AYG CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of AYG CONSTRUCT is 5.2% (elevated). The 2024 annual accounts show equity of €16,547 and a net result of €15,547. Its solvency ranks better than 22% of 36377 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability85
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.25; short-term debt: 79.9% and cash: 20.4% of total assets), and 79.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.1%
Return on assets
18.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 36377 sector peers (2024).
NBB · sector comparisonPosition among 36377 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2026, 229 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
229 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 229 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€16,547
Total assets
€82,478
Net result
€15,547
Working capital
€16,547
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €82,478
Equity
€16,547
Debt
€65,931
Debt finances 79.9% of the balance-sheet total.
Key figures and ratios
Current ratio
1.25
Debt to equity
3.98
ROE
94.0%
ROA
18.8%
Debt ≤ 1 year
€65,931
Income taxes
€5,182
Staff costs
€9,270
Annual accounts
| Line | 2024 |
|---|---|
| Remuneration, social security and pensions62 | €9,270 |
| Gross operating margin9900 | €30,004 |
| Operating profit (loss)9901 | €20,734 |
| Financial charges65/66B | €5 |
| Recurring financial charges65 | €5 |
| Profit (loss) for the period before taxes9903 | €20,729 |
| Income taxes67/77 | €5,182 |
| Profit (loss) for the period9904 | €15,547 |
| Profit (loss) for the period to be appropriated9905 | €15,547 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €82,478 | |
| Current assets29/58 | €82,478 | |
| Amounts receivable within one year40/41 | €65,670 | |
| Trade receivables40 | €63,657 | |
| Other amounts receivable41 | €2,013 | |
| Cash at bank and in hand54/58 | €16,808 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €82,478 | |
| Equity10/15 | €16,547 | |
| Contributions10/11 | €1,000 | |
| Outside capital11 | €1,000 | |
| Other1109/19 | €1,000 | |
| Profit (loss) carried forward14 | €15,547 | |
| Amounts payable17/49 | €65,931 | |
| Amounts payable within one year42/48 | €65,931 | |
| Trade debts44 | €37,622 | |
| Suppliers440/4 | €37,622 | |
| Taxes, remuneration and social security45 | €12,043 | |
| Taxes450/3 | €6,823 | |
| Remuneration and social security454/9 | €5,220 | |
| Other amounts payable47/48 | €16,266 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €15,547 |
| Operating cash flow (approximation) | €15,547 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-03
State Gazette act
Resignation: IACOBAN Gavril (director)Appointment: BOCA Roberto Elisei (director) · Director discharge4 facts ▸
State Gazette act
Resignation: IACOBAN Gavril (director)
Appointment: BOCA Roberto Elisei (director) · Director discharge4 facts ▸
- General meeting, 18/03/2026
- Director resignation, IACOBAN Gavril (director)
- Director discharge, IACOBAN Gavril
- Director appointment, BOCA Roberto Elisei (director)
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 229 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
BOCA Roberto Elisei
CurrentDirector · since 26-03-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
Ground area
285 m²
Building footprint
97 m²
Volume, LiDAR
841 m³
Parcel 21302A0163/00V004, Brussels · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AYG CONSTRUCT
since 20242.357.652.603
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0163/00V004 | Brussels | 285 m² | 1 · 97 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BOCA Roberto Elisei |
|
| IACOBAN Gavril |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Similar companies · same sector, comparable size
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IOAN CONSTRUCT
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RENARD ERIC
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DIA PROJECT
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 4,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
43120Site preparation
43230Insulation installation
43240Other construction installation
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:1007702316
Also
9925:BE1007702316
Registered
29-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.