Turnover
≈ €35,000 estimated
The micro format states no turnover.
ConnectedPsy
Overview
Lifetime
3 annual accounts with figures on one time axispeak €14,765 (2023)
€5,968▼ 18.6%
peak €10,505 (2023)
€444▼ 84.4%
peak €16,798 (2025)
€16,798▲ 2.7%
€18,754▼ 17.6%
Board1 name since 2023
1 directorVanwelsenaers Liesbet
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €7,329 to €5,968Result from €2,848 to €444Debts from €22,767 to €18,754
Key points
from the 2025 annual accountsFilings
3 annual accounts 1 late
The 2024 accounts came 1 day late. The other two were filed on time.
Position in the sector
€444
Lower net result than 91% of companies in human health. Sector median €60,070 · 20,754 companies.
Checked score
92
Excellent
Financially stronger than 35% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 1.67, cash €13,845
Figures for financial year 2025 (filed on 03-07-2026)
Size: total assets €35,552
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 38% of them on solvency, 53% on liquidity, 7% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as ConnectedPsy has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ConnectedPsy itself is lower: < 0.1% within 12 months. It rests on far more data about ConnectedPsy than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for ConnectedPsy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.67 (1.47 in 2024), above the usual 1.5. Short-term debt is 52.8% and cash 38.9% of total assets. However, 52.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 days early
2024
1 day late
2023
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 14 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0795888463
Incorporation
Founding capital of €3,000, 100 shares · Founder: VANWELSENAERS Liesbet Martine · Appointment: VANWELSENAERS Liesbet Martine (director) · published on 11-01-2023 · Gazette deed
First establishment
Pijnvenstraat 49, Lommel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ConnectedPsy Lommel | €35,552 | €5,968 | 47.2% | - |
| CHARLOTTE VANNESTE Alken | €41,457 | €7,690 | 18.1% | - |
| SD MUTATIO Erquelinnes | €32,855 | €6,787 | 25.1% | - |
| CREA-WARNIMONT Rebecq | €44,436 | €6,591 | 23.6% | - |
| Bright Zoersel | €29,670 | €4,383 | 66.2% | - |
| M.A.Y.A. Denderleeuw | €44,908 | €5,069 | 30.9% | - |
| Un premier pas Hannut | €39,977 | €9,374 | 6.4% | - |
These companies have the same main activity as ConnectedPsy: psychology services (NACE 86931). They are comparable in size and age: total assets between €29,700 and €44,900, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 09-01-2023Normal situation
- Activity
- Psychology servicesNACE 86931
- Establishment unit
- 2.340.619.8963920 Lommel, since 09-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 11-08-2025
Annual accounts 2025
- €5,968▼ 18.6%
- €444▼ 84.4%
- €16,798▲ 2.7%
- €35,552▼ 9.1%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on ConnectedPsy
ConnectedPsy files the micro format. That format states no turnover. The gross margin fell from €14,765 in 2023 to €5,968 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-07-2026, 28 days before the deadline€5,968
▼ 18.6%
€4,017
▼ 30.6%
€444
▼ 84.4%
€12,473
▲ 17.2%
47.2%
▲ 5.4 percentage points
1.67
▲ 0.20
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €35,000. Estimated: probably between €24,000 and €63,000.
Balance sheet
balance sheet total €35,552 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
47.2%
Higher than 37% of 20,767 companies in 2025.
1.67
Higher than 35% of 20,341 companies in 2025.
1.2%
Higher than 10% of 20,623 companies in 2025.
ConnectedPsy
Middle half of the sector
80% of the sector
Micro accounts in human health (NACE 86)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
35,552 | 39,121 | 24,811 | |
21/28 |
4,325 | 5,708 | 3,012 | |
22/27 |
4,325 | 5,708 | 3,012 | |
22 |
809 | 1,209 | 1,609 | |
23 |
2,253 | 2,857 | 1,404 | |
24 |
1,263 | 1,643 | - | |
29/58 |
31,227 | 33,413 | 21,798 | |
40/41 |
1,434 | 675 | - | |
40 |
0 | 675 | - | |
41 |
1,434 | - | - | |
54/58 |
13,845 | 12,806 | 12,806 | |
490/1 |
15,947 | 19,931 | 8,992 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
35,552 | 39,121 | 24,811 | |
10/15 |
16,798 | 16,354 | 13,505 | |
10/11 |
3,000 | 3,000 | 3,000 | |
13 |
13,798 | 13,354 | 10,505 | |
133 |
13,798 | 13,354 | 10,505 | |
17/49 |
18,754 | 22,767 | 11,305 | |
42/48 |
18,754 | 22,767 | 11,305 | |
44 |
642 | 1,809 | 1,306 | |
440/4 |
642 | 1,809 | 1,306 | |
45 |
0 | 1,346 | 755 | |
450/3 |
0 | 1,346 | 755 | |
47/48 |
18,111 | 19,612 | 9,243 | |
| Income statement | ||||
9900 |
5,968 | 7,329 | 14,765 | |
630 |
1,384 | 1,095 | 457 | |
640/8 |
567 | 449 | 446 | |
9901 |
4,017 | 5,784 | 13,862 | |
75/76B |
4 | 0 | 0 | |
75 |
4 | 0 | 0 | |
65/66B |
2,261 | 590 | 101 | |
65 |
2,261 | 590 | 101 | |
9903 |
1,760 | 5,194 | 13,761 | |
67/77 |
1,316 | 2,346 | 3,255 | |
9904 |
444 | 2,848 | 10,505 | |
9905 |
444 | 2,848 | 10,505 | |
| Appropriation of the result | ||||
9906 |
444 | 2,848 | 10,505 | |
691/2 |
444 | 2,848 | 10,505 | |
6921 |
444 | 2,848 | 10,505 | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2023 to 2025, 3 entries, €2,297 awarded, €1,940 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €359 | €359 |
