Consolem
ActiveSummary
Consolem has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €12k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-9
Solvency59▼-27
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 2.54 in 2024; short-term debt: 65.8% and cash: 4.4% of total assets), and 65.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 d early
2024
2 d early
2023
30 d late
2022
5 d early
2021
89 d early
2020
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 1.4%
2024 · €24k
2020: €13klowest in 6 years
2021: €31k▲ +132% vs 2020highest in 6 years
2022: €19k▼ -37.0% vs 2021
2023: €14k▼ -25.1% vs 2022
2024: €24k▲ +66.5% vs 2023
2025: €24k▲ +1.4% vs 2024
2020 → 2025
Total assets
€71k▲ 81.9%
2024 · €39k
2020: €36k
2021: €68k▲ +89.0% vs 2020
2022: €60k▼ -11.9% vs 2021
2023: €34k▼ -43.4% vs 2022lowest in 6 years
2024: €39k▲ +15.5% vs 2023
2025: €71k▲ +81.9% vs 2024highest in 6 years
2020 → 2025
Net result
€12k▲ 23.5%
2024 · €10k
2020: €11k
2021: €32k▲ +191% vs 2020highest in 6 years
2022: €-11k▼ -135% vs 2021lowest in 6 years
2023: €-5k▲ +57.2% vs 2022
2024: €10k▲ +298% vs 2023
2025: €12k▲ +23.5% vs 2024
2020 → 2025
Working capital
€18k▼ 22.1%
2024 · €23k
2020: €13klowest in 6 years
2021: €30k▲ +127% vs 2020highest in 6 years
2022: €18k▼ -40.9% vs 2021
2023: €14k▼ -23.2% vs 2022
2024: €23k▲ +70.3% vs 2023
2025: €18k▼ -22.1% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€19k▼ 37.0%€14k▼ 25.1%€24k▲ 66.5%€24k▲ 1.4%
2021: €31khighest in 5 years
2022: €19k▼ -37.0% vs 2021
2023: €14k▼ -25.1% vs 2022lowest in 5 years
2024: €24k▲ +66.5% vs 2023
2025: €24k▲ +1.4% vs 2024
Operating result€45k-€-9k€-2k▲ 78.5%€19k€16k▼ 13.2%
2021: €45khighest in 5 years
2022: €-9k▼ -121% vs 2021lowest in 5 years
2023: €-2k▲ +78.5% vs 2022
2024: €19k▲ +1034% vs 2023
2025: €16k▼ -13.2% vs 2024
Net result€32k-€-11k€-5k▲ 57.2%€10k€12k▲ 23.5%
2021: €32khighest in 5 years
2022: €-11k▼ -135% vs 2021lowest in 5 years
2023: €-5k▲ +57.2% vs 2022
2024: €10k▲ +298% vs 2023
2025: €12k▲ +23.5% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€6k ▲ 568%
Current assets
€65k ▲ 69.9%
Equity and liabilities €71k
Equity
€24k ▲ 1.4%
Debt
€47k ▲ 210%
Debt's share of the balance-sheet total rises from 38.6% to 65.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €19k
Cash flow
€13k▲
2024 · €10k
Current ratio
1.39▼
2024 · 2.54
Debt to equity
1.92▲
2024 · 0.63
ROE
48.6%▲
2024 · 39.9%
ROA
16.6%▼
2024 · 24.5%
Interest coverage
17.61▼
2024 · 26.72
Debt ≤ 1 year
€47k▲
2024 · €15k
Income taxes
€5k▼
2024 · €8k
Staff costs
€61k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€39k€71k▲
Fixed assets21/28€948€6k▲
Tangible fixed assets22/27€948€6k▲
Plant, machinery and equipment23-€276
Furniture and vehicles24€948€6k▲
Current assets29/58€38k€65k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€26k€59k▲
Trade receivables40€13k€20k▲
Other amounts receivable41€12k€39k▲
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€39k€71k▲
Equity10/15€24k€24k▲
Contributions10/11€2k€2k=
Reserves13€22k€22k▲
Distributable reserves133€22k€22k▲
Amounts payable17/49€15k€47k▲
Amounts payable within one year42/48€15k€47k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€7k€19k▲
Suppliers440/4€7k€19k▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€35-
Remuneration and social security454/9€7k€12k▲
Other amounts payable47/48€646€11k▲
Accrued charges and deferred income492/3€52-
Income statement
Code20242025
Remuneration, social security and pensions62€58k€61k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€669€762▲
Other operating charges640/8€9k€1k▼
Gross operating margin9900€86k€79k▼
Operating profit (loss)9901€19k€16k▼
Financial income75/76B€13€2k▲
Recurring financial income75€13€2k▲
Financial charges65/66B€723€963▲
Recurring financial charges65€723€963▲
Profit (loss) for the period before taxes9903€18k€17k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€10k€12k▲
Profit (loss) for the period to be appropriated9905€10k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€12k▲
Transfer from equity791/2€0-
Transfer to equity691/2€10k€341▼
To other reserves6921€10k€341▼
Profit to be distributed694/7-€11k
Directors or managers695-€11k
