Conoverz
ActiveConoverz has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102k and a net result of €24k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+1
Solvency98▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 10.06 in 2023; short-term debt: 26.6% and cash: 27.2% of total assets), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
35 d early
2022
33 d early
2021
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€102k▼ 10.7%
2023 · €114k
2021: €61k
2022: €95k
2023: €114k
2021 → 2024
Total assets
€139k▲ 10.9%
2023 · €125k
2021: €83k
2022: €109k
2023: €125k
2021 → 2024
Net result
€24k▲ 18.9%
2023 · €20k
2021: €60k
2022: €36k
2023: €20k
2021 → 2024
Working capital
€89k▼ 12.0%
2023 · €101k
2021: €52k
2022: €88k
2023: €101k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€61k-€95k▲ 55.8%€114k▲ 19.4%€102k▼ 10.7%
Operating result€77k-€46k▼ 40.1%€29k▼ 37.1%€33k▲ 13.1%
Net result€60k-€36k▼ 40.2%€20k▼ 43.9%€24k▲ 18.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 13% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €139k
Fixed assets
€13k▲ 1.7%
Current assets
€126k▲ 12.0%
Equity and liabilities €139k
Equity
€102k▼ 10.7%
Debt
€37k▲ 231%
The debt ratio rises from 9.0% to 26.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▲
2023 · €31k
Cash flow
€27k▲
2023 · €23k
Solvency
73.3%▼
2023 · 91.0%
Current ratio
3.42▼
2023 · 10.06
Quick ratio
3.42▼
2023 · 10.06
Debt / equity
0.36▲
2023 · 0.10
ROE
23.5%▲
2023 · 17.6%
ROA
17.2%▲
2023 · 16.1%
Interest coverage
39.16▲
2023 · 30.22
Debt
€37k▲
2023 · €11k
Debt ≤ 1 year
€37k▲
2023 · €11k
Income taxes
€10k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€125k€139k▲
Fixed assets21/28€12k€13k▲
Tangible fixed assets22/27€11k€11k▲
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€1k€1k=
Current assets29/58€113k€126k▲
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Current investments50/53€87k€87k=
Cash at bank and in hand54/58€25k€38k▲
Deferred charges and accrued income490/1€248-
Equity and liabilities
Total equity and liabilities10/49€125k€139k▲
Equity10/15€114k€102k▼
Contributions10/11€3k€3k=
Reserves13€20k€44k▲
Distributable reserves133€20k€44k▲
Profit (loss) carried forward14€91k€55k▼
Amounts payable17/49€11k€37k▲
Amounts payable within one year42/48€11k€37k▲
Current portion of amounts payable after more than one year42€479-
Trade debts44€1k€812▼
Suppliers440/4€1k€812▼
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Other amounts payable47/48€2k€36k▲
Accrued charges and deferred income492/3-€197
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€616€136▼
Gross operating margin9900€32k€36k▲
Operating profit (loss)9901€29k€33k▲
Financial income75/76B€327€2k▲
Recurring financial income75€327€2k▲
Financial charges65/66B€1k€927▼
Recurring financial charges65€1k€927▼
Profit (loss) for the period before taxes9903€28k€33k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€20k€24k▲
Profit (loss) for the period to be appropriated9905€20k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€112k€115k▲
Profit (loss) brought forward from the previous period14P€92k€91k▼
Transfer to equity691/2€20k€24k▲
To other reserves6921€20k€24k▲
Profit to be distributed694/7€2k€36k▲
Return on contributions (dividend)694€2k€36k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €20k ▼43.9%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €114k ▲19.4%
3 profitable years in a row build equity to €114k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.36
Current ratio from 3.55 to 7.36; short-term debt falls from €20k to €14k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Honsemsestraat 423370 BoutersemGround area
1,410 m²
Building footprint
150 m²
Volume, LiDAR
691 m³
Parcel 24702B0273/00X000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Conoverz
since 20202.299.458.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24702B0273/00X000 | Flanders | 1,410 m² | 1 · 150 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.