COMMUNICATIONS SERVICES AND TECHNOLOGY
ActiveSummary
COMMUNICATIONS SERVICES AND TECHNOLOGY has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €807k and a net result of €60k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+7
Solvency76▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.95 in 2024; short-term debt: 47.9% and cash: 16.3% of total assets), and 49% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
3.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
35 d early
2022
28 d early
2021
2 d early
2020
31 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€60k▲ 85.0%
2024 · €33k
2018: €-173k
2019: €-240k
2020: €62k
2021: €168k
2022: €69k
2023: €136k
2024: €33k
2018 → 2025
Working capital
€665k▲ 4.3%
2024 · €638k
2018: €541k
2019: €313k
2020: €408k
2021: €497k
2022: €511k
2023: €631k
2024: €638k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€509k-€578k▲ 13.5%€714k▲ 23.6%€746k▲ 4.6%€807k▲ 8.1%
Operating result€182k-€86k▼ 52.9%€199k▲ 133%€80k▼ 59.6%€116k▲ 44.2%
Net result€168k-€69k▼ 59.0%€136k▲ 98.2%€33k▼ 76.0%€60k▲ 85.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€160k ▼ 10.1%
Current assets
€1.42M ▲ 8.9%
Equity and liabilities €1.58M
Equity
€807k ▲ 8.1%
Debt
€777k ▲ 5.2%
Debt's share of the balance-sheet total falls from 49.7% to 49.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€155k▲
2024 · €122k
Cash flow
€100k▲
2024 · €74k
Current ratio
1.88▼
2024 · 1.95
Quick ratio
0.95▼
2024 · 1.18
Debt to equity
0.96▼
2024 · 0.99
ROE
7.5%▲
2024 · 4.4%
ROA
3.8%▲
2024 · 2.2%
Interest coverage
3.75▲
2024 · 3.20
Debt ≤ 1 year
€759k▲
2024 · €670k
Debt > 1 year
€18k▼
2024 · €69k
Income taxes
€21k▲
2024 · €17k
Staff costs
€1.05M▼
2024 · €1.32M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.58M▲
Fixed assets21/28€177k€160k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€167k€149k▼
Land and buildings22€109k€100k▼
Plant, machinery and equipment23€41k€29k▼
Furniture and vehicles24€17k€20k▲
Financial fixed assets28€10k€10k=
Current assets29/58€1.31M€1.42M▲
Stocks and contracts in progress3€517k€700k▲
Contracts in progress37€517k€700k▲
Amounts receivable within one year40/41€313k€377k▲
Trade receivables40€196k€189k▼
Other amounts receivable41€117k€188k▲
Current investments50/53€100k€973▼
Cash at bank and in hand54/58€296k€258k▼
Deferred charges and accrued income490/1€81k€88k▲
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.58M▲
Equity10/15€746k€807k▲
Contributions10/11€186k€186k=
Capital10€186k€186k=
Issued capital100€186k€186k=
Reserves13€560k€621k▲
Non-distributable reserves130/1€19k€19k=
Legal reserve130€19k€19k=
Distributable reserves133€542k€602k▲
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Other liabilities and charges164/5€0-
Amounts payable17/49€738k€777k▲
Amounts payable after more than one year17€69k€18k▼
Financial debts170/4€69k€18k▼
Amounts payable within one year42/48€670k€759k▲
Current portion of amounts payable after more than one year42€112k€97k▼
Financial debts43€300k€300k=
Credit institutions430/8€300k€300k=
Trade debts44€147k€284k▲
Suppliers440/4€147k€284k▲
Taxes, remuneration and social security45€111k€78k▼
Taxes450/3€10k€921▼
Remuneration and social security454/9€100k€78k▼
Accrued charges and deferred income492/3€122€3▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.32M€1.05M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€39k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-26k€0▲
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A€8k€8k▼
Gross operating margin9900€1.43M€1.22M▼
Operating profit (loss)9901€80k€116k▲
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€38k€41k▲
Recurring financial charges65€38k€41k▲
Profit (loss) for the period before taxes9903€49k€81k▲
Income taxes67/77€17k€21k▲
Profit (loss) for the period9904€33k€60k▲
Profit (loss) for the period to be appropriated9905€33k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€60k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€33k€60k▲
To other reserves6921€33k€60k▲
Social balance
Average headcount (FTE)908723.219.7▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €168k ▲169%
Net result €168k, the highest in the series.
31-12
Financial
Equity above €500kEq €509k ▲49.2%
2 profitable years in a row build equity to €509k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €62k
Net result €62k after 2 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-240k
Net result drops to €-240k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwartelweg 39160 LokerenGround area
576 m²
Building footprint
81 m²
Volume, LiDAR
418 m³
Parcel 46007D1799/00C002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kwartelweg 3, 9160 Lokeren
since 20002.055.333.196
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007D1799/00C002 | Flanders | 576 m² | 1 · 81 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,400 EUR awarded · 1,400 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 840 EUR | 840 EUR |
| 2024 | 1 | 200 EUR | 200 EUR |
| 2023 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categoryCOMMUNICATIONS SERVICES AND TECHNOLOGY NV25090
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PALANGE
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SAMABEL
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Herema
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Peer · Eq €795,785
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 461 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-11-1991
Fiscal year end31-12
Abbreviation NL
C.S.T.
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.