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Comme-ça

Active Private limited companyfounded 2004active for 22 yearsLange Violettestraat 38, 9000 GhentKBO/BCE: BE 0864.623.950 subsidiary of CHARLOTTE TRADING
Comme-ça
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Overview

Lifetime

19 annual accounts with figures on one time axis, 21 filings since 2005
peak €814,648 (2017)
€227,679▼ 3.7%
lowest -€27,084 (2008)
€20,955▲ 30.3%
peak €861,320 (2025)
€861,320▲ 2.5%
€634,473▼ 42.3%
peak 7 FTE (2015)
2.3 FTE▼ 11.5%
Board3 names since 2017
2 directorsCHARLOTTE TRADING and 1 other
Owners
100%CHARLOTTE TRADING
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Result from €16,080 to €20,955Staff from 2.6 FTE to 2.3 FTEDebts from €1.1m to €634,473

Key points

from the 2025 annual accounts

Turnover

≈ €1.2m estimated

The abbreviated format states no turnover.

Staff

2.3 FTE from 7 in 2015

Between 2015 and 2025, 67% of the full-time equivalents disappeared.

Filings

21 annual accounts since 2005
AprilJune31 JulyOctober20052010201520202025

Seven of the last ten came late. The 2024 accounts came latest: 69 days after the end of the period.

Checked score

93
Excellent
Financially stronger than 54% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.3 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.8 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

83+15equity 57.6% of total assets
66+12short-term debt 38.4% · cash 27.1%
40+4return on assets 1.4%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.58, cash €404,946
Founded in 2004
Equity €861,320 (57.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 64% of them on solvency, 72% on liquidity, 32% on profitability and 49% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as Comme-ça has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Comme-ça itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for Comme-ça. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €80,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.58 (1.84 in 2024), above the usual 1.5. Short-term debt is 38.4% and cash 27.1% of total assets. 42.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.58, cash €404,946
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €861,320 (57.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
69 days late
2023
61 days late
2022
31 days late
2021
61 days late
2020
30 days late
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CT
CHARLOTTE TRADING
Director, BALLIERE Koen, since 27-10-2017
BP
Ballière Pieter
Director, since 01-07-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0864623950
Appointment: Ballière Pieter (director) Permanent representative: Koen Ballière · General meeting of 01-07-2023 · Gazette deed
Registered office moved to Ghent New registered office: Lange Violettestraat 38A, 9000 Gent · Change of role: CHARLOTTE TRADING, from manager to director · Permanent representative: BALLIERE Koen · General meeting of 12-05-2023 · Gazette deed
Resignation: Karin De Cleir (manager) Permanent representative: Koen Ballière · General meeting of 01-06-2018 · Gazette deed
All 35 events

Comparable companies

same main activity, similar in size and age
Company
Comme-ça Ghent €1.5m €227,679 57.6% 2.3
A-STRATEGY Brussels €1.8m €217,527 42.4% 1.9
POINTED Temse €1.1m €400,586 86.7% 2.8
FASHION STUDIO 71 Beersel €1.6m €181,065 40.0% 2
L'EXSELLENT Lommel €1.2m €275,102 18.4% 3.2
fashion brewery Antwerp €1.9m €199,647 75.3% 1.7
't Kapelleke Fashion Deerlijk €1.4m €370,382 84.4% 3.1

These companies have the same main activity as Comme-ça: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €1.1m and €1.9m, founded between 2000 and 2008.

Official details

Source: KBO
Status
Active since 08-04-2004Normal situation
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423and 4 others
Joint committee
215White-collar workers in the clothing and garment industry · annual accounts 2025
Establishment unit
2.136.881.2949000 Ghent, since 08-04-2004
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€227,679▼ 3.7%
€20,955▲ 30.3%
€861,320▲ 2.5%
€1.5m▼ 22.9%
2.3 FTE▼ 11.5%
Filing
Filed on 31-08-2026
Financials

Insights on Comme-ça

Comme-ça files the abbreviated format. That format states no turnover. The gross margin rose from €201,555 in 2007 to €227,679 in 2025.