| 2024 | 1 | €1,762 | €1,405 |
| 2023 | 1 | €176 | €176 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 5,401 | 6,880 | 14,318 | ||
| 1,827 | 3,943 | 10,962 | ||
| 0 | 3,791 | 3,469 | ||
| 1,039 | 0 | - | ||
| 12,473 | 10,645 | 10,493 | ||
| 47.2% | 41.8% | 54.4% | ||
| 1.67 | 1.47 | 1.93 | ||
| 1.12 | 1.39 | 0.84 | ||
| 2.6% | 17.4% | 77.8% | ||
| 1.2% | 7.3% | 42.3% | ||
| 2.39 | 11.66 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €3,791 | €3,469 |
| €1,384 | €1,095 | €457 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on ConnectedPsy
The operating result for 2025 is 31% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 58.2% to 52.8%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 09-01-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 03-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 11-01-2023
Mandates through the years
1 name, the dashed line is todayVanwelsenaers Liesbet
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Vanwelsenaers Liesbet
- Director (not named in the articles), from 09-01-2023 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €168 in 2025
- Source
- deed of 11-01-2023
Articles of association
deed of 11-01-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Aangetekende brief met naam,voornaam,beroep,woonplaats voorgestelde overnemer,aantal,geboden prijs,bewijs voldoening artikel 10, twee…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Mogelijk mits alle aandeelhouders aanwezig of vertegenwoordigd en eenparig besluit, verantwoordt uitgifteprijs en gevolgen voor vermogens-…”“Uitgifte nieuwe aandelen,converteerbare obligaties of inschrijvingsrechten, algemene vergadering kan in belang van vennootschap beperken of…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Voor zaken persoonlijke levenssfeer patiënten en beroepsgeheim aandeelhouders beroep op psychologen wettelijk gemachtigd in…”
Shareholders
At incorporation
deed of 11-01-2023 ↗
- VANWELSENAERS Liesbet Martine 100 shares (100%) · in cash
Network & group
No group
ConnectedPsy has no parent and no holdings in its annual accounts. Vanwelsenaers Liesbet is the only director.
Earlier ties
| Katarsis via Vanwelsenaers Liesbet, no longer at Katarsis · deed of 26-09-2022 founded in 1982 |
34 FTE (2025) |
| in het Frans 'a.s.b.l. Eye Movement Desensitization and Reprocessing Belgique' via Vanwelsenaers Liesbet, no longer at in het Frans 'a.s.b.l. Eye Movement Desensitization and Reprocessing Belgique' · Secretary · deed of 14-04-2023 |
founded in 2008 |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Weakest financial year net €444 ▼84.4% The net result drops to €444, the lowest from 2023 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0795888463
Annual accounts 2024 filed PDFmicro format · 1 day late
2024
Annual accounts 2023 filed PDFmicro format · 16 days before the deadline
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: VANWELSENAERS Liesbet Martine · Appointment: VANWELSENAERS Liesbet Martine (director) · published on 11-01-20233 points ▸
- Founder, VANWELSENAERS Liesbet Martine
- Founding capital, €3,000, 100 shares
- Director appointment, VANWELSENAERS Liesbet Martine (director (not named in the articles))
- The deed holds 11 more points.
First establishment Pijnvenstraat 49, Lommel
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 9 January 2023, ConnectedPsy was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Vanwelsenaers Liesbet has served as director since 2023.3 Total assets went from €24,811 in 2023 to €35,552 in 2025.4
Company details
Identity
- Enterprise number
- 0795.888.463
- VAT number
- BE 0795.888.463
- Peppol ID
- 0208:0795888463
- Other Peppol ID
- 9925:BE0795888463
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-01-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 19:00deed of 11-01-2023 (in Dutch)
- Peppol
- Reachable since 11-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ConnectedPsy in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-01-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 11-01-2023 (in Dutch)
Activities
NACEBEL 202586931
Psychology services main activity
Codes under NACEBEL 2008
86904
Human health activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De uitoefening van de volledige praktijk van psycholoog in naam en voor rekening van de vennootschap,door haar aandeelhouder(s),zijnde…”deed of 11-01-2023 (in Dutch)
Text of the purpose
“De uitoefening van de volledige praktijk van psycholoog in naam en voor rekening van de vennootschap,door haar aandeelhouder(s),zijnde uitsluitend psychologen,gerechtigd tot de uitoefening van deze discipline en ingeschreven op de lijst van de bevoegde Orde der Psychologen,die daartoe hun volledige of een gedeelte van hun psychologische activiteiten inbrengen in de vennootschap en zullen uitoefenen in naam en voor rekening van de vennootschap”
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Pijnvenstraat 49 registered office 3920 Lommel | 09-01-2023 | 2.340.619.896 |
Buildings and parcels at the address
- Ground area
- 1,269 m²
- Buildings
- 159 m²
- Volume, LiDAR
- 813 m³
- Tallest building
- 9.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72343E0943/00S011 | 1,269 m² | 1 · 159 m² | 9.6 m · 2 |