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CONCEPT

Active Private limited company (pre-2019)founded 1991active for 35 yearsMariakerksesteenweg 207, 9031 GhentKBO/BCE: BE 0443.701.358
CONCEPT
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Overview

Lifetime

19 annual accounts with figures on one time axis, 33 filings since 1992
peak €150,902 (2016)
-€14,080▼ €27,654
lowest -€55,683 (2023)
-€29,631▼ €25,450
peak €514,197 (2022)
€268,239▼ 9.9%
€288,679▲ 203%
Board1 name since 2022
1 directorClaeys Annick
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €13,574 to -€14,080Loss of €29,631Debts from €95,365 to €288,679Cash from €11,583 to €184,623

Key points

from the 2025 annual accounts

Equity

€268,239 from €514,197 in 2022

Equity fell by 48% in 3 years.

Losses

-€89,496 in three years
-55,6832023-4,1822024-29,6312025

Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.

Debts

€288,679 ▲ 203%
Taxes and wages
+162,963
Suppliers
+30,339
The rest
+12

Debts rose by €193,314 in 2025.

Liquidity

1.79 was 3.55 in 2024

Short-term debts rose from €94,977 to €288,279.

Filings

33 annual accounts since 1992
deadline200020102020

The last five annual accounts were filed 0 to 39 days before the end of the period.

Position in the sector

-€29,631

Lower net result than 94% of companies in construction of buildings. Sector median €8,554 · 9,452 companies.

Turnover not published (abbreviated or micro format)

Checked score

89
Excellent
Financially stronger than 41% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.2 percentage points vs 03-2026 05-2026: 0.8%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.2%▼ -0.6 percentage points vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Average

73-27equity 48.2% of total assets
65+20short-term debt 51.8% · cash 33.2%
12-55return on assets -5.3%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Loss of €29,631, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 1.79, cash €184,623
Founded in 1991
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 56% of them on solvency, 70% on liquidity, 14% on profitability and 25% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 8,617 companies had the same profile as CONCEPT has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CONCEPT itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,617 companies, not a prediction for CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.79 (3.55 in 2024), above the usual 1.5. Short-term debt is 51.8% and cash 33.2% of total assets. However, 51.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €29,631, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.79, cash €184,623
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€29,631
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2023
1 day early
2022
30 days early
2021
39 days early
2020
29 days early
2019
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CA
Claeys Annick
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0443701358
Environmental permit granted Bouwen of herbouwen · Deinze
Environmental permit granted Bouwen of herbouwen, Verwijderen van vrijstaande gebouwen · Merelbeke-Melle
Environmental permit granted Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
All 51 events

Comparable companies

same main activity, similar in size and age
Company
CONCEPT Ghent €556,918 -€14,080 48.2% -
BARINA Erpe-Mere €505,770 -€52,922 15.6% -
NINiVE CONSTRUCT Ninove €548,746 -€185,125 -33.6% -
TOPKNIT Sint-Niklaas €476,252 -€52,488 85.9% -
MANFILCONSTRUCT Namur €536,701 -€18,377 63.2% -
BOUWONDERNEMING MICHIELS Heist-op-den-Berg €568,235 -€11,321 97.1% -
ROBOMA Gistel €570,056 -€5,424 95.3% -

These companies have the same main activity as CONCEPT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €476,000 and €570,000, founded between 1989 and 1995.

Official details

Source: KBO
Status
Active since 29-03-1991Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment unit
2.052.742.0119031 Ghent, since 08-05-1991
Financial year end
30 September
Peppol
Reachable since 31-03-2026
Company details

Annual accounts to 30-09-2025

-€14,080
€29,631▲ 609%
€268,239▼ 9.9%
€556,918▲ 41.6%
Filing
Filed on 30-04-2026, on the last day of the filing period
Financials

Insights on CONCEPT

CONCEPT files the micro format. That format states no turnover. The gross margin fell from €29,534 in 2006 to -€14,080 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-04-2026, on the day of the deadline
-€14,080
▼ €27,654
-€31,311
▼ €27,680
-€29,631
▼ €25,450
€229,008
▼ 5.5%
48.2%
▼ 27.6 percentage points
1.79
▼ 1.76

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.

Balance sheet

balance sheet total €556,918 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

48.2%

Higher than 56% of 9,462 companies in 2025.

1.79

Higher than 53% of 9,210 companies in 2025.

-5.3%

Higher than 17% of 9,282 companies in 2025.

