Consult 2 Build
ActiveConsult 2 Build has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341k and a net result of €117k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 15.87 against 27.29 in 2024; short-term debt: 4.5% and cash: 30.7% of total assets), and 4.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.5%
Return on assets
32.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
on the day
2022
18 d early
2021
23 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€341k▲ 6.5%
2024 · €320k
2019: €53k
2020: €58k
2021: €84k
2022: €165k
2023: €234k
2024: €320k
2019 → 2025
Total assets
€357k▲ 7.4%
2024 · €333k
2019: €65k
2020: €74k
2021: €101k
2022: €212k
2023: €243k
2024: €333k
2019 → 2025
Net result
€117k▲ 34.5%
2024 · €87k
2019: €35k
2020: €5k
2021: €26k
2022: €82k
2023: €93k
2024: €87k
2019 → 2025
Working capital
€238k▼ 25.0%
2024 · €318k
2019: €45k
2020: €56k
2021: €65k
2022: €160k
2023: €230k
2024: €318k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€165k▲ 95.9%€234k▲ 41.5%€320k▲ 37.1%€341k▲ 6.5%
Operating result€33k-€107k▲ 223%€117k▲ 9.1%€108k▼ 7.8%€151k▲ 40.1%
Net result€26k-€82k▲ 217%€93k▲ 12.3%€87k▼ 6.3%€117k▲ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets
€103k▲ 3,520%
Current assets
€254k▼ 22.9%
Equity and liabilities €357k
Equity
€341k▲ 6.5%
Debt
€16k▲ 32.6%
The debt ratio rises from 3.6% to 4.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€153k▲
2024 · €110k
Cash flow
€119k▲
2024 · €89k
Solvency
95.5%▼
2024 · 96.4%
Current ratio
15.87▼
2024 · 27.29
Quick ratio
15.87▼
2024 · 27.29
Debt / equity
0.05▲
2024 · 0.04
ROE
34.2%▲
2024 · 27.1%
ROA
32.7%▲
2024 · 26.1%
Interest coverage
296.99▼
2024 · 315.94
Debt
€16k▲
2024 · €12k
Debt ≤ 1 year
€16k▲
2024 · €12k
Income taxes
€35k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€333k€357k▲
Fixed assets21/28€3k€103k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€3k€1k▼
Financial fixed assets28-€100k
Current assets29/58€330k€254k▼
Amounts receivable within one year40/41€30k€32k▲
Trade receivables40€28k€28k▼
Other amounts receivable41€2k€4k▲
Current investments50/53€170k€109k▼
Cash at bank and in hand54/58€125k€110k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€333k€357k▲
Equity10/15€320k€341k▲
Contributions10/11€19k€19k=
Reserves13€302k€323k▲
Distributable reserves133€302k€323k▲
Amounts payable17/49€12k€16k▲
Amounts payable within one year42/48€12k€16k▲
Trade debts44€256€5k▲
Suppliers440/4€256€5k▲
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€11k€11k▲
Other amounts payable47/48€869-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€570▼
Gross operating margin9900€111k€153k▲
Operating profit (loss)9901€108k€151k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€347€514▲
Recurring financial charges65€347€514▲
Profit (loss) for the period before taxes9903€112k€152k▲
Income taxes67/77€25k€35k▲
Profit (loss) for the period9904€87k€117k▲
Profit (loss) for the period to be appropriated9905€87k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€262k€117k▼
Profit (loss) brought forward from the previous period14P€175k-
Transfer from equity791/2-€96k
Transfer to equity691/2€262k€117k▼
To other reserves6921€262k€117k▼
Profit to be distributed694/7-€96k
Return on contributions (dividend)694-€96k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €117k ▲34.5%
Operating result €151k, net result €117k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 6current ratio 27.79
Current ratio from 4.42 to 27.79; short-term debt falls from €47k to €9k.
31-12
Financial
Equity above €200kEq €234k ▲41.5%
5 profitable years in a row build equity to €234k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲95.9%
4 profitable years in a row build equity to €165k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼86%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Bergen 12830 WillebroekGround area
1,018 m²
Building footprint
188 m²
Volume, LiDAR
1,058 m³
Parcel 12013A0142/00W000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Consult 2 Build
since 20182.275.083.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12013A0142/00W000 | Flanders | 1,018 m² | 1 · 188 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500LSY5SOK75GNI61
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 10,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.