CHARLOTTE TRADING holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-08-2026, 31 days late
€227,679
▼ 3.7%
€37,973
▲ 4.7%
€48,667
▲ 3.3%
€31,650
▲ 17.5%
57.6%
▲ 14.3 percentage points
2.58
▲ 0.74

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €1.2m. Estimated: probably between €550,000 and €2.1m.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €1.5m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

57.6%

Higher than 64% of 9,901 companies in 2025.

2.58

Higher than 66% of 9,664 companies in 2025.

1.4%

Higher than 38% of 9,779 companies in 2025.

Comme-ça Middle half of the sector 80% of the sector Abbreviated accounts in wholesale trade (NACE 46)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter · Staff: middle half

Staff

€76,380

Staff costs divided by the average number of full-time equivalents.

-3 people

people who joined people who left

In 2025, 1 person joined and 4 left. Training hours in 2025: 9.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013201220112010200920082007
Balance sheet: assets
20/58 1.5m1.9m1.9m1.9m2.1m1.7m1.5m1.5m1.5m1.5m1.4m1.0m689,796928,726938,686771,103698,083619,637573,377
20 -----00000---------
21/28 15,21431,90948,82342,36758,24453,24178,278106,952113,06674,08669,34876,44764,07179,57068,79836,89267,349102,651116,426
21 8911,9713,0514,1315,211007501,5873,8447,66819,18033,26140,58345,753----
22/27 10,42420,03829,80622,27137,06837,27562,31290,23695,51470,02657,32152,97126,20434,40118,49032,35962,83598,160112,142
22 -----00000---------
23 1704026331,1801,7272,2696,8159,78214,09211,7952,4654,7716,6788,9042,0927,90016,90726,75839,144
24 9,35118,36527,53218,01929,19725,79143,21065,09762,99336,73028,11816,22513,03016,8364,8719,27127,07948,89150,326
26 9021,2721,6413,0726,1439,21512,28615,35818,43021,50126,73831,9756,4968,66111,52715,18818,84922,51122,672
27 -----00000---------
28 3,9009,90015,96615,96615,96615,96615,96615,96615,9662164,3594,2964,6064,5864,5554,5334,5144,4914,284
29/58 1.5m1.9m1.8m1.8m2.1m1.7m1.5m1.4m1.4m1.4m1.3m951,355625,725849,156869,888734,211630,734516,986456,951
29 ----------30,00030,000-------
290 -----00000---------
291 -----0000030,00030,000-------
3 583,481577,563602,630685,771562,291525,869569,039299,112621,325744,848515,580294,713101,992370,433478,406301,911148,99089,28048,905
30/36 583,481577,563602,630685,771562,291525,869569,039299,112621,325744,848515,580294,713101,992370,433478,406301,911148,99089,28048,905
37 -----00000---------
40/41 464,561805,227882,690666,273934,271726,012261,890250,058417,006361,593427,137302,744421,714422,126318,878389,339435,134398,171353,623
40 361,801683,350752,473554,829758,174675,100126,840180,655366,870241,615315,661179,577362,123354,148233,665287,615363,620316,802314,811
41 102,760121,877130,217111,443176,09750,912135,05069,40350,136119,978111,476123,16659,59167,97885,213101,72471,51481,36938,812
50/53 25,00025,00025,000--000045,00045,00045,000-------
54/58 404,946490,479336,589458,725575,837421,758577,086791,828295,721231,612239,545277,81699,30151,89068,56729,92543,85228,93353,792
490/1 2,5919,4912,95710,6098,9319,36042,89916,11816,2588,63636,1741,0822,7184,7074,03713,0362,758602631
Balance sheet: equity and liabilities
10/49 1.5m1.9m1.9m1.9m2.1m1.7m1.5m1.5m1.5m1.5m1.4m1.0m689,796928,726938,686771,103698,083619,637573,377
10/15 861,320840,365824,285845,954802,429724,418666,268473,170290,054255,072554,747450,911226,592173,801181,708172,167157,853145,711172,795
