Equity
-€7.3m
Debts exceed assets in financial year 2025.
CONSTRUCT ME
Part of the group
60 companies in 6 countries
Lifetime
13 annual accounts with figures on one time axispeak €74.9m (2015)
€3.9m▲ 27.6%
lowest -€6.4m (2022)
-€398,948▼ €17,739
peak €5.0m (2013)
-€7.3m▼ €398,948
€10.6m▲ 13.3%
Board19 names since 2016all names
8 directors and 7 others
Owners2 names in the annual accounts
Documentsfilings and deeds
08-07-202623 days before the deadline
2025financial year
Turnover from €124,400 to €34,400Loss of €398,948Reappointment: (statutory auditor) 29-08New daily management delegate 01-04Cash from €904,653 to €584,349
Key points
from the 2025 annual accountsLosses
-€7.9m in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Turnover
€34,400 ▼ 72.3%
Turnover fell in 2025 from €124,400 to €34,400.
Debts
€10.6m 270% of the balance sheet
After one year 92%Within one year 8%
Of this, €891,066 falls due within a year.
Payment terms
291 days to suppliers
CONSTRUCT ME pays its suppliers 136 days earlier than in 2024. Customers pay 1,398 days later.
Position in the sector
-185.5%
Lower solvency than 95% of companies in construction of buildings. Sector median 32.9% · 1,038 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 598 companies had the same profile as CONSTRUCT ME has now. Each dot stands for 2 companies, two years later.
83.3%
were still trading
6.0%
stopped another way
9.4%
went bankrupt
Another 1.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 598 companies, not a prediction for CONSTRUCT ME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Daily manager,
Director, , since 14-03-2022
Director, since 14-03-2022
Director,
Director,
Auditor,
- 100%score equity €18.0m (2025) · 2025 annual accounts of
Recent changes
Resignation: (director)
Appointment: (director) · Director discharge: · General meeting of 25-02-2026 · Gazette deed
Reappointment: (statutory auditor)
Director discharge: (statutory auditor) · General meeting of 27-06-2025 · Gazette deed
New daily management delegate
appointed, resigned · Permanent representatives: and · Director discharge: · Board meeting of 25-02-2025 · Gazette deed
Appointment: (director)
Permanent representative: · Board meeting of 13-01-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONSTRUCT ME Waterloo | €34,400 | - | -185.5% | - |
| ATSA Kapellen | €51,157 | -3.1% | 8.1% | - |
| PH-Design Heusden-Zolder | €122,515 | - | -2.2% | 0.8 |
| FREELAB Brussels | €70,580 | 79.5% | 5.9% | - |
| 2*PI*R Theux | €13,244 | - | -14.8% | - |
| BUD CONCEPT Uccle | €91,480 | -52.0% | 56.4% | - |
| BDR-groupe Waterloo | €52,815 | - | 79.7% | - |
These companies have the same main activity as CONSTRUCT ME: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.1m and €5.4m, founded between 1973 and 2015.
Official details
Source: KBO- Status
- Active since 10-09-2012Normal situation
- Registered office
- 22 active companies are registered at this addressSource: KBO register, as of 11 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.213.158.7306041 Charleroi, since 09-10-2012
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.0m▲ 100%
- €3.9m▲ 27.6%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on CONSTRUCT ME
CONSTRUCT ME has existed since 2012. The balance sheet total fell from €74.9m in 2015 to €18.9m in 2016.
Solvency rose in 2025 from -223.7% to -185.5%.
holds all the shares. In April 2025, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONSTRUCT ME
- What is the company number of CONSTRUCT ME?
- The company number of CONSTRUCT ME is 0848.550.951. The VAT number is the same number with BE in front: BE 0848.550.951.
- Where is CONSTRUCT ME based?
- The registered office is at Drève Richelle 161 Bât.D, 1410 Waterloo.Company details
- What does CONSTRUCT ME do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CONSTRUCT ME?
- CONSTRUCT ME is a public limited company (NV).
- When was CONSTRUCT ME founded?
- CONSTRUCT ME was founded on 10-09-2012.
- Is CONSTRUCT ME still active?
- Yes, CONSTRUCT ME is an active enterprise in the KBO register.
- What is the turnover of CONSTRUCT ME?
- The turnover of CONSTRUCT ME was €34,400 in financial year 2025, according to the filed annual accounts.Financials
- Is CONSTRUCT ME profitable?
- In financial year 2025, CONSTRUCT ME made a loss of €398,948.
- Where can I find the annual accounts of CONSTRUCT ME?
- CONSTRUCT ME filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONSTRUCT ME due?
- CONSTRUCT ME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.