CONCRETE PRO
ActiveSummary
The computed 12-month bankruptcy probability of CONCRETE PRO is 4.1% (elevated). The 2025 annual accounts show equity of €15k and a net result of €15k. Its solvency ranks better than 22% of 7453 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability88
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.12; short-term debt: 84.4% and cash: 2.9% of total assets), and 84.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€15k
Total assets
€93k
Net result
€15k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €93k
Fixed assets
€5k
Current assets
€88k
Equity and liabilities €93k
Equity
€15k
Debt
€79k
Debt finances 84.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€15k
Current ratio
1.12
Debt to equity
5.42
ROE
100.0%
ROA
15.6%
Interest coverage
18.70
Debt ≤ 1 year
€79k
Income taxes
€6k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€93k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Plant, machinery and equipment23€984
Furniture and vehicles24€4k
Current assets29/58€88k
Amounts receivable within one year40/41€85k
Trade receivables40€57k
Other amounts receivable41€28k
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€369
Equity and liabilities
Total equity and liabilities10/49€93k
Equity10/15€15k
Profit (loss) carried forward14€15k
Amounts payable17/49€79k
Amounts payable within one year42/48€79k
Trade debts44€71k
Suppliers440/4€71k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€346
Other operating charges640/8€2k
Gross operating margin9900€24k
Operating profit (loss)9901€21k
Financial income75/76B€76
Recurring financial income75€76
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€6k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Wautersstraat 1261020 BrusselGround area
1,272 m²
Building footprint
575 m²
Volume, LiDAR
3,615 m³
2 parcels, Brussels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CONCRETE PRO
since 20242.356.733.378
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41014A2801/00G000 | Flanders | 767 m² | 1 · 186 m² | 5.8 m · 1 fl. |
| 21816C0009/00X013 | Brussels | 505 m² | 1 · 389 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BETONS & CLOTURES & CONSTRUCTIONS PARMENTIER - FLORIAN
BE 0428.484.335
Fontaine-l'Evêque · Eq €14,520
Het Renovatiehuis
BE 0674.974.005
Antwerpen · Eq €14,519
MS PLAFONNAGE
BE 0805.498.886
Sint-Lambrechts-Woluwe · Eq €14,546
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 10,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2024
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.