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------0000---------
11 ------0000---------
1100/10 ------0000---------
12 -----00000---------
13 842,720821,765805,685827,354783,829705,818647,668454,570271,454236,472536,147432,311101,860101,860101,860101,860101,860101,860101,860
130/1 ---1,8601,8601,860-------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 ---1,8601,8601,860-------------
1312 ------0000---------
1313 -----0-------------
1319 -----00000---------
132 ---75,00075,00075,00075,00075,000112,500112,500112,500112,500-------
133 842,720821,765805,685750,494706,969628,958570,808377,710157,094122,112421,787317,951100,000100,000100,000100,000100,000100,000100,000
14 -----00000--106,13253,34161,24851,70737,39325,25152,335
15 -----00000---------
16 --------62,500---4,377--15,000---
160/5 -----00062,5000--4,377--15,000---
160 -----00000---------
161 -----00000---------
162 -----00000---------
163 -----00000---------
164/5 -----00062,5000---------
168 -----00000---------
17/49 634,4731.1m1.1m1.0m1.3m1.0m862,923990,8981.1m1.2m808,036576,892458,827754,925756,978583,936540,230473,926400,582
17 ---23,33463,334103,334153,052210,951282,27240,63739,80455,51619,92841,44546,1502,3737,87919,29027,093
170/4 ---23,33463,334103,334153,052210,951282,27240,63739,80455,51619,92841,44546,1502,3737,87919,29027,093
175 -----00000---------
176 -----00000---------
178/9 -----00000---------
42/48 574,4731.0m1.0m934,4581.2m878,488709,871779,947828,5491.2m760,646508,829431,571706,153703,490574,244513,035445,036360,422
42 -023,33440,00040,00049,719101,712111,321107,77549,79145,75331,15721,51620,72117,9315,50511,41125,92423,354
43 ------------120,000160,000120,000120,000170,000120,000120,000
430/8 -----00000---40,000--50,000--
439 -----00000--120,000120,000120,000120,000120,000120,000120,000
44 407,053880,487858,527725,7631.1m623,895507,558424,419331,268657,332618,632265,539104,830314,524423,036303,413197,931146,612105,317
440/4 407,053880,487858,527725,7631.1m623,895507,558424,419331,268657,332618,632265,539104,830314,524423,036303,413197,931146,612105,317
441 -----00000---------
46 -----00000---------
45 1,42018,97317,51219,08620,86635,72830,52868,03889,50656,47046,98933,50353,02980,92117,13620,33718,75531,74828,822
450/3 1,1021,1831,7145,48211,19327,01212,89143,47652,42317,8278,94310,33412,89036,364-3,8995,93215,61316,445
454/9 31817,79015,79813,6049,6748,71617,63724,56237,08338,64338,04623,16940,13944,55717,13616,43812,82316,13512,377
47/48 166,001139,844115,031149,60994,054169,14670,073176,169300,000405,22349,272178,629132,196129,987125,387124,989114,938120,75282,929
492/3 60,00060,00060,00060,00030,00030,0000001,2507,58712,5477,3287,3277,3387,31919,3169,60013,067
Income statement
70 --------00---------
76A -----000002,479-6,501----5,13810,641
9900 227,679236,421212,267262,146225,808306,658571,865628,002814,648552,272490,210423,135759,351228,764204,556225,383211,485120,253201,555
60/61 --------00---------
62 175,674186,321186,59594,08960,99987,447254,493285,304355,024364,692380,610229,573251,104230,048166,935159,725159,922119,05793,476
630 10,69510,84811,35915,87728,80726,67731,86833,11230,21330,60734,47829,23923,79525,88126,44931,74337,17939,97034,545
631/4 -1,671-2,271-3465,0893,31100-3,816-5,847-59,502-86,603-116,598401,224-29,09722,2188,484--12,517-
635/8 -----00-62,50062,5000--4,3784,377--15,00015,000---
640/8 5,0095,25910,4613,3766,3892,67815,9828,1519,91450,51316,6213,9902,1583,1292,3893,6052,4392,9471,891
