Comme-une
ActiveSummary
Comme-une has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,631 and a net result of €5,240. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 14% of 8,586 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-12-2020 Normal situation
- Activity
- Advertising agencies NACE 73110and 3 others
- Establishment unit
- 2.310.276.021 8434 Middelkerke, since 04-12-2020
- Financial year end
- 30 June
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €26,795
- ▲ 174%
- Turnover
- ≈ €77,000
- estimated
- Profit
- €5,240
- ▲ 91.9%
- Equity
- €7,631
- ▲ 219%
- Total assets
- €318,354
- ▲ 8.2%
- Staff
- ≈ 0.1 FTE
- estimated
Score breakdownraises riskEquity €7,631 (2.4% of total assets)Founded in 2020lowers riskSize: total assets €318,354Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 15% of them on solvency, 11% on liquidity, 40% on profitability and 96% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 45 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 15-11-2025 PDF all 4 filings
Every figure per financial year
The operating result for 2025 is 105% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | €158,394 | - | €103,347 | €36,211 |
| Financial fixed assets | - | - | €500 | - |
| Depreciation and write-downs of the year | €19,094 | €1,818 | €5,207 | €17,080 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2025 · 1 entry · €1,350 awarded · €1,350 paid| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €8 | €3,057 | ▲ 382× |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,094 | €1,818 | €5,207 | €17,080 | ▲ 228% |
| Other operating charges640/8 | €950 | €902 | €1,709 | €791 | ▼ 53.7% |
| Gross operating margin9900 | €30,528 | €2,833 | €9,787 | €26,795 | ▲ 174% |
| Operating profit (loss)9901 | €10,484 | €113 | €2,863 | €5,867 | ▲ 105% |
| Financial income75/76B | - | €1,978 | - | - | - |
| Recurring financial income75 | - | €1,978 | - | - | - |
| Financial charges65/66B | €3,337 | €7,904 | €5 | €190 | ▲ 38× |
| Recurring financial charges65 | €3,337 | €7,904 | €5 | €190 | ▲ 38× |
| Profit (loss) for the period before taxes9903 | €7,147 | -€5,813 | €2,858 | €5,677 | ▲ 98.6% |
| Income taxes67/77 | €2,603 | €70 | €128 | €437 | ▲ 241% |
| Profit (loss) for the period9904 | €4,544 | -€5,883 | €2,730 | €5,240 | ▲ 91.9% |
| Profit (loss) for the period to be appropriated9905 | €4,544 | -€5,883 | €2,730 | €5,240 | ▲ 91.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €172,563 | €169,531 | €294,272 | €318,354 | ▲ 8.2% |
| Fixed assets21/28 | €139,300 | €137,482 | €236,122 | €255,253 | ▲ 8.1% |
| Tangible fixed assets22/27 | €139,300 | €137,482 | €235,622 | €254,753 | ▲ 8.1% |
| Land and buildings22 | €137,328 | €136,177 | €158,377 | €154,701 | ▼ 2.3% |
| Plant, machinery and equipment23 | €1,972 | €1,305 | €77,245 | €99,525 | ▲ 28.8% |
| Furniture and vehicles24 | - | - | - | €527 | - |
| Financial fixed assets28 | - | - | €500 | €500 | = |
| Current assets29/58 | €33,263 | €32,049 | €58,150 | €63,101 | ▲ 8.5% |
| Amounts receivable within one year40/41 | €353 | €1,337 | €12,927 | €9,558 | ▼ 26.1% |
| Trade receivables40 | €353 | €1,337 | €8,215 | €9,334 | ▲ 13.6% |
| Other amounts receivable41 | - | - | €4,712 | €224 | ▼ 95.2% |
| Cash at bank and in hand54/58 | €32,910 | €30,712 | €43,813 | €53,543 | ▲ 22.2% |
| Deferred charges and accrued income490/1 | - | - | €1,410 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €172,563 | €169,531 | €294,272 | €318,354 | ▲ 8.2% |
| Equity10/15 | €5,544 | -€339 | €2,391 | €7,631 | ▲ 219% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €4,544 | -€1,339 | €1,391 | €6,631 | ▲ 377% |
| Amounts payable17/49 | €167,019 | €169,870 | €291,881 | €310,723 | ▲ 6.5% |
| Amounts payable within one year42/48 | €166,075 | €169,870 | €291,881 | €310,723 | ▲ 6.5% |
| Trade debts44 | €4,430 | €2,414 | €14,550 | €3,962 | ▼ 72.8% |
| Suppliers440/4 | €4,430 | €2,414 | €14,550 | €3,962 | ▼ 72.8% |
| Taxes, remuneration and social security45 | €5,357 | €3,176 | €620 | €6,208 | ▲ 901% |
| Taxes450/3 | €5,357 | €3,176 | €620 | €5,337 | ▲ 761% |
| Remuneration and social security454/9 | - | - | - | €871 | - |
| Other amounts payable47/48 | €156,288 | €164,280 | €276,711 | €300,553 | ▲ 8.6% |
| Accrued charges and deferred income492/3 | €944 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,544 | -€5,883 | €2,730 | €5,240 | ▲ 91.9% |
| + Depreciation and write-downs630 | €19,094 | €1,818 | €5,207 | €17,080 | ▲ 228% |
| Operating cash flow (approximation) | €23,638 | -€4,065 | €7,937 | €22,320 | ▲ 181% |
| Investment in fixed assets (approximation) | - | €0 | -€103,847 | -€36,211 | ▲ 65.1% |
| Change in cash | - | -€2,198 | €13,101 | €9,730 | ▼ 25.7% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,251 companies had the same profile as Comme-une has now. Two years later, 94.4% were still going and 2.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Comme-une itself is lower: 0.4% within 12 months. It rests on far more data about Comme-une than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for Comme-une. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Network & group
Comme-une shares no director with another company.
Companies at the same address
6 other companies- Niels VDB Establishment · since 14-01-2020Founded in 2020 · total assets €3,165 (2025) · negative equity 0741.526.891
- Mimmivan Registered office · since 08-06-2017Founded in 2017 0726.506.937
- Vereniging van Mede-eigenaars Weekend-verblijfpark Marinapark te Middelkerke (Westende) Steenstraat 4 Registered office · since 01-08-1995Founded in 1995 0713.508.442
- Vanmeerhaeghe, Petra (sole trader) Establishment · since 02-11-1990Founded in 1990 0676.181.753
- CREMA - STOP Registered office · since 14-12-1983Founded in 1983 0424.922.554
- Mimmivan Registered office · since 03-05-1978Founded in 1978 · total assets €7.7m (2025) 0418.229.356
Connections & network
1 current directorThe network starts from the directors of Comme-une. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
31-05
Gazette deed
Appointment: Alexander Callens (director)2 points ▸
- General meeting, 01-05-2024
- Director appointment, Alexander Callens
- The deed holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35022B0302/00T007 | Flanders | 1,681 m² | 1 · 338 m² | 7.3 m · 2 |