COMPI
ActiveFrom the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
COMPI has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €82,405 and a net result of -€22,090. Equity has been shrinking by about 17% per year since 2019. Its solvency ranks better than 75% of 538 sector peers (NACE 62, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 05-11-2009 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Establishment unit
- 2.182.838.609 2800 Mechelen, since 05-11-2009
- Financial year end
- 31 March
- Peppol
- Reachable since 19-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €105,238
- ▼ 54.7%
- Turnover
- ≈ €160,000
- estimated
- Loss
- €22,090
- Equity
- €82,405
- ▼ 21.1%
- Total assets
- €100,375
- ▼ 46.8%
- Staff
- 1.6 FTE
- ▼ 20.0%
Score breakdownraises riskLoss of €22,090 (financial year 2026)lowers riskLiquidity: current ratio 5.46, cash €71,266Size: total assets €100,375Equity €82,405 (82.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 86% on liquidity, 5% on profitability and 24% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2026, micro format
Annual accounts 2026 filed on 30-10-2026 at the NBB all 16 filings
2022 to 2026, 5 financial years 2019 to 2026, 8 financial years
The operating result for 2026 is a loss of €20,914, after a profit of €7,831 in 2025. It is the lowest result since 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as COMPI: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €88,000 and €113,000, founded between 2010 and 2014.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| COMPI Mechelen | 2009 | €100,375 | €82,405 | €105,238 | -€22,090 | 2026 |
| Bits4kmo Rumst | 2011 | €111,436 | €46,765 | €104,316 | €29,472 | 2025 |
| P3RFORM Beyne-Heusay | 2010 | €112,805 | €98,474 | €110,084 | €34,064 | 2025 |
| KARA HR Zoutleeuw | 2010 | €88,431 | -€11,483 | €101,962 | -€9,613 | 2025 |
| NAVASTE Jette | 2010 | €87,979 | €22,196 | €118,407 | €58,708 | 2025 |
| NUMBER118 Elsene | 2012 | €95,345 | €11,889 | €107,928 | €24,251 | 2025 |
| Andramoi Mechelen | 2014 | €112,815 | €18,600 | €102,177 | €80,675 | 2025 |
They were chosen from the 18,969 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 4,805 companies had the same profile as COMPI has now. Two years later, 2.0% had gone bankrupt and 88.2% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COMPI itself is lower: < 0.1% within 12 months. It rests on far more data about COMPI than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for COMPI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €101,761 | €105,875 | €140,643 | €220,185 | €120,109 | ▼ 45.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,169 | €5,251 | €4,684 | €783 | €988 | €2,052 | €3,533 | €5,335 | ▲ 51.0% |
| Other operating charges640/8 | - | - | - | €611 | €588 | €668 | €688 | €708 | ▲ 2.9% |
| Non-recurring operating charges66A | - | - | - | - | - | €1,260 | €44 | - | - |
| Gross operating margin9900 | €102,766 | €109,744 | €131,313 | €114,755 | €112,809 | €151,492 | €232,281 | €105,238 | ▼ 54.7% |
| Operating profit (loss)9901 | €4,422 | €6,359 | €28,568 | €11,600 | €5,358 | €6,870 | €7,831 | -€20,914 | - |
| Financial income75/76B | - | - | - | - | - | €226 | €424 | €287 | ▼ 32.3% |
| Recurring financial income75 | €273 | €221 | €211 | - | - | €226 | €424 | €287 | ▼ 32.3% |
| Financial charges65/66B | - | - | - | €1,085 | €1,442 | €1,515 | €1,345 | €1,352 | ▲ 0.5% |
| Recurring financial charges65 | €12 | €9 | €8 | €1,085 | €1,442 | €1,515 | €1,345 | €1,352 | ▲ 0.5% |
| Profit (loss) for the period before taxes9903 | €4,683 | €6,571 | €28,753 | €10,515 | €3,916 | €5,580 | €6,910 | -€21,978 | - |