649 -----00000---------
66A -----0005,2360--------1,670
9901 37,97336,2634,199143,715126,302189,856269,521367,751357,608165,962145,103281,30876,693-1,1971,5656,82611,945-29,20471,643
75/76B 12,97912,09813,82410,1854,39921,67938,62331,80627,36327,54332,95620,1064,2569,83624,21224,04014,54910,8877,869
75 12,97912,09813,82410,1854,39921,67938,62331,80627,36327,54332,95620,1064,2569,83624,21224,04014,54910,8877,869
76B -----00000---------
65/66B 20,43824,79521,29926,19621,48727,26828,21432,96583,94932,12437,86618,07812,72315,73110,07211,87514,35214,02814,617
65 20,43824,79521,29926,19621,48727,26828,21432,96583,94932,12437,86618,07812,72315,73110,07211,87514,35214,02814,617
66B -----00000---------
9903 30,51423,566-3,276127,703109,214184,268279,930366,591301,022161,381142,673283,33574,727-7,09215,70518,99112,142-27,20773,866
67/77 9,5587,48618,39324,17931,20326,11786,83283,47686,04061,05738,83759,01621,9368156,1644,677--12323,145
9904 20,95516,080-21,669103,52478,011158,150193,098283,115214,983100,324103,836224,31952,791-7,9079,54114,31412,142-27,08450,721
789 -075,000--00000---------
689 -----00000-112,500-------
9905 20,95516,08053,331103,52478,011158,150193,098283,115214,983100,324103,836111,81952,791-7,9079,54114,31412,142-27,08450,721
Appropriation of the result
9906 20,95516,08053,331103,52478,011158,150193,098283,115214,983100,324103,836217,951106,13253,34161,24851,70737,39325,251102,335
791/2 -----0000299,676---------
691/2 20,95516,08053,33143,52478,01158,150193,098183,11534,983-103,836217,951-------
691 -----00000---------
6920 -----00000---------
6921 20,95516,08053,33143,52478,01158,150193,098183,11534,9830103,836217,951-------
694/7 ---60,000-100,000-100,000180,000400,000--------50,000
694 -----00080,000400,000--------50,000
695 ---60,000-100,0000100,000100,0000---------
696 -----00000---------
Social balance sheet
9087 2.32.62.82.611.43.44.77775.75.55.44.44.64.84.23.2
Hours worked1013 3,5804,4004,5392,1451,6082,1885,9917,93110,63910,53510,4907,8608,5098,3166,5326,5557,5166,1945,075
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 2 older financial years (2005-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00494469.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-08-2026 2026-00494469 PDF
31-12-2024 abbreviated format 08-10-2025 2025-00536066 PDF
31-12-2023 abbreviated format 30-09-2024 2024-00494200 PDF
31-12-2022 abbreviated format 31-08-2023 2023-00423831 PDF
31-12-2021 abbreviated format 30-09-2022 2022-20447339 PDF
31-12-2020 abbreviated format 30-08-2021 2021-61800452 PDF
31-12-2019 abbreviated format 10-07-2020 2020-29800593 PDF
31-12-2018 abbreviated format 25-06-2019 2019-22800284 PDF
31-12-2017 abbreviated format 30-08-2018 2018-56500163 PDF
31-12-2016 abbreviated format 20-07-2017 2017-33600185 PDF
31-12-2015 abbreviated format 08-07-2016 2016-30400299 PDF
31-12-2014 abbreviated format 03-07-2015 2015-27400279 PDF
31-12-2013 abbreviated format 11-07-2014 2014-30200205 PDF
31-12-2012 abbreviated format 19-07-2013 2013-32400041 PDF
31-12-2011 abbreviated format 16-07-2012 2012-30900275 PDF
31-12-2010 abbreviated format 05-07-2011 2011-27900050 PDF
31-12-2009 abbreviated format 09-07-2010 2010-29100296 PDF
31-12-2008 abbreviated format 26-02-2010 2010-05300395 PDF
31-12-2007 abbreviated format 21-10-2008 2008-78600400 PDF
31-12-2006 abbreviated format 10-09-2007 2007-71300179 PDF
31-12-2005 abbreviated format 22-01-2007 2007-01600148 PDF

