Equity
-€43,045
Debts exceed assets in financial year 2025.
SYFCO
Lifetime
5 annual accounts with figures on one time axispeak €43,120 (2023)
€32,558▲ 29.2%
lowest -€53,429 (2025)
-€53,429▼ €37,521
peak €26,292 (2023)
-€43,045▼ €53,429
€185,652▲ 59.5%
Board3 names since 2020
2 directorsVEREMAN John and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €25,196 to €32,558Loss of €53,429Registered office moved from Aalst to Opwijk 07-05Equity from €10,384 to -€43,045Debts from €116,401 to €185,652Cash from €49,559 to €33,506
Key points
from the 2025 annual accountsLosses
-€69,338 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €95,000 estimated
The micro format states no turnover.
Debts
€185,652 130% of the balance sheet
Financial debts 25%Suppliers 51%Taxes and wages 12%Other 13%
Of this, €138,453 falls due within a year.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 30 to 49 days before the end of the period.
Position in the sector
-€53,429
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,138 · 39,392 companies.
Checked score
52
Fair
Financially stronger than 5% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026
09-2026: 0.8%▲ +0.2 percentage points vs 08-2026
10-2026: 1.4%▲ +0.6 percentage points vs 09-2026highest value
11-2026: 1.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€43,045
1 change of registered office in 24 months
Loss of €53,429, the second in a row (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 12% on liquidity, 4% on profitability and 0% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as SYFCO has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SYFCO itself is lower: 1.4% within 12 months. It rests on far more data about SYFCO than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for SYFCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.03 (1.39 in 2024), below the usual 1.5. Short-term debt is 97.1% and cash 23.5% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€43,045
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 days early
2024
31 days early
2023
30 days early
2022
49 days early
2021
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 37 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VEREMAN John founderdeed of 09-06-2020
- VEREMAN Jonathan Jan Mario founderdeed of 09-06-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0747922458
Registered office moved from Aalst to Opwijk
New registered office: Kattestraat 20, 1745 Opwijk · Previous registered office: Wortelland 13, 9300 Aalst · Permanent representative: Philip Planchenault · General meeting of 01-10-2024 · Gazette deed
Incorporation
Founders: VEREMAN John and VEREMAN Jonathan Jan Mario · 100 shares · Appointments: VEREMAN John (director) and VEREMAN Jonathan Jan Mario (director) · published on 09-06-2020 · Gazette deed
First establishment
Kattestraat 20, Opwijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SYFCO Opwijk | €142,607 | €32,558 | -30.2% | - |
| Conoverz Boutersem | €124,418 | €31,323 | 58.7% | - |
| GUMERA Halle | €167,331 | €32,976 | 97.0% | - |
| NXT2 Zaventem | €134,299 | €29,373 | 31.1% | - |
| ETHEON Lennik | €130,631 | €27,392 | 92.9% | - |
| NY Group Sint-Genesius-Rode | €143,353 | €38,341 | 72.5% | - |
| BOUNCE HIGHER Hoeilaart | €164,798 | €36,255 | 42.5% | - |
These companies have the same main activity as SYFCO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €124,000 and €167,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 05-06-2020Normal situation
- Registered office
- 13 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.303.101.8801745 Opwijk, since 05-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Annual accounts 2025
- €142,607▲ 12.5%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on SYFCO
SYFCO files the micro format. That format states no turnover. The gross margin rose from -€824 in 2021 to €32,558 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SYFCO
- What is the company number of SYFCO?
- The company number of SYFCO is 0747.922.458. The VAT number is the same number with BE in front: BE 0747.922.458.
- Where is SYFCO based?
- The registered office is at Kattestraat 20, 1745 Opwijk.Company details
- What does SYFCO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SYFCO?
- SYFCO is a private limited company (BV).
- When was SYFCO founded?
- SYFCO was founded on 05-06-2020.
- Is SYFCO still active?
- Yes, SYFCO is an active enterprise in the KBO register.
- How many employees does SYFCO have?
- SYFCO had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SYFCO?
- The turnover in financial year 2025 is ≈ €95,000. This figure is estimated from the gross margin of €32,558 and 144 comparable companies (NACE 70200). It probably lies between €57,000 and €130,000.
- Is SYFCO profitable?
- In financial year 2025, SYFCO made a loss of €53,429.
- Where can I find the annual accounts of SYFCO?
- SYFCO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SYFCO due?
- SYFCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.