CONCEPT PROPERTIES
ActiveSummary
CONCEPT PROPERTIES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€3,770) and a net result of €275. Equity is shrinking by ~10.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability51▼-20
Solvency3▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.27 in 2023; short-term debt: 122.4% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-22.4%
Return on assets
1.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
57 d early
2023
56 d early
2022
57 d early
2021
54 d early
2020
60 d early
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€3,770▲ 6.8%
2023 · -€4,045
Total assets
€16,842▲ 52.5%
2023 · €11,048
Net result
€275▼ 88.2%
2023 · €2,329
Working capital
-€10,951▲ 1.3%
2023 · -€11,093
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€5,601€889▼ 84.1%-€3,153€4,056€1,513▼ 62.7%
Net result€4,845within the sector's middle half-€76within the sector's middle half-€4,172within the sector's middle half▼ 5,409%€2,329within the sector's middle half€275within the sector's middle half▼ 88.2%
Equity-€2,126below the sector's middle half▲ 69.5%-€2,201below the sector's middle half▼ 3.6%-€6,374below the sector's middle half▼ 190%-€4,045below the sector's middle half▲ 36.5%-€3,770below the sector's middle half▲ 6.8%
Total assets€990below the sector's middle half▲ 89.1%€4,248below the sector's middle half▲ 329%€4,466below the sector's middle half▲ 5.1%€11,048below the sector's middle half▲ 147%€16,842below the sector's middle half▲ 52.5%
Debt€3,116▼ 58.4%€6,450▲ 107%€10,839▲ 68.1%€15,093▲ 39.2%€20,612▲ 36.6%
Working capital-€2,126within the sector's middle half▲ 69.5%-€2,201within the sector's middle half▼ 3.6%-€8,874within the sector's middle half▼ 303%-€11,093within the sector's middle half▼ 25.0%-€10,951within the sector's middle half▲ 1.3%
Solvency-36.6%below the sector's middle half-22.4%below the sector's middle half▲ 14.2pp
Current ratio0.27below the sector's middle half0.47within the sector's middle half▲ 0.20
Return on assets (ROA)21.1%above the sector's middle half1.6%within the sector's middle half▼ 19.4pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €16,842
Fixed assets
€7,181 ▲ 1.9%
Current assets
€9,661 ▲ 142%
Key figures and ratios
EBITDA
€4,417▼
2023 · €4,889
Cash flow
€3,179▲
2023 · €3,162
Debt to equity
-5.47▼
2023 · -3.73
Interest coverage
3.57▲
2023 · 3.16
Debt ≤ 1 year
€20,612▲
2023 · €15,093
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,379 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.4%
went bankrupt
3.2%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,379 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €833 | €2,903 | ▲ 248% |
| Other operating charges640/8 | - | €530 | €446 | €2,170 | €485 | ▼ 77.7% |
| Gross operating margin9900 | €7,030 | €1,418 | -€2,707 | €7,059 | €4,901 | ▼ 30.6% |
| Operating profit (loss)9901 | €5,601 | €889 | -€3,153 | €4,056 | €1,513 | ▼ 62.7% |
| Financial charges65/66B | - | €809 | €1,019 | €1,549 | €1,238 | ▼ 20.1% |
| Recurring financial charges65 | €756 | €809 | €1,019 | €1,549 | €1,238 | ▼ 20.1% |
| Profit (loss) for the period before taxes9903 | €4,845 | €80 | -€4,172 | €2,506 | €275 | ▼ 89.0% |
| Income taxes67/77 | - | €156 | - | €178 | - | - |
| Profit (loss) for the period9904 | €4,845 | -€76 | -€4,172 | €2,329 | €275 | ▼ 88.2% |
| Profit (loss) for the period to be appropriated9905 | €4,845 | -€76 | -€4,172 | €2,329 | €275 | ▼ 88.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €990 | €4,248 | €4,466 | €11,048 | €16,842 | ▲ 52.5% |
| Fixed assets21/28 | - | - | €2,500 | €7,048 | €7,181 | ▲ 1.9% |
| Tangible fixed assets22/27 | - | €0 | €2,500 | €7,048 | €7,181 | ▲ 1.9% |
| Plant, machinery and equipment23 | - | - | €2,500 | €7,048 | €7,181 | ▲ 1.9% |
| Current assets29/58 | €990 | €4,248 | €1,966 | €4,000 | €9,661 | ▲ 142% |