Subsidies and aid

Flemish government 2023 to 2024, 2 entries, €1,755 awarded, €1,755 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€1,155
Subsidies voor internationaal ondernemen
€600
Year Entries AwardedPaid
2024 1 €1,155€1,155
2023 1 €600€600

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013201220112010200920082007
48,66747,11115,557159,592155,109216,533301,390400,863387,822196,569179,581310,547100,48824,68428,01438,56949,12410,766106,188
31,65026,928-10,310119,401106,818184,827224,966316,227245,196130,931138,314253,55976,58617,97435,99046,05749,32112,88685,266
09,90017,814033,8101,6403,19426,99787,97939,48727,37841,9278,29636,65358,3551,2861,87726,19579,440
-85,533153,890-122,137-117,112154,078-155,328-214,742496,10764,109-7,933-38,271178,51547,411-16,67738,642-13,92714,919-24,859-
906,106868,456835,462886,920837,519804,511741,043577,169521,760222,873532,790442,527194,154143,003166,398159,967117,69971,95096,529
57.6%43.3%43.4%45.4%37.5%41.7%43.6%32.3%19.8%17.4%40.7%43.9%32.8%18.7%19.4%22.3%22.6%23.5%30.1%
2.581.841.821.951.671.922.041.741.631.191.701.871.451.201.241.281.231.161.27
1.561.281.231.221.221.321.241.360.880.551.021.291.210.680.560.750.940.961.13
0.741.311.301.201.671.401.302.093.834.751.461.282.024.344.173.393.423.252.32
2.4%1.9%-2.6%12.2%9.7%21.8%29.0%59.8%74.1%39.3%18.7%49.7%23.3%-4.5%5.3%8.3%7.7%-18.6%29.4%
1.4%0.8%-1.1%5.6%3.6%9.1%12.6%19.3%14.7%6.8%7.6%21.8%7.7%-0.9%1.0%1.9%1.7%-4.4%8.8%
2.381.900.736.097.22--------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date-3331
full-time-2221
part-time-111-
in full-time equivalents-2.62.62.61
2.32.62.82.61
On a permanent contract-3331
Joined1126-
Left4124-
Training hours923---

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item20252024202320222021
Debts secured on the company's own assets--€23,334€63,334€103,334
Mandates to pledge the business--€400,000€400,000€400,000

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€17,814-€28,410
Intangible fixed assets----€5,400
Financial fixed assets€0€9,900---
€10,695€10,848€11,359€15,877€28,807

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Comme-ça

The operating result for 2025 is 5% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total falls from 56.7% to 42.4%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, last change in 2023
CHARLOTTE TRADING
Director (not named in the articles), permanent representative BALLIERE Koen
since 27-10-2017
earlier manager, until 24-05-2023
listed in the 2025 annual accounts, filed on 31-08-2026
Ballière Pieter
Director
since 01-07-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 24-05-2023
Permanent representatives 1
BALLIERE Koen
Permanent representative, for CHARLOTTE TRADING
appointed by deed of 24-05-2023

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
CHARLOTTE TRADING
Director (not named in the articles)
Ballière Pieter
Director
Karin De Cleir
Manager
BoardEarliermandate already running before its first mention
Mandates as a list
  • CHARLOTTE TRADING
    • Manager (not named in the articles), from 27-10-2017 to 24-05-2023
    • Director (not named in the articles), appointed by deed of 24-05-2023, still in office
  • Ballière Pieter
    • Director, from 01-07-2023 to date
  • Karin De Cleir
    • Manager, until 10-07-2018

See the board, name and registered office on a given date →

Control

Parent
CHARLOTTE TRADING
Equity €1.9m
Profit €31,558 in 2025 (profit €95,292 in 2024)
Checked score 93
Source: accounts CHARLOTTE TRADING 30-06-2025
100%
This company
Comme-ça
Equity €861,320
Profit €20,955 in 2025

Capital

Contribution
€18,600
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
CHARLOTTE TRADING
100%
100%
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 24-05-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 14:00

Network & group

Group

CHARLOTTE TRADING has 3 direct subsidiaries (accounts to 30-06-2025), the bar shows equity in euros
ParentCHARLOTTE TRADING3 holdings, 1 country accounts to 30-06-2025

Belgium 3 Equity Result

  • BE Comme-ça €861,320 result €20,955
  • BE Ets. J. Ballière99.02% €1.8m result €76,065
  • BE CC Stores €187,531 result -€15,108

Source: list of holdings in the 30-06-2025 accounts of CHARLOTTE TRADING. Every holding stands with its own latest accounts.