CONCEPT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201420132012201120102009200820072006
Balance sheet: assets
20/58 556,918393,235372,834559,571582,325557,814562,936548,250426,819470,018341,365356,840339,048434,258410,238376,235324,759288,804289,444
21/28 39,63155,80770,08382,38810,06022,66235,26547,88962,59014,40827,58337,00012,45017,1062,2016,77613,70420,67032,018
22/27 29,57144,79760,02472,328-12,60225,20537,83052,53010,24524,58335,8168,10112,757-6,77613,70420,67032,018
23 ------------------54
24 29,57144,79760,02472,328-12,60225,20537,83052,53010,24524,58335,8168,10112,757-6,77613,70420,67031,964
28 10,06011,01010,06010,06010,06010,06010,06010,06010,0604,1633,0001,1844,3494,3492,201---0
29/58 517,287337,428302,750477,184572,265535,152527,671500,360364,229455,610313,782319,840326,598417,152408,037369,459311,055268,134257,426
3 3,000223,00017,1113,153225,15342,41835,8652,890136,390182,940163,24089,060102,790222,15952,68017,470108,18571,9507,640
30/36 3,000223,00017,1113,153225,15342,41835,8652,890136,390182,940163,24089,060102,790222,15952,68017,470108,18571,9507,640
40/41 329,664102,84584,546306,200209,344212,845310,250212,384163,696215,319124,284143,979189,562163,447128,2189,890127,30638,00069,045
40 -42,70618,61323,9151,7505,126109,09711,1552,6859,151-3,97925,09810,00075,0042,958127,19036,97963,204
41 329,66460,13965,933282,285207,594207,719201,153201,229161,011206,168124,284140,000164,464153,44753,2146,9321161,0215,841
50/53 -----------1,1491,1401,130169,596321,37270,587--
54/58 184,62311,583201,094167,831137,768279,890181,556280,55364,14257,35126,25885,65233,10530,41657,54420,7274,977157,426179,843
490/1 -------4,533---------759898
Balance sheet: equity and liabilities
10/49 556,918393,235372,834559,571582,325557,814562,936548,250426,819470,018341,365356,840339,048434,258410,238376,235324,759288,804289,444
10/15 268,239297,870362,052514,197470,020460,124402,091386,253338,660313,291230,809227,175223,750223,819220,851180,277180,113179,574170,270
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
13 248,660278,660342,660494,835450,660440,770382,740366,910319,340294,340211,860207,860204,860201,860201,860151,860151,8603,2353,235
130/1 1,8601,8601,8601,8601,8601,860-------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860-------------
133 246,800276,800340,800492,975448,800438,910380,880365,050317,480292,480210,000206,000203,000200,000200,000150,000150,0001,3751,375
14 9796107927627607547517437203513497152903,3593919,8179,653157,740148,435
16 --------38,54338,54338,54338,543106,543145,937145,937134,649111,525102,64294,336
160/5 --------38,54338,54338,54338,543106,543145,937145,937134,649111,525102,64294,336
160 --------38,543----------
17/49 288,67995,36510,78245,374112,30497,690160,845161,99749,616118,18372,01391,1228,75664,50243,45061,30933,1216,58824,838
42/48 288,27994,97710,43445,026112,30497,690160,845161,99749,616118,18372,01391,1228,75664,50243,45061,30933,1216,58824,838
44 65,31234,9747,43416,47058,21645,73450,080107,23529,95352,11514,72115,6126,10719,29615,25148,63131,55481622,929
440/4 65,31234,9747,43416,47058,21645,73450,080107,23529,95352,11514,72115,6126,10719,29615,25148,63131,55481622,929
46 ---3,87215,135-20,000-17,40010,0001,531--45,206-----
45 162,96643,00024,2584,51619,78854,11624,5471,50052,5211,66315,2862,649-28,19912,6781,4953,308-
450/3 162,96643,00024,2584,51619,78854,11624,5471,50052,5211,66315,2862,649-28,19912,6781,4953,308-
47/48 60,00060,000-42734,43832,16936,64930,2157633,54854,09960,224----732,4641,908
492/3 400387348348---------------
Income statement
76A -----------4,977------3,000
9900 -14,08013,574-38,56159,20626,59291,73939,17957,64466,184150,90212,003-52,399-30,4339,82326,65531,10717,58232,86729,534
630 15,22615,22614,8831,22612,60212,60212,62514,70020,72814,33811,67612,4685,4018,5046,7766,9286,96611,34812,786
635/8 --------38,543----68,000-39,394-11,28823,1258,8828,3067,764
640/8 2,0041,9781,8151,7561,6821,6762,2622,1073,4342,3551,6532,0271,1281,5721,2381,2321,2901,2362,350
9901 -31,311-3,631-55,25856,22412,30877,46124,29379,37942,022134,209-1,3261,1072,432-2547,353-17844311,9776,634
75/76B 2,247-1081,204492,8934298041,4082115,294304314,2642,7299241,007504306
75 2,247-1081,204492,8934298041,4082115,294304314,2642,7299241,007504306
65/66B 464857131553836442,3819161631622581,0436575829111,6611,505