| Amounts receivable within one year40/41 | €990 | €2,265 | €1,966 | €4,000 | €9,661 | ▲ 142% |
| Trade receivables40 | - | €1,815 | €1,876 | - | €6,950 | - |
| Other amounts receivable41 | - | €450 | €90 | €4,000 | €2,711 | ▼ 32.2% |
| Cash at bank and in hand54/58 | - | €1,984 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €990 | €4,248 | €4,466 | €11,048 | €16,842 | ▲ 52.5% |
| Equity10/15 | -€2,126 | -€2,201 | -€6,374 | -€4,045 | -€3,770 | ▲ 6.8% |
| Contributions10/11 | €6,400 | €6,400 | €6,400 | €6,400 | €6,400 | = |
| Capital10 | - | €6,400 | €6,400 | €6,400 | - | - |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | - | €12,200 | €12,200 | €12,200 | - | - |
| Reserves13 | €629 | €629 | €629 | €629 | €629 | = |
| Non-distributable reserves130/1 | - | €629 | €629 | €629 | €629 | = |
| Legal reserve130 | - | €629 | €629 | €629 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €629 | - |
| Profit (loss) carried forward14 | -€9,155 | -€9,230 | -€13,403 | -€11,074 | -€10,799 | ▲ 2.5% |
| Amounts payable17/49 | €3,116 | €6,450 | €10,839 | €15,093 | €20,612 | ▲ 36.6% |
| Amounts payable within one year42/48 | €3,116 | €6,450 | €10,839 | €15,093 | €20,612 | ▲ 36.6% |
| Current portion of amounts payable after more than one year42 | - | €1,458 | €4,978 | €1,458 | €1,924 | ▲ 32.0% |
| Financial debts43 | - | - | - | €812 | €11,721 | ▲ 1,343% |
| Credit institutions430/8 | - | - | - | €812 | - | - |
| Other loans439 | - | - | - | - | €11,721 | - |
| Trade debts44 | €229 | €4,992 | €5,861 | €11,673 | €6,967 | ▼ 40.3% |
| Suppliers440/4 | - | €4,992 | €5,861 | €11,673 | €6,967 | ▼ 40.3% |
| Taxes, remuneration and social security45 | - | - | - | €1,149 | - | - |
| Taxes450/3 | - | - | - | €1,149 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,845 | -€76 | -€4,172 | €2,329 | €275 | ▼ 88.2% |
| + Depreciation and write-downs630 | - | - | - | €833 | €2,903 | ▲ 248% |
| Operating cash flow (approximation) | €4,845 | -€76 | -€4,172 | €3,162 | €3,179 | ▲ 0.5% |
| Investment in fixed assets (approximation) | - | - | - | -€5,381 | -€3,037 | ▲ 43.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Resignation: SUYS Gauthier Jean-François Christian (director)Share transfer3 facts ▸
State Gazette act
Resignation: SUYS Gauthier Jean-François Christian (director)
Share transfer3 facts ▸
- General meeting, 29-05-2026
- Director resignation, SUYS Gauthier Jean-François Christian (director)
- Share transfer, SUYS Gauthier Jean-François Christian → HENRY Gaetan Georges Armand Guy
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2,329
Net result €2,329 after 2 loss-making years.
04-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4,845
Net result €4,845 after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€5,953
Net result drops to -€5,953, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2007
Ground area
1,258 m²
Building footprint
159 m²
Volume, LiDAR
1,361 m³
Parcel 21017D0365/00X003, Brussels · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Léopold Wienerlaan 82, 1170 Watermaal-Bosvoorde
since 20072.166.142.731
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0365/00X003 | Brussels | 1,258 m² | 1 · 159 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| SUYS Gauthier Jean-François Christian |
|
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 25-08-2026 ↗
- SUYS Gauthier Jean-François Christian to HENRY Gaetan Georges Armand Guy 50 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector and region
AGAR
BE 0479.394.982
Watermaal-Bosvoorde
Agence Immobilière Sociale DELTA
BE 0892.005.466
Watermaal-Bosvoorde
AGORIM
BE 0834.663.818
Watermaal-Bosvoorde
ALTERNATIVE
BE 0687.841.252
Watermaal-Bosvoorde
ASM CONSULT
BE 0450.566.582
Watermaal-Bosvoorde
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0891133951
Also
9925:BE0891133951
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.