CONCEPTMAKERS
ActiveCONCEPTMAKERS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €-19k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 44% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-25
Solvency76▼-4
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.3 against 1.42 in 2024), and 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
-12.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
41 d early
2023
26 d late
2022
70 d late
2021
31 d late
2020
20 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 21.7%
2024 · €88k
2018: €74k
2019: €95k
2020: €115k
2021: €94k
2022: €125k
2023: €84k
2024: €88k
2018 → 2025
Total assets
€148k▼ 19.7%
2024 · €184k
2018: €196k
2019: €193k
2020: €180k
2021: €150k
2022: €162k
2023: €99k
2024: €184k
2018 → 2025
Net result
€-19k
2024 · €4k
2018: €1k
2019: €21k
2020: €20k
2021: €-21k
2022: €31k
2023: €-41k
2024: €4k
2018 → 2025
Working capital
€23k▼ 42.3%
2024 · €40k
2018: €-16k
2019: €16k
2020: €50k
2021: €92k
2022: €106k
2023: €59k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€125k▲ 32.6%€84k▼ 33.0%€88k▲ 5.3%€69k▼ 21.7%
Operating result€-15k-€31k€-41k€6k€-18k
Net result€-21k-€31k€-41k€4k€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€47k▼ 2.2%
Current assets
€101k▼ 25.8%
Equity and liabilities €148k
Equity
€69k▼ 21.7%
Debt
€79k▼ 17.9%
The debt ratio rises from 52.2% to 53.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-15k▼
2024 · €9k
Cash flow
€-16k▼
2024 · €7k
Solvency
46.6%▼
2024 · 47.8%
Current ratio
1.30▼
2024 · 1.42
Quick ratio
1.30▼
2024 · 1.42
Debt / equity
1.14▲
2024 · 1.09
ROE
-27.8%▼
2024 · 5.0%
ROA
-12.9%▼
2024 · 2.4%
Interest coverage
-21.19▼
2024 · 4.59
Debt
€79k▼
2024 · €96k
Debt ≤ 1 year
€78k▼
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€148k▼
Fixed assets21/28€48k€47k▼
Tangible fixed assets22/27€48k€47k▼
Land and buildings22€47k€45k▼
Furniture and vehicles24€767€1k▲
Financial fixed assets28€125€125=
Current assets29/58€136k€101k▼
Amounts receivable within one year40/41€126k€101k▼
Trade receivables40€103k€74k▼
Other amounts receivable41€23k€26k▲
Cash at bank and in hand54/58€10k€239▼
Equity and liabilities
Total equity and liabilities10/49€184k€148k▼
Equity10/15€88k€69k▼
Contributions10/11€19k€19k=
Reserves13€210k€50k▼
Distributable reserves133€210k€50k▼
Profit (loss) carried forward14€-141k€0▲
Amounts payable17/49€96k€79k▼
Amounts payable within one year42/48€96k€78k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€79k€27k▼
Suppliers440/4€79k€27k▼
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€0€25k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€12k€-14k▼
Operating profit (loss)9901€6k€-18k▼
Financial income75/76B€144€1▼
Recurring financial income75€144€1▼
Financial charges65/66B€2k€710▼
Recurring financial charges65€2k€710▼
Profit (loss) for the period before taxes9903€4k€-19k▼
Profit (loss) for the period9904€4k€-19k▼
Profit (loss) for the period to be appropriated9905€4k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-141k€-160k▼
Profit (loss) brought forward from the previous period14P€-145k€-141k▲
Transfer from equity791/2-€160k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-41k ▼234%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €100kEq €125k ▲32.6%
Equity rises from €94k to €125k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Equity above €100kEq €115k ▲21.4%
3 profitable years in a row build equity to €115k.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterlozestraat 103670 OudsbergenGround area
2,280 m²
Building footprint
412 m²
Volume, LiDAR
2,364 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Conceptmakers
since 20062.157.815.874
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011A0765/00T003 | Flanders | 2,133 m² | 1 · 232 m² | 7.6 m · 2 fl. |
| 72011B0551/00B003 | Flanders | 147 m² | 1 · 180 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.157.815.874
Similar companies · same sector, comparable size
Op Naam Van
BE 0826.752.378
Antwerpen · Eq €69k
FREQUENCE MEDIA
BE 0433.760.739
Anderlecht · Eq €69k
Publimail
BE 0428.912.818
Brussel · Eq €69k
MB PUB
BE 0830.406.904
Frasnes-lez-Anvaing · Eq €69k
DIMO
BE 0414.442.792
Langemark-Poelkapelle · Eq €69k
Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 3,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2001
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
73120Media representation
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
82920Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/36.36.00