| Income taxes67/77 | €3,029 | €5,119 | €11,569 | €5,914 | €3,521 | €5,887 | €6,519 | €111 | ▼ 98.3% |
| Profit (loss) for the period9904 | €1,654 | €1,452 | €17,184 | €4,601 | €395 | -€307 | €391 | -€22,090 | - |
| Profit (loss) for the period to be appropriated9905 | €1,654 | €1,452 | €17,184 | €4,601 | €395 | -€307 | €391 | -€22,090 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €296,447 | €315,044 | €301,187 | €203,570 | €163,957 | €230,331 | €188,817 | €100,375 | ▼ 46.8% |
| Fixed assets21/28 | €9,583 | €4,332 | €1,999 | €1,215 | €6,700 | €5,956 | €17,229 | €11,894 | ▼ 31.0% |
| Tangible fixed assets22/27 | €9,583 | €4,332 | €1,999 | €1,215 | €6,700 | €5,956 | €17,229 | €11,894 | ▼ 31.0% |
| Furniture and vehicles24 | - | - | - | €1,215 | €4,034 | €3,989 | €15,960 | €11,323 | ▼ 29.1% |
| Other tangible fixed assets26 | - | - | - | - | €2,666 | €1,967 | €1,269 | €570 | ▼ 55.1% |
| Current assets29/58 | €286,864 | €310,712 | €299,189 | €202,355 | €157,257 | €224,375 | €171,588 | €88,481 | ▼ 48.4% |
| Amounts receivable within one year40/41 | €27,365 | €39,745 | €45,112 | €72,070 | €26,293 | €106,507 | €99,365 | €16,551 | ▼ 83.3% |
| Trade receivables40 | - | - | - | €72,070 | €26,293 | €106,507 | €99,365 | €15,583 | ▼ 84.3% |
| Other amounts receivable41 | - | - | - | - | - | - | - | €968 | - |
| Cash at bank and in hand54/58 | €257,865 | €270,147 | €253,001 | €128,681 | €125,518 | €117,309 | €71,252 | €71,266 | = |
| Deferred charges and accrued income490/1 | - | - | - | €1,604 | €5,445 | €558 | €971 | €665 | ▼ 31.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €296,447 | €315,044 | €301,187 | €203,570 | €163,957 | €230,331 | €188,817 | €100,375 | ▼ 46.8% |
| Equity10/15 | €270,278 | €271,731 | €249,914 | €133,015 | €104,410 | €104,104 | €104,495 | €82,405 | ▼ 21.1% |
| Contributions10/11 | €6,200 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €264,078 | €265,530 | €243,714 | €126,815 | €98,210 | €97,904 | €98,295 | €76,205 | ▼ 22.5% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €124,955 | €96,350 | €97,904 | €98,295 | €76,205 | ▼ 22.5% |
| Amounts payable17/49 | €26,169 | €43,313 | €51,273 | €70,555 | €59,547 | €126,227 | €84,322 | €17,970 | ▼ 78.7% |
| Amounts payable within one year42/48 | €24,419 | €35,261 | €43,110 | €62,365 | €50,627 | €110,666 | €67,231 | €16,220 | ▼ 75.9% |
| Trade debts44 | €4,153 | €3,646 | €16,282 | €29,824 | €8,697 | €61,228 | €14,974 | €4,650 | ▼ 68.9% |
| Suppliers440/4 | - | - | - | €29,824 | €8,697 | €61,228 | €14,974 | €4,650 | ▼ 68.9% |
| Taxes, remuneration and social security45 | - | - | - | €24,196 | €31,022 | €32,901 | €43,631 | €571 | ▼ 98.7% |
| Taxes450/3 | - | - | - | €9,066 | €14,972 | €9,653 | €8,060 | €571 | ▼ 92.9% |
| Remuneration and social security454/9 | - | - | - | €15,130 | €16,050 | €23,248 | €35,570 | - | - |
| Other amounts payable47/48 | - | - | - | €8,344 | €10,908 | €16,537 | €8,627 | €10,999 | ▲ 27.5% |
| Accrued charges and deferred income492/3 | - | - | - | €8,190 | €8,919 | €15,561 | €17,091 | €1,750 | ▼ 89.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,654 | €1,452 | €17,184 | €4,601 | €395 | -€307 | €391 | -€22,090 | - |
| + Depreciation and write-downs630 | €6,169 | €5,251 | €4,684 | €783 | €988 | €2,052 | €3,533 | €5,335 | ▲ 51.0% |
| Operating cash flow (approximation) | €7,823 | €6,703 | €21,868 | €5,385 | €1,383 | €1,745 | €3,924 | -€16,754 | - |
| Investment in fixed assets (approximation) | - | €0 | -€2,351 | €0 | -€6,473 | -€1,308 | -€14,806 | €0 | - |
| Change in cash | - | €12,282 | -€17,146 | -€124,320 | -€3,163 | -€8,209 | -€46,057 | €14 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 30-10-2026 | 2026-00595933 | NBB |
