Niels VDB
ActiveThe computed 12-month bankruptcy probability of Niels VDB is 5.1% (elevated). The 2025 annual accounts show negative equity (€-617) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 442 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency37▼-16
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€617
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
40 d early
2024
38 d early
2023
26 d early
2022
35 d early
2021
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-617
2024 · €2k
2021: €1k
2022: €6k
2023: €6k
2024: €2k
2021 → 2025
Total assets
€3k▼ 40.2%
2024 · €5k
2021: €7k
2022: €14k
2023: €10k
2024: €5k
2021 → 2025
Net result
€-2k▼ 247%
2024 · €-647
2021: €970
2022: €5k
2023: €-520
2024: €-647
2021 → 2025
Working capital
€-1k
2024 · €812
2021: €285
2022: €4k
2023: €4k
2024: €812
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€6k▲ 399%€6k▼ 8.5%€2k▼ 70.7%€-617
Operating result€2k-€6k▲ 302%€-306€-490▼ 60.3%€-2k▼ 349%
Net result€970-€5k▲ 402%€-520€-647▼ 24.4%€-2k▼ 247%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €490 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€585▼ 28.5%
Current assets
€3k▼ 42.3%
Key figures and ratios
EBITDA
€-2k▼
2024 · €36
Cash flow
€-2k▼
2024 · €-121
Interest coverage
-45.21▼
2024 · 0.93
Debt
€4k▲
2024 · €4k
Debt ≤ 1 year
€4k▲
2024 · €4k
Income taxes
€4▼
2024 · €118
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€3k▼
Fixed assets21/28€819€585▼
Tangible fixed assets22/27€661€427▼
Furniture and vehicles24€661€427▼
Financial fixed assets28€158€158=
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€2k€823▼
Trade receivables40€2k€823▼
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€194€200▲
Equity and liabilities
Total equity and liabilities10/49€5k€3k▼
Equity10/15€2k€-617▼
Contributions10/11€250€250=
Profit (loss) carried forward14€1k€-867▼
Amounts payable17/49€4k€4k▲
Amounts payable within one year42/48€4k€4k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€115-
Taxes450/3€115-
Other amounts payable47/48€927€731▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€526€233▼
Other operating charges640/8€499€387▼
Gross operating margin9900€536€-2k▼
Operating profit (loss)9901€-490€-2k▼
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903€-529€-2k▼
Income taxes67/77€118€4▼
Profit (loss) for the period9904€-647€-2k▼
Profit (loss) for the period to be appropriated9905€-647€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-867▼
Profit (loss) brought forward from the previous period14P€5k€1k▼
Profit to be distributed694/7€3k-
Return on contributions (dividend)694€3k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2021net €5k ▲402%
Operating result €6k, net result €5k, both a record.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Temselaan 100A1853 GrimbergenGround area
11.8 ha
Building footprint
5,670 m²
Volume, LiDAR
62,597 m³
2 parcels, Flanders · tallest building 19.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Niels VDB
since 20202.298.698.278
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084B0061/00V000 | Flanders | 11.6 ha | 1 · 5,332 m² | 19.5 m · 3 fl. |
| 35022B0302/00T007 | Flanders | 1,681 m² | 1 · 338 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZILIKA
BE 1000.573.707
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ASPIRATIONN'ELLE
BE 0688.591.617
Tournai · Eq €2k
ViCoEvasion
BE 1020.464.744
Halle · Eq €1k
Semersah België
BE 0521.908.104
Heusden-Zolder · Eq €2k
BENSKI
BE 0541.498.738
Brussel · Eq €2k
Of 1,430 companies in sector 79110 we hold annual accounts for 874. 76 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2020
Fiscal year end30-06
Activities, NACEBEL
79110Travel agency activities
79120Travel agency, tour operator and other reservation service and related activities
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vandenbossche.niels@gmail.com