65 464857131553836442,3819161631622581,0436575829111,6611,505
9903 -29,110-3,678-55,20657,29712,30280,31524,68580,14041,049133,5043,8045,9522,6052,9689,42516453910,8208,435
67/77 52150447713,1202,40622,2818,84732,54715,68051,0211702,5272,675-5,636--1,5165,733
9904 -29,631-4,182-55,68344,1779,89658,03415,83847,59325,36882,4823,6343,425-692,9683,7891645399,3042,702
789 ------------------18,750
9905 -29,631-4,182-55,68344,1779,89658,03415,83847,59325,36882,4823,6343,425-692,9683,7891645399,30421,452
Appropriation of the result
9906 -29,021-3,390-55,20844,93710,65058,78416,58148,31325,72082,8314,3493,7153,2903,35913,6069,817158,279157,740148,436
14P 610792475760---------------
791/2 30,00064,00056,000----------------
691/2 ---44,1759,89058,03015,83047,57025,00082,4804,0003,0003,000-13,215-148,625-1
6920 ----------------148,625-1
6921 ---44,1759,89058,03015,83047,57025,00082,4804,0003,0003,000-13,215----
694/7 -60,000-----------------
694 -60,000-----------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 14 older financial years (1992-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 30-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 30-04-2026 2026-00103079 PDF
30-09-2024 micro format 29-04-2025 2025-00088106 PDF
30-09-2023 micro format 29-04-2024 2024-00081462 PDF
30-09-2022 micro format 31-03-2023 2023-00055482 PDF
30-09-2021 micro format 22-03-2022 2022-08200310 PDF
30-09-2020 micro format 01-04-2021 2021-09500270 PDF
30-09-2019 abbreviated format 10-04-2020 2020-09000398 PDF
30-09-2018 abbreviated format 28-03-2019 2019-08400451 PDF
30-09-2017 abbreviated format 30-03-2018 2018-09000348 PDF
30-09-2016 abbreviated format 31-03-2017 2017-08100442 PDF
31-12-2014 abbreviated format 23-06-2015 2015-20400519 PDF
31-12-2013 abbreviated format 18-06-2014 2014-19600101 PDF
31-12-2012 abbreviated format 23-08-2013 2013-45800253 PDF
31-12-2011 abbreviated format 27-06-2012 2012-22300051 PDF
31-12-2010 abbreviated format 30-06-2011 2011-23200484 PDF
31-12-2009 abbreviated format 22-06-2010 2010-21900271 PDF
31-12-2008 abbreviated format 12-06-2009 2009-23600048 PDF
31-12-2007 abbreviated format 04-07-2008 2008-37500092 PDF
31-12-2006 abbreviated format 08-06-2007 2007-23100311 PDF
31-12-2005 abbreviated format 16-06-2006 2006-24703530 PDF
31-12-2004 abbreviated format 10-06-2005 2005-23700410 PDF
31-12-2003 abbreviated format 14-06-2004 2004-23802650 PDF
31-12-2002 abbreviated format 11-06-2003 2003-22102680 PDF
31-03-2001 abbreviated format 21-09-2001 2001-58002604 PDF
31-03-2000 abbreviated format 13-09-2000 2000-56402138 PDF
31-03-1999 abbreviated format 22-10-1999 1999-54503684 PDF
31-03-1998 abbreviated format 30-09-1998 1998-50301029 PDF
31-03-1997 abbreviated format 01-10-1997 1997-46704947 PDF
31-03-1996 abbreviated format 16-09-1996 1996-44000176 PDF
31-03-1995 abbreviated format 31-10-1995 1995-56001274 PDF
31-03-1994 abbreviated format 06-09-1994 1994-38504054 PDF
31-03-1993 abbreviated format 01-10-1993 1993-38205033 PDF
31-03-1992 abbreviated format 26-11-1992 1992-39001192 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201420132012201120102009200820072006
-16,08411,596-40,37557,45024,91090,06336,91794,08062,750148,54710,35013,5747,8338,25114,1296,7507,40923,32519,420
-14,40511,045-40,80145,40322,49970,63628,46362,29346,09696,82015,31015,8925,33211,47210,5657,0927,50520,65215,488
-9509502,57973,554000068,9091,1632,25940,18274523,4102,20100034,829
173,040-189,51033,26330,063-142,12298,333-98,996216,4106,792--59,39452,5472,689-27,12836,81715,750-152,449-22,418-
229,008242,451292,316432,157459,961437,462366,826338,363314,613337,426241,769228,718317,842352,650364,588308,150277,934261,547232,589
48.2%75.7%97.1%91.9%80.7%82.5%71.4%70.5%79.3%66.7%67.6%63.7%66.0%51.5%53.8%47.9%55.5%62.2%58.8%
1.793.5529.0210.605.105.483.283.097.343.864.363.5137.306.479.396.039.3940.7010.36
1.781.2027.3810.533.095.043.063.074.592.312.092.5325.563.028.185.746.1329.7810.06
1.080.320.030.090.240.210.400.420.150.380.310.400.040.290.200.340.180.040.15
-11.0%-1.4%-15.4%8.6%2.1%12.6%3.9%12.3%7.5%26.3%1.6%1.5%0.0%1.3%1.7%0.1%0.3%5.2%1.6%
-5.3%-1.1%-14.9%7.9%1.7%10.4%2.8%8.7%5.9%17.5%1.1%1.0%0.0%0.7%0.9%0.0%0.2%3.2%0.9%
-345.97over 100-712.21over 100---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-2022
Tangible fixed assets--€2,579€73,554
Financial fixed assets-€950--
€15,226€15,226€14,883€1,226

