SPARK IT
ActiveSPARK IT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €20k. Equity is shrinking by ~33.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 11% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+11
Solvency28▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
17.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-05-2026, 69 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
69 d early
2024
3 d early
2023
on the day
2022
5 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 46.4%
2024 · €6k
2020: €37k
2021: €68k
2022: €88k
2023: €42k
2024: €6k
2020 → 2025
Total assets
€116k▼ 3.6%
2024 · €120k
2020: €75k
2021: €96k
2022: €131k
2023: €143k
2024: €120k
2020 → 2025
Net result
€20k▲ 109%
2024 · €10k
2020: €34k
2021: €31k
2022: €20k
2023: €3k
2024: €10k
2020 → 2025
Working capital
€1k▲ 15.0%
2024 · €1k
2020: €18k
2021: €53k
2022: €77k
2023: €32k
2024: €1k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€88k▲ 29.7%€42k▼ 52.9%€6k▼ 85.1%€3k▼ 46.4%
Operating result€40k-€26k▼ 35.2%€5k▼ 81.8%€13k▲ 172%€25k▲ 92.2%
Net result€31k-€20k▼ 35.2%€3k▼ 83.7%€10k▲ 192%€20k▲ 109%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€2k▼ 61.3%
Current assets
€114k▼ 1.1%
Equity and liabilities €116k
Equity
€3k▼ 46.4%
Debt
€113k▼ 1.3%
The debt ratio rises from 94.9% to 97.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €19k
Cash flow
€24k▲
2024 · €16k
Solvency
2.9%▼
2024 · 5.1%
Current ratio
1.01▲
2024 · 1.01
Quick ratio
1.01▲
2024 · 1.01
Debt / equity
33.97▲
2024 · 18.45
ROE
607.0%▲
2024 · 155.4%
ROA
17.4%▲
2024 · 8.0%
Interest coverage
207.70▲
2024 · 140.40
Debt
€113k▼
2024 · €114k
Debt ≤ 1 year
€113k▼
2024 · €114k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€116k▼
Fixed assets21/28€5k€2k▼
Intangible fixed assets21-€752
Tangible fixed assets22/27€5k€1k▼
Furniture and vehicles24€5k€1k▼
Current assets29/58€115k€114k▼
Amounts receivable within one year40/41€19k€25k▲
Trade receivables40€16k€25k▲
Other amounts receivable41€3k€279▼
Cash at bank and in hand54/58€96k€89k▼
Equity and liabilities
Total equity and liabilities10/49€120k€116k▼
Equity10/15€6k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€4k€816▼
Amounts payable17/49€114k€113k▼
Amounts payable within one year42/48€114k€113k▼
Financial debts43€66k€83k▲
Credit institutions430/8€66k€83k▲
Trade debts44€69€1k▲
Suppliers440/4€69€1k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€45k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€19k€29k▲
Operating profit (loss)9901€13k€25k▲
Financial charges65/66B€134€138▲
Recurring financial charges65€134€138▲
Profit (loss) for the period before taxes9903€13k€24k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€10k€20k▲
Profit (loss) for the period to be appropriated9905€10k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€24k▼
Profit (loss) brought forward from the previous period14P€39k€4k▼
Profit to be distributed694/7€45k€23k▼
Return on contributions (dividend)694€45k€20k▼
Directors or managers695-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼83.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat 511703 DilbeekGround area
1,563 m²
Building footprint
285 m²
Volume, LiDAR
1,048 m³
Parcel 23070E0191/00H000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Spark it
since 20192.296.731.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070E0191/00H000 | Flanders | 1,563 m² | 1 · 285 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 12,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.