| 31-03-2025 | micro format | 26-10-2025 | 2025-00549550 | |
| 31-03-2024 | micro format | 25-10-2024 | 2024-00514462 | |
| 31-03-2023 | micro format | 28-10-2023 | 2023-00495526 | |
| 31-03-2022 | micro format | 30-10-2022 | 2022-20477543 | |
| 31-03-2021 | micro format | 19-10-2021 | 2021-72300402 | |
| 31-03-2020 | micro format | 31-10-2020 | 2020-67800074 | |
| 31-03-2019 | micro format | 28-10-2019 | 2019-71700445 | |
| 31-03-2018 | micro format | 25-10-2018 | 2018-70200559 | |
| 31-03-2017 | micro format | 13-10-2017 | 2017-67200143 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 12-05-2023 Converted to unavailable equity · €8,060
- 12-05-2023 Converted to uncalled contributions · €12,400
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LAGUNA RODRIGUEZ Denis |
|
| SAS Charlotte |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan”“Onbepaalde duur, algemene vergadering”“Wanneer de bestuurders een collegiaal orgaan vormen en de plaats van een bestuurder openvalt vóór het einde van zijn mandaat, hebben de…”“Zowel de enige aandeelhouder als een derde kunnen tot bestuurder benoemd worden, Indien de vennootschap slechts één aandeelhouder telt en er…”“Met de mogelijkheid een deel van deze bevoegdheden te delegeren, Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de…”“Ingeval er twee bestuurders zijn, zullen zij gezamenlijk bestuur voeren, Indien er drie of meer bestuurders zijn, vormen deze een college…”“Indien er meerdere bestuurders zijn, dient deze volmacht gezamenlijk gegeven te worden, De bestuurders kunnen de uitoefening van een deel…”“De bestuurders regelen onder elkaar de uitoefening van de bevoegdheid”“Deze wordt geboekt op de algemene kosten, los van eventuele representatie-, reis- en verplaatsingskosten, Indien het mandaat van de…”“Het bestuursorgaan kan het dagelijks bestuur, alsook de vertegenwoordiging van de vennootschap wat dat bestuur aangaat, opdragen aan één of…”“Het bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden”“De gedelegeerden voor het dagelijks bestuur kunnen in het kader van dat bestuur bijzondere volmachten verlenen aan iedere lasthebber”“Het kan hen op elk ogenblik ontslaan, Het bestuursorgaan stelt de eventuele toekenningen en verloning vast voor de gedelegeerden tot het…”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Aandelen moeten bij hun uitgifte worden volgestort., In geval van een enige aandeelhouder-bestuurder, bepaalt deze laatste vrij, naargelang…”“Op naam, ingeschreven in het register van aandelen op naam; dit register omvat de vermeldingen die zijn voorgeschreven door het Wetboek van…”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Verzoek tot het bestuursorgaan, bij aangetekende brief (of: bij gewone brief of per e-mail op het e-mailadres van de vennootschap)”“Geacht hun goedkeuring te verlenen, bij aangetekende brief aan elke aandeelhouder”“Prijs die was vermeld in de oorspronkelijke bekendmaking, procedure- en expertisekosten voor de helft ten laste van de overdrager en voor de…”“Elke overdracht onder levenden, zowel ten bezwarende titel als ten kosteloze titel, zowel vrijwillig als gedwongen (uitsluiting en…”“Indien de enige aandeelhouder overlijdt en zijn aandelen op geen enkele erfgerechtigde overgaan, is de vennootschap van rechtswege…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Indien de nieuwe uitgifte niet of niet in dezelfde mate betrekking heeft op elke bestaande soort van aandelen, dan komt dit voorkeurrecht…”
Articles of association, deed of 12-05-2023 (in Dutch)
Network & group
Connections & network
See the function holders in the KBO register.