At the same address

Lange Violettestraat 38, 9000 Ghent · 2 other companies
CC STORES
registered office since 27-03-2020 · founded in 2008
 19 FTE (2025)
0896.246.049
Opleidingscentrum voor Pasteibakkers-Confiseurs. Bakkers Gemengde Bedryven en Aanverwante Beroepen
registered office since 11-11-1959
 founded in 1959
0410.445.503

Connections & network

2 current directors
Depth

The network starts from the directors of Comme-ça. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

35 events since 2004

Deadline for the 2026 accounts: 31-07-2027

2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0864623950
Annual accounts 2025 filed NBBabbreviated format · 31 days late
2025
Annual accounts 2024 filed PDFabbreviated format · 69 days late
2024
Back to profit net €16,080 The net result is €16,080, after one loss-making year.
Annual accounts 2023 filed PDFabbreviated format · 61 days late
Appointment: Ballière Pieter (director)Permanent representative: Koen Ballière · General meeting of 01-07-20233 points ▸
  • General meeting, 01-07-2023
  • Director appointment, Ballière Pieter
  • Permanent representative, Koen Ballière

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFabbreviated format · 31 days late
Registered office moved to GhentNew registered office: Lange Violettestraat 38A, 9000 Gent · Change of role: CHARLOTTE TRADING, from manager to director · Permanent representative: BALLIERE Koen · General meeting of 12-05-20236 points ▸
  • General meeting, 12-05-2023
  • Director resignation, CHARLOTTE TRADING (manager)
  • Director appointment, CHARLOTTE TRADING (director (not named in the articles))
  • Permanent representative, BALLIERE Koen
  • Director discharge, CHARLOTTE TRADING
  • Registered-office move, Lange Violettestraat 38A, 9000 Gent
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2021 filed PDFabbreviated format · 61 days late
2021
Annual accounts 2020 filed PDFabbreviated format · 30 days late
2020
Annual accounts 2019 filed PDFabbreviated format · 21 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 36 days before the deadline
2018
Highest result from 2007 to 2025 net €283,115 ▲31.7% The operating result of €367,751 and the net result of €283,115 are both a record.
Annual accounts 2017 filed PDFabbreviated format · 30 days late
Resignation: Karin De Cleir (manager)Permanent representative: Koen Ballière · General meeting of 01-06-20183 points ▸
  • General meeting, 01-06-2018
  • Director resignation, Karin De Cleir (manager)
  • Permanent representative, Koen Ballière

Open the deed in the Belgian Official Gazette

2017
Appointment: Charlotte Trading NV (manager)Permanent representative: Koen Ballière · General meeting of 27-10-20173 points ▸
  • General meeting, 27-10-2017
  • Director appointment, Charlotte Trading NV (manager (not named in the articles))
  • Permanent representative, Koen Ballière

Open the deed in the Belgian Official Gazette

Annual accounts 2016 filed PDFabbreviated format · 11 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 23 days before the deadline
2015
Equity above €500,000 equity €554,747 ▲23% After 3 profitable years in a row, equity reaches €554,747.
Annual accounts 2014 filed PDFabbreviated format · 28 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 20 days before the deadline
2013
Back to profit net €52,791 The net result is €52,791, after one loss-making year.
Equity above €200,000 equity €226,592 ▲30.4% Equity rises from €173,801 to €226,592.
Annual accounts 2012 filed PDFabbreviated format · 12 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 15 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 26 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 22 days before the deadline
Annual accounts 2008 filed PDFabbreviated format · 210 days late
2009
Back to profit net €12,142 The net result is €12,142, after one loss-making year.
2008
Weakest financial year net -€27,084 The net result drops to -€27,084, the lowest from 2007 to 2025. It recovers the following year.
Annual accounts 2007 filed PDFabbreviated format · 82 days late
2007
Annual accounts 2006 filed PDFabbreviated format · 41 days late
Annual accounts 2005 filed PDFabbreviated format
2004
Incorporation PDFpublished on 21-04-2004
First establishment Lange Violettestraat 38, Ghent