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on CONCEPT

The operating result for 2025 is a loss of €31,311, larger than the loss of €3,631 in 2024.

Debt's share of the balance-sheet total rises from 24.3% to 51.8%. Equity is lower and debt is higher.

Board & ownership

Board

1 director
Claeys Annick
Director
listed in the 2025 annual accounts, filed on 30-04-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Claeys Annick
Director
Boardmandate already running before its first mention
Mandates as a list
  • Claeys Annick
    • Director, since before 30-09-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Network & group

No group

CONCEPT has no parent and no holdings in its annual accounts. Claeys Annick is the only director. CONCEPT shares no director with another company.

At the same address

Mariakerksesteenweg 207, 9031 Ghent · 2 other companies
Burgerlijke Maatschap Frédéric Beheer
registered office since 11-08-2017
 founded in 2017
0723.641.972
Burgerlijke Maatschap Michel Beheer
registered office since 11-08-2017
 founded in 2017
0723.643.061

Timeline

Timeline

51 events since 1991

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · on the deadline day
Registered in the Peppol Directory Reachable for e-invoices through 0208:0443701358
2025
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Weakest financial year net -€55,683 The net result drops to -€55,683, the lowest from 2006 to 2025. It recovers the following year.
Liquidity more than doubled current ratio 29.02 The current ratio rises from 10.60 to 29.02. Short-term debt falls from €45,026 to €10,434.
Environmental permit granted OmgevingsloketBouwen of herbouwen · Deinze
Annual accounts 2022 filed PDFmicro format · 30 days before the deadline
2022
Liquidity more than doubled current ratio 10.60 The current ratio rises from 5.10 to 10.60. Short-term debt falls from €112,304 to €45,026.
Equity above €500,000 equity €514,197 ▲9.4% After 9 profitable years in a row, equity reaches €514,197.
Annual accounts 2021 filed PDFmicro format · 39 days before the deadline
2021
Environmental permit granted OmgevingsloketBouwen of herbouwen, Verwijderen van vrijstaande gebouwen · Merelbeke-Melle
Annual accounts 2020 filed PDFmicro format · 29 days before the deadline
2020
Environmental permit granted OmgevingsloketVerbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
Annual accounts 2019 filed PDFabbreviated format · 20 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 33 days before the deadline
Environmental permit granted OmgevingsloketBouwen of herbouwen · Gent
2018
Environmental permit granted OmgevingsloketBouwen of herbouwen · Gent
Environmental permit granted OmgevingsloketBouwen of herbouwen · Gent
Annual accounts 2017 filed PDFabbreviated format · 31 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 30 days before the deadline
2016
Highest result from 2006 to 2025 net €82,482 ▲2,169% The operating result of €134,209 and the net result of €82,482 are both a record.
2015
Annual accounts 2014 filed PDFabbreviated format · 38 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 43 days before the deadline
2013
Back to profit net €3,425 The net result is €3,425, after one loss-making year.
Annual accounts 2012 filed PDFabbreviated format · 23 days late
2012
Liquidity more than 5 times current ratio 37.30 The current ratio rises from 6.47 to 37.30. Short-term debt falls from €64,502 to €8,756.
Annual accounts 2011 filed PDFabbreviated format · 34 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 31 days before the deadline
2010