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €51k | €56k | €56k | €58k | €61k | ▲ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €286 | €337 | €736 | €669 | €762 | ▲ 13.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €13k | €0 | - | - | - |
| Other operating charges640/8 | €2k | €2k | €2k | €9k | €1k | ▼ 86.3% |
| Gross operating margin9900 | €98k | €61k | €57k | €86k | €79k | ▼ 7.7% |
| Operating profit (loss)9901 | €45k | €-9k | €-2k | €19k | €16k | ▼ 13.2% |
| Financial income75/76B | - | €6 | €4 | €13 | €2k | ▲ 15,019% |
| Recurring financial income75 | - | €6 | €4 | €13 | €2k | ▲ 15,019% |
| Financial charges65/66B | €1k | €1k | €894 | €723 | €963 | ▲ 33.2% |
| Recurring financial charges65 | €1k | €1k | €894 | €723 | €963 | ▲ 33.2% |
| Profit (loss) for the period before taxes9903 | €44k | €-10k | €-3k | €18k | €17k | ▼ 4.1% |
| Income taxes67/77 | €12k | €984 | €2k | €8k | €5k | ▼ 35.8% |
| Profit (loss) for the period9904 | €32k | €-11k | €-5k | €10k | €12k | ▲ 23.5% |
| Profit (loss) for the period to be appropriated9905 | €32k | €-11k | €-5k | €10k | €12k | ▲ 23.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68k | €60k | €34k | €39k | €71k | ▲ 81.9% |
| Fixed assets21/28 | €726 | €2k | €850 | €948 | €6k | ▲ 568% |
| Tangible fixed assets22/27 | €726 | €2k | €850 | €948 | €6k | ▲ 568% |
| Plant, machinery and equipment23 | €726 | €2k | €0 | - | €276 | - |
| Furniture and vehicles24 | - | - | €850 | €948 | €6k | ▲ 539% |
| Current assets29/58 | €67k | €58k | €33k | €38k | €65k | ▲ 69.9% |
| Stocks and contracts in progress3 | €1k | €1k | €4k | €0 | - | - |
| Stocks30/36 | €1k | €1k | €4k | €0 | - | - |
| Amounts receivable within one year40/41 | €31k | €31k | €10k | €26k | €59k | ▲ 130% |
| Trade receivables40 | €29k | €18k | €5k | €13k | €20k | ▲ 50.2% |
| Other amounts receivable41 | €2k | €13k | €4k | €12k | €39k | ▲ 213% |
| Cash at bank and in hand54/58 | €33k | €24k | €17k | €10k | €3k | ▼ 68.7% |
| Deferred charges and accrued income490/1 | €2k | €2k | €3k | €3k | €3k | ▲ 9.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68k | €60k | €34k | €39k | €71k | ▲ 81.9% |
| Equity10/15 | €31k | €19k | €14k | €24k | €24k | ▲ 1.4% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves13 | €29k | €17k | €12k | €22k | €22k | ▲ 1.6% |
| Distributable reserves133 | €29k | €17k | €12k | €22k | €22k | ▲ 1.6% |
| Amounts payable17/49 | €37k | €40k | €19k | €15k | €47k | ▲ 210% |
| Amounts payable within one year42/48 | €37k | €40k | €19k | €15k | €47k | ▲ 211% |
| Financial debts43 | - | €3k | €0 | - | €5k | - |
| Credit institutions430/8 | - | €3k | €0 | - | €5k | - |
| Trade debts44 | €13k | €28k | €8k | €7k | €19k | ▲ 171% |
| Suppliers440/4 | €13k | €28k | €8k | €7k | €19k | ▲ 171% |
| Taxes, remuneration and social security45 | €12k | €10k | €11k | €7k | €12k | ▲ 57.4% |
| Taxes450/3 | €4k | €3k | €0 | €35 | - | - |
| Remuneration and social security454/9 | €8k | €7k | €11k | €7k | €12k | ▲ 58.2% |
| Other amounts payable47/48 | €12k | €297 | €0 | €646 | €11k | ▲ 1,676% |
| Accrued charges and deferred income492/3 | €44 | - | - | €52 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €-11k | €-5k | €10k | €12k | ▲ 23.5% |
| + Depreciation and write-downs630 | €286 | €337 | €736 | €669 | €762 | ▲ 13.9% |
| Operating cash flow (approximation) | €33k | €-11k | €-4k | €10k | €13k | ▲ 22.9% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €-767 | €-6k | ▼ 701% |
| Change in cash | - | €-9k | €-7k | €-7k | €-7k | ▼ 0.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2020net €32k ▲191%
Operating result €45k, net result €32k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
470 m²
Building footprint
128 m²
Volume, LiDAR
1,406 m³
Parcel 11303C0255/00M002, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Consolem
since 20192.296.002.965
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0255/00M002 | Flanders | 470 m² | 1 · 128 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,744 companies in sector 46150 we hold annual accounts for 759. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46471Wholesale trade
47551Retail sale of household furniture
Scores and ratios are computed by Checked and are not a credit decision.