Debts
€352,494 91% of the balance sheet
Suppliers 14%Taxes and wages 21%Other 65%
Of this, €320,701 falls due within a year.
Bouw Team
Lifetime
8 annual accounts with figures on one time axispeak €154,984 (2026)
€154,984▲ 94.4%
lowest -€35,833 (2020)
€33,754▲ €43,262
peak €26,407 (2026)
€26,407▲ €46,154
€352,494▲ 39.2%
Board1 name since 2018
1 directorHERMANS Marc Omer Eric
Documentsfilings and deeds
31-10-2026on the last day
2026micro format
Gross margin from €79,732 to €154,984Back to profit: €33,754Equity from -€19,747 to €26,407Debts from €253,272 to €352,494Cash from €24,972 to €82,765
Key points
from the 2026 annual accountsFilings
8 annual accounts 6 late
The 2020 accounts came latest: 305 days after the end of the period.
At the same address
107 companies
Checked score
91
Excellent
Financially stronger than 56% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 0.9%▼ -0.1 percentage points vs 08-2025
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 1.3%▲ +0.3 percentage points vs 10-2025highest value
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.2%▼ -0.1 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.3%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%▼ -0.7 percentage points vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
11-2026: 0.2%▼ -0.5 percentage points vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €26,407 (6.8% of total assets)
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €388,046
Liquidity: current ratio 1.03, cash €82,765
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 28% of them on solvency, 24% on liquidity, 76% on profitability and 96% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as Bouw Team has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of Bouw Team itself is lower: 0.2% within 12 months. It rests on far more data about Bouw Team than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Bouw Team. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (0.77 in 2025), below the usual 1.5. Short-term debt is 82.6% and cash 21.3% of total assets. 93.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 475 sector peers (2026).
NBB · sector comparisonPosition among 475 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-10-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
on the day
2025
on the day
2024
7 days late
2023
28 days late
2022
30 days late
2021
100 days late
2020
305 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 67 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 7 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0689613184
Registered office moved within Brussels
New registered office: Marcel Broodthaersplein 8 bus 5 (4de verdieping), 1060 Brussel · Previous registered office: Fonsnylaan 46 bus 59 1060 Brussel · Resignation: HERMANS Marc Omer Eric (statutory manager) · Gazette deed
Registered office moved from Koekelberg to Brussels
New registered office: Fonsnylaan 46 bus 59 1060 Brussel · Previous registered office: Segherslaan 56, 1081 Koekelberg · Board meeting of 30-09-2019 · Gazette deed
Incorporation
published on 02-02-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Bouw Team Sint-Gillis (bij-Brussel) | €388,046 | €154,984 | 6.8% | - |
| VASI CONSTRUCT Brussels | €366,240 | €124,609 | 46.1% | - |
| DAS NITA Anderlecht | €424,728 | €124,969 | 74.7% | - |
| C-Invest Jodoigne | €396,006 | €180,248 | 33.6% | - |
| KARDEMOM Ghent | €327,209 | €179,750 | 51.4% | - |
| EGU CONSTRUCT Welkenraedt | €416,280 | €110,494 | 31.7% | - |
| C RENOVATIONS Knokke-Heist | €420,465 | €135,560 | 30.5% | - |
These companies have the same main activity as Bouw Team: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €327,000 and €425,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 31-01-2018Normal situation
- Registered office
- 108 active companies are registered at this address12 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 3 others
- Joint committee
- 100Auxiliary committee for blue-collar workers · annual accounts 31-03-2023
- Establishment unit
- 2.273.017.8261060 Sint-Gillis (bij-Brussel), since 31-01-2018
- Financial year end
- 31 March
- Peppol
- Reachable since 18-03-2025
Annual accounts to 31-03-2026
- ≈ €280,000estimated
- €388,046▲ 59.9%
- ≈ 0.6 FTEestimated
- Filing
- Filed on 31-10-2026, on the last day of the filing period
Insights on Bouw Team
Bouw Team files the micro format. That format states no turnover. The gross margin rose from -€14,347 in 2019 to €154,984 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Bouw Team
- What is the company number of Bouw Team?
- The company number of Bouw Team is 0689.613.184. The VAT number is the same number with BE in front: BE 0689.613.184.
- Where is Bouw Team based?
- The registered office is at Marcel Broodthaersplein 8, 1060 Sint-Gillis (bij-Brussel).Company details
- What does Bouw Team do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of Bouw Team?
- Bouw Team is a private limited company (BV).
- When was Bouw Team founded?
- Bouw Team was founded on 31-01-2018.
- Is Bouw Team still active?
- Yes, Bouw Team is an active enterprise in the KBO register.
- How many employees does Bouw Team have?
- Bouw Team had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Bouw Team fall under?
- In its 31-03-2023 annual accounts, Bouw Team states joint committee 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of Bouw Team?
- The turnover in financial year 2026 is ≈ €280,000. This figure is estimated from the gross margin of €154,984 and 49 comparable companies (NACE 681). It probably lies between €210,000 and €520,000. In financial year 2020 turnover was €36,107.
- Is Bouw Team profitable?
- In financial year 2026, Bouw Team made a profit of €33,754.
- Where can I find the annual accounts of Bouw Team?
- Bouw Team filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Bouw Team due?
- Bouw Team must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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