a row build equity to €140,424.
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
30-06
Financial
Back to profitnet €55,677
Net result €55,677 after one loss-making year.
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
30-06
Financial
Weakest financial yearnet -€40,182
Net result drops to -€40,182, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2015
Ground area
1,318 m²
Building footprint
374 m²
Volume, LiDAR
5,036 m³
2 parcels, Brussels, Wallonia · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
CONSULTANCY YM
since 20152.344.761.105
Emile de Becolaan 47, 1050 Elsene
since 20232.347.735.738
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772G0247/00X002 | Wallonia | 1,194 m² | 1 · 243 m² | 15.8 m · 5 fl. |
| 21443C0241/00B003 | Brussels | 124 m² | 1 · 131 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 5,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644579549
Also
9925:BE0644579549
Registered
12-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.