Timeline
Acts, filings and financial milestones
12-05
Gazette deed
Resignations: LAGUNA RODRIGUEZ Denis (director) and SAS Charlotte (director)Appointments: LAGUNA RODRIGUEZ Denis (director) and SAS Charlotte (director) · Capital · Director discharge15 points ▸
- Capital
- Director resignation, LAGUNA RODRIGUEZ Denis (director)
- Director appointment, LAGUNA RODRIGUEZ Denis (director (not named in the articles))
- Director resignation, SAS Charlotte (director)
- Director appointment, SAS Charlotte (director (not named in the articles))
- Director discharge, LAGUNA RODRIGUEZ Denis
- Director discharge, SAS Charlotte
- Registered office clause, “2800 Mechelen, Noordstraat 11C” (deed in Dutch)
- General meeting, 05-05-2023
- Amendment of the articles, mentioned 2 times in the deed
- Legal form clause, “besloten vennootschap (afgekort BV)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- The act holds 3 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202526 activities
- Consultancy, het verlenen van adviezen van financiële, technische, IT, Revenue Yield Systemen, commerciële, strategische of administratieve aard; in de ruime zin, bijstand en diensten verlenen, rechtstreeks of onrechtstreeks, op het vlak van administratie en financiële, verkoop & aankoop, productie en algemeen bestuur.
- Alle vormen van onderwijs, o.a. Internationaal hoger onderwijs.
- Het opstellen van businessplannen en budgetten; het doorlichten en bijsturen van organisaties; advies en begeleiding bij binnen- of buitenlandse expansie van een bedrijf of een organisatie; overgangsmanagement, crisismanangement en management in de algemene zin van het woord; prospectie en verkoop van projecten. Het ontwikkelen en uitwerken van strategische bedrijfsplannen en bedrijfsherstructurering;
- Het aanbieden van externe verkoopsondersteunin;
- De import en export van alle soorten goederen, in de meest ruime zin van het woord;
- De verkoop van soft- en hardware en randapparatuur en overige activiteiten in verband met computers;
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren, onder om het even welke vorm; in dit kader kan zij/hij zich ook borg stellen of haar aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemening;
- Het verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, huren en verhuren, het doen bouwen of verbouwen van onroerende goederen evenals alle roerende goederen, evenals alle welkdanige onroerende transacties en verrichtingen in de meest brede zin;
- Handelsfonds in pand geven en zij mag aval verlenen voor alle leningen, kredietopnemingen en andere verbintenissen, zowel van haarzelf als van derden;
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante duurzame immateriële vaste activa;
- De participatie, onder welke vorm het zij ook, in de oprichting, ontwikkeling, omvorming en controle van alle ondernemingen. Belgische of buitenlandse, commerciële, financiële, industriële of andere; de verwerking voor eigen rekening van eender welke titels of rechten door middel van participatie, inbreng, onderschrijving, koop op vaste levering of aankoopoptie, verhandeling, of op iedere andere wijze;
- Onderneming voor het beheer van eigen beleggingen en vermogens;
- Het verhandelen, aankopen, (door)verkopen van data pakketten in de ruimste zin van het woord aan zowel Belgische als buitenlandse klanten;
- De verwerking van informatie & data van financiële, commerciële of andere aard;
- De aankoop, (door)verkoop van software licenties, zowel als de creatie van deze licenties;
- Het consolideren van data uit diverse bronnen die zowel publiek als privaat beschikbaar worden gesteld in binnen- of buitenland;
- Het afsluiten van samenwerkingsakkoorden op nationaal en internationaal niveau met zowel privé als institutionele organisaties;
- De verhandeling, verkoop en aankoop van intellectueel eigendom;
- De ontwikkeling van financiële en commerciële berekeningsmodules in de ruimste zin van het woord;
- Het aanbieden van IT software training, financiële training, luchtvaart training in de meest ruime zin van het woord;
- Consultancy voor baan- en luchtvaart vervoer;
- Het publiceren van magazines, newsletters, etc..;
- Het ondersteunen van Belgische en/of buitenlandse firma’s in hun IT, Financiële, Operationele, Revenue Yield systemen;
- Kleinhandel in allerlei producten;
- Webshops;
- Per postorder goederen verzenden naar de koper nadat deze zijn keuze heeft gemaakt aan de hand van advertenties, al dan niet gespecialiseerde catalogi.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12402B0403/00B003 | Flanders | 872 m² | 1 · 138 m² | 8.9 m |