Andramoi
ActiveSummary
Andramoi has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €81k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.13 in 2024; short-term debt: 83.5% and cash: 83.4% of total assets), and 83.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
71.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
35 d early
2023
50 d early
2022
47 d early
2021
33 d early
2020
27 d late
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2018: €87k
2019: €92k
2020: €128k
2021: €165k
2022: €117k
2023: €75k
2024: €19k
2018 → 2025
Total assets
€113k▼ 26.8%
2024 · €154k
2018: €89k
2019: €94k
2020: €145k
2021: €180k
2022: €229k
2023: €187k
2024: €154k
2018 → 2025
Net result
€81k▲ 17.8%
2024 · €68k
2018: €30k
2019: €5k
2020: €36k
2021: €37k
2022: €46k
2023: €58k
2024: €68k
2018 → 2025
Working capital
€19k▲ 3.4%
2024 · €18k
2018: €87k
2019: €92k
2020: €128k
2021: €165k
2022: €115k
2023: €74k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€117k▼ 29.0%€75k▼ 35.8%€19k▼ 75.3%€19k=
Operating result€47k-€58k▲ 23.1%€73k▲ 26.1%€86k▲ 18.0%€101k▲ 17.9%
Net result€37k-€46k▲ 23.2%€58k▲ 26.1%€68k▲ 18.0%€81k▲ 17.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €113k
Equity
€19k =
Debt
€94k ▼ 30.5%
Debt's share of the balance-sheet total falls from 87.9% to 83.5%. Debt is lower.
Key figures and ratios
EBITDA
€102k▲
2024 · €87k
Cash flow
€81k▲
2024 · €69k
Current ratio
1.20▲
2024 · 1.13
Debt to equity
5.07▼
2024 · 7.28
ROE
433.7%▲
2024 · 368.1%
ROA
71.5%▲
2024 · 44.4%
Interest coverage
880.65▲
2024 · 793.96
Debt ≤ 1 year
€94k▼
2024 · €135k
Income taxes
€20k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€113k▼
Fixed assets21/28€613€0▼
Tangible fixed assets22/27€613€0▼
Furniture and vehicles24€613€0▼
Current assets29/58€153k€113k▼
Amounts receivable within one year40/41€13k€17k▲
Trade receivables40€12k€17k▲
Other amounts receivable41€883€0▼
Cash at bank and in hand54/58€139k€94k▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€154k€113k▼
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€135k€94k▼
Amounts payable within one year42/48€135k€94k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€125k€81k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€965€613▼
Other operating charges640/8€535€550▲
Gross operating margin9900€87k€102k▲
Operating profit (loss)9901€86k€101k▲
Financial income75/76B€40€2▼
Recurring financial income75€40€2▼
Financial charges65/66B€109€115▲
Recurring financial charges65€109€115▲
Profit (loss) for the period before taxes9903€86k€101k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€68k€81k▲
Profit (loss) for the period to be appropriated9905€68k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€81k▼
Profit (loss) brought forward from the previous period14P€55k€0▼
Transfer from equity791/2€2k€0▼
Profit to be distributed694/7€125k€81k▼
Return on contributions (dividend)694€125k€81k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €81k ▲17.8%
Operating result €101k, net result €81k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €165k ▲29.3%
4 profitable years in a row build equity to €165k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €128k ▲39.3%
3 profitable years in a row build equity to €128k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼84%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardenkerkhofstraat 2242800 MechelenGround area
119 m²
Building footprint
66 m²
Volume, LiDAR
442 m³
Parcel 12402C0214/00D004, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ANDRAMOI
since 20142.225.879.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402C0214/00D004 | Flanders | 119 m² | 1 · 66 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Segesta Consulting
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WAWI GROUP
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BLUE DUN CONSULTING
BE 0543.806.843
Keerbergen · Eq €18,600
ITLICIOUS
BE 0544.396.464
Sint-Truiden · Eq €18,600
Thinkitflow
BE 0544.439.818
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.