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Comme-ça was incorporated on 8 April 2004.1 The registered office was moved to Ghent in 2023.2 Total assets went from €1.5m in 2018 to €1.5m in 2025 and headcount from 4.7 to 2.3 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-05-2023
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0864.623.950
VAT number
BE 0864.623.950
Peppol ID
0208:0864623950
Legal form
Private limited company
Status
Active, normal situation
Founded
08-04-2004
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 14:00
deed of 24-05-2023 (in Dutch)
Peppol
Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Comme-ça in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-05-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 24-05-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
46423 Wholesale of clothing, excluding workwear and underwear main activity
46412 Wholesale of household textiles and bedding
46494 Wholesale of non-electrical household articles
47512 Retail sale of household textiles and bedding
47551 Retail sale of household furniture
Social security (RSZ) activities
46423 Wholesale of clothing, excluding workwear and underwear main activity
Joint committees annual accounts 2025
JC 215 White-collar workers in the clothing and garment industry
Codes under NACEBEL 2008
VAT activities
46423 Wholesale of clothing, excluding workwear and underwear main activity
46412 Wholesale of household textiles and bedding
46494 Wholesale of non-electrical household articles
47512 Retail trade
47591 Retail trade
Social security (RSZ) activities
46423 Wholesale of clothing, excluding workwear and underwear main activity
Codes under NACEBEL 2003
51410 main activity
51471
52410
52441
PurposeThe purpose describes the activities the company may carry out under its articles.
“De import en export,groot- en kleinhandel in kledingzaken (textiel),alle textielproducten ongeacht de aard van de vezel,allerhande…”
7 activities
  1. De import en export,groot- en kleinhandel in kledingzaken (textiel),alle textielproducten ongeacht de aard van de vezel,allerhande grondstoffen en artikelen en producten van de textiel- en kledingsnijverheid; de confectie in het algemeen en meer speciaal inzake beroepskledij,linnengoed,huishoudtafellinnen,dames-,heren- en kinderkleding,ondergoed,lingerie en nachtkleding,baby-uitzet,mode- en sportartikelen,schoeisel,ceinturen en riemen.
  2. De import en export,groot- en kleinhandel in geschenkartikelen,meubelen,decorum,handwerk,tapijten,porselein,glaswerk,kristal en aardewerk,lederwaren,speelgoed,hobbyartikelen,verlichting en decoratie.
  3. Het vervaardigen of laten vervaardigen en het vervoeren van alle voormelde producten,materialen en materieel.
  4. De vennootschap handelt voor eigen rekening,in consignatie,in commissie,als tussenpersoon of als vertegenwoordiger.
  5. Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen,met inbegrip van het handelsfonds,in pand stellen en mag aval verlenen voor alle leningen,kredietopeningen en alle andere verbintenissen,voor haarzelf en zelfs voor alle derden op voorwaarde dat zij er zelf belang bij heeft.
  6. De vennootschap mag bestuursmandaten waarnemen in andere vennootschappen. Zij kan deelnemen of zich op andere wijze interesseren in allerhande vennootschappen,ondernemingen,groeperingen of organisaties. Zij zal tevens kunnen optreden als vereffenaar of lasthebber voor andere vennootschappen.
  7. De vennootschap mag al deze verrichtingen uitvoeren in België of in het buitenland,voor eigen rekening of voor rekening van derden,dit alles in de meest uitgebreide zin.
deed of 24-05-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Lange Violettestraat 38 registered office 9000 Ghent 08-04-2004 2.136.881.294

Buildings and parcels at the address

Ground area
191 m²
Buildings
129 m²
Volume, LiDAR
1,849 m³
Tallest building
16.5 m
Buildings to scale, each on its own parcel
129 m², 16.5 m 129 m², 16.5 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
44804D2496/00G000191 m² 1 · 129 m² 16.5 m · 5

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