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COMPUTEXT

Active
Private limited company·Ontwerpen van computerprogramma’s· 26 yrs active
Renier Sniedersstraat 22 ·2300 Turnhout, Belgium
KBO/BCE: BE 0468.658.270
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age26 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of COMPUTEXT is 0.2% (very low). The 2025 annual accounts show equity of €64k and a net result of €-58k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 2748 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 2748 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Long-established
Founded in 1999, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Long track record Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-58k
Working capital€66k+8.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-09-2025 with the NBB · fiscal year 2025 · micro
€-100k€-50k€0€50kOperating result 2021: €7k€7kNet result 2021: €2k€2kOperating result 2022: €14k€14kNet result 2022: €16k€16kOperating result 2023: €41k€41kNet result 2023: €30k€30kOperating result 2024: €54k€54kNet result 2024: €41k€41kOperating result 2025: €-61k€-61kNet result 2025: €-58k€-58k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~24.9%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k€200k2026: €125k (€112k - €138k)2027: €156k (€136k - €176k)2028: €195k (€167k - €223k)2019: €33k2020: €29k2021: €36k2022: €51k2023: €81k2024: €122k2025: €64k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 94.3% 62.2%
better than 95% of 2748 sector peers
Net result €-58k €40k
better than 5% of 2750 sector peers
Equity €64k €62k
better than 51% of 2749 sector peers
Gross operating margin €-36k €63k
better than 5% of 2750 sector peers
Staff costs €24k €17k
higher than 55% of 361 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2020: P90 · n=6262021: P95 · n=17332022: P79 · n=37942023: P95 · n=58012024: P95 · n=73362025: P95 · n=27482020 2025
Stable position over 2020-2025 · n=626-7336
Net result P5
2020: P15 · n=6232021: P28 · n=17282022: P38 · n=37922023: P54 · n=57972024: P61 · n=73332025: P5 · n=27502020 2025
Improving position over 2020-2025 · n=623-7333
Equity P51
2020: P33 · n=6272021: P51 · n=17332022: P62 · n=37962023: P70 · n=58042024: P78 · n=73382025: P51 · n=27492020 2025
Improving position over 2020-2025 · n=627-7338
Gross operating margin P5
2020: P14 · n=6222021: P19 · n=17262022: P24 · n=37862023: P47 · n=57932024: P52 · n=73272025: P5 · n=27502020 2025
Improving position over 2020-2025 · n=622-7327
Describes the position versus peers, not a forecast.
EBITDA
€-61k
- far below sector median
Net profit
€-58k
- far below sector median
Cash flow
€-58k
- far below sector median
Total assets
€68k
-45.4% +26% vs sector
Equity
€64k
-47.7% far above sector median
Working capital
€66k
+8.5% far above sector median
Staff costs
€24k
- -56% vs sector
Income taxes
€-776
- far below sector median
Debt
€4k
+120.0% -80% vs sector
Debt ≤ 1y
€206
-97.3% -99% vs sector
Debt > 1y
€962
-45.3% 19-25
Current ratio
321.00
+3486.9% far above sector median
Quick ratio
321.00
+3486.9% far above sector median
Solvency
94.3%
-4.4% +66% vs sector
Debt / equity
0.06
+321.1% -94% vs sector
ROE
-91.4%
- far below sector median
ROA
-86.1%
- far below sector median
Interest coverage
-1418.49
- far below sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€-61k
Net profit€-58k
Cash flow€-58k
Staff costs€24k
Income taxes€-776
Dividends-
Total assets€68k
Equity€64k
Debt€4k
of which ≤ 1y€206
of which > 1y€962
Working capital€66k
Employees (FTE)-
Ratios (computed)
2025
Current ratio321.00
Quick ratio321.00
Working capital ratio97.3%
Solvency94.3%
Debt / equity0.06
Long-term debt ratio0.02
Interest coverage-1418.49
Gross margin-
Net margin-
ROA-86.1%
ROE-91.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€68k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€66k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€68k
Equity 10/15€64k
Contributions / capital 10/11€19k
Reserves 13€15k
Accumulated profits (losses) 14€30k
Amounts payable 17/49€4k
Amounts payable after one year 17€962
Amounts payable within one year 42/48€206
Income statement
Gross operating margin 9900€-36k
Operating result 9901€-61k
Financial income 75€2k
Financial charges 65€43
Result before taxes 9903€-59k
Income taxes 67/77€-776
Net result for the period 9904€-58k
Result to be appropriated 9905€-58k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
52 / 100 Fair
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
2 companies at this address See who is registered here

Establishment units

1 location
COMPUTEXT
Renier Sniedersstraat 22, 2300 TurnhoutSpeur- en ontwikkelingswerk op wetenschappelijk gebied
since 20002.099.329.230
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area835 m²
Buildings1
Building footprint343 m²
Volume (LiDAR)2,890 m³
Tallest building14.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13454Q0466/00M003 Flanders 835 m² 1 · 343 m² 14.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health52Profitability0Solvency100Growth52Stability100
61 / 100

Strong profile, led by solvency.

Health 52
Profitability 0
Solvency 100
Growth 52
Stability 100

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige advisering in verband met programmatuur en levering van programmatuur72220Vertalers en tolken74300Activiteiten van vertalers74301Vertaaldiensten en tolken74852
Primary activity highlighted.
Names & trade names
Legal nameNL COMPUTEXT
Registered office
Renier Sniedersstraat 22 bus 2
2300 Turnhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.