Equity above €200,000 equity €220,851 ▲22.5% With a profit in every financial year since 2006, equity grows to €220,851.
Annual accounts 2009 filed PDFabbreviated format · 39 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 49 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 27 days before the deadline
2007
Liquidity more than triples current ratio 40.70 The current ratio rises from 10.36 to 40.70. Short-term debt falls from €24,838 to €6,588.
Annual accounts 2006 filed PDFabbreviated format · 53 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2001
Annual accounts 2001 filed PDFabbreviated format
2000
Annual accounts 2000 filed PDFabbreviated format
1999
Annual accounts 1999 filed PDFabbreviated format
1998
Annual accounts 1998 filed PDFabbreviated format
1997
Annual accounts 1997 filed PDFabbreviated format
1996
Annual accounts 1996 filed PDFabbreviated format
1995
Annual accounts 1995 filed PDFabbreviated format
1994
Annual accounts 1994 filed PDFabbreviated format
1993
Annual accounts 1993 filed PDFabbreviated format
1992
Annual accounts 1992 filed PDFabbreviated format
1991
First establishment Mariakerksesteenweg 207, Ghent
Incorporation published on 13-04-1991

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CONCEPT was incorporated on 29 March 1991.1 Total assets went from €562,936 in 2019 to €556,918 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0443.701.358
VAT number
BE 0443.701.358
Peppol ID
0208:0443701358
Other Peppol ID
9925:BE0443701358
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
29-03-1991
Financial year
ends on 30 September
Peppol
Reachable since 31-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CONCEPT in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
68122 Development of non-residential building projects
68310 Real estate agency activities
Codes under NACEBEL 2008
41201 General construction of buildings main activity
41102 Construction of residential and non-residential buildings
68311 Real estate activities
Codes under NACEBEL 2003
45211 main activity
70112
70311

Registered office and establishments

1 establishment
Establishment Since Unit number
Mariakerksesteenweg 207 registered office 9031 Ghent 08-05-1991 2.052.742.011

Buildings and parcels at the address

Ground area
1,839 m²
Buildings
193 m²
Volume, LiDAR
1,278 m³
Tallest building
10.6 m
Buildings to scale, each on its own parcel
193 m², 10.6 m 193 m², 10.6 m

Environmental permits

8 applications in Flanders since 2018 · 6 granted
19-09-2023 Granted Bouwen of herbouwen submitted 29-06-2023 · project 2023090108 Deinze
10-05-2021 Granted Bouwen of herbouwen; Verwijderen van vrijstaande gebouwen submitted 30-12-2020 · project 2020178851 Merelbeke-Melle
17-09-2020 Granted Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 02-07-2020 · project 2020087531 Gent
29-06-2020 Discontinued Bouwen of herbouwen submitted 04-06-2020 · project 2020072577 Gent
03-01-2019 Granted Bouwen of herbouwen submitted 25-10-2018 · project 2018129174 Gent
06-12-2018 Granted Bouwen of herbouwen submitted 26-09-2018 · project 2018116264 Gent
30-08-2018 Granted Bouwen of herbouwen submitted 13-06-2018 · project 2018072951 Gent
13-06-2018 Discontinued Bouwen of herbouwen submitted 30-04-2018 · project 2018052001 Gent

Source: Omgevingsloket Vlaanderen.

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
44017C0383/00N0001,839 m² 1 · 193 m² 10.6 m · 2

Contact

E-mail info@concept-bvba.be establishment in Gent
Phone +32 9 362 37 54 establishment in Gent
Fax +32 9 362 31 31 establishment in Gent

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0443.701.358

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