POINTED

Active

Public limited companyfounded 2007active for 19 yearsWalgoedstraat 4, 9140 Temse, BelgiumKBO/BCE: BE 0891.800.182

Summary

POINTED has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €946,824 and a net result of €283,472. Equity is shrinking by about 3.2% per year across the filed financial years. Its solvency ranks better than 89% of 359 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

POINTEDActiveChecked score 96/100

Risk analysis Report Compare

Activity

Wholesale of clothing, excluding workwear and underwear

NACE 46423Wholesale trade NACE 46495

1 site

Size

≈ €2.0mturnover 2026, estimated

Staff: 2.8 FTE
Equity: €946,824
Profit: €283,472

Turnover estimated from the gross margin

Financial health

96 Excellent Checked score 2026

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Chak Ying Grace Drapers MaDirector
René Charles DrapersManaging director

2026 accounts 23 days early1 of 7 deeds summarised

Why 96raises risk1 of the last 3 latelowers riskFounded in 2007Equity €946,824 (86.7% of total assets)Size: 2.8 FTE, total assets €1.1mShow the evidence

Checked score

Score 2026

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 83% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 100=

equity 86.7% of total assets

Liquidity 54-10

short-term debt 11.6% · cash 4.3%

Profitability 100+96

return on assets 26.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.3%▲ +0.1 percentage points vs 11-2024 01-2025: 0.6%▲ +0.3 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▼ -0.1 percentage points vs 07-2025 09-2025: 0.7%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.5 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value

Credit of up to €90,000 on 30-day terms is acceptable

Liquidity ample (current ratio 6.03, compared with 4.62 in 2025, above the usual 1.5; short-term debt: 11.6% and cash: 4.3% of total assets), and 13.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 60% on liquidity, 95% on profitability and 86% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Founded in 2007

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €946,824 (86.7% of total assets)

NBB · annual accounts

1 of the last 3 late

NBB · filings

Size: 2.8 FTE, total assets €1.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Growing equity

Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.

NBB · annual accounts 2026

Equity per financial year

1920212223242526

2019 to 2026 · latest year €946,824

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-10-2026, 23 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

23 days early

2025

3 days early

2024

50 days late

2023

28 days early

2022

25 days early

2021

3 days late

2020

13 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 8 October (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

08-10-2026 Annual accounts filedfinancial year 2026 · full…
31-03-2026 Back to profitnet €283,472
28-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…

Key points

Positive: Back in profit in 2026after -€91,907 in 2025 €283,472 View
Positive: Among the best 12% on solvencysector median 46.0% · 359 companies 86.7% View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2026
Total assets: €1.1m
Profit: €283,472
Solvency: 86.7%

Total assets▲ 35.7%

Net result

20192026

Go to Financials

Board & ownership

Board: 2 members

Chak Ying Grace Drapers MaDirector
René Charles DrapersManaging director

Go to Board & ownership

Timeline

Events: 23
Since: 2009
Next accounts: by 31-10-2027

18-09-2025Reappointments: René Charles Drapers (director and managing…
20-12-2024Annual accounts filed
31-03-2024Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded: 03-09-2007
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about POINTED

What is the company number of POINTED?: 0891.800.182. In Belgium the VAT number is the company number with BE in front: BE 0891.800.182.
Where is POINTED based?: The registered office is at Walgoedstraat 4, 9140 Temse.Company details
What does POINTED do?: According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
What is the legal form of POINTED?: Public limited company (NV).
When was POINTED founded?: On 03-09-2007.
Is POINTED still active?: Yes, POINTED is an active enterprise in the KBO register.
How many employees does POINTED have?: On average 2.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of POINTED?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is POINTED profitable?: In financial year 2026, POINTED made a profit of €283,472.
Where can I find the annual accounts of POINTED?: POINTED filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of POINTED due?: By 31-10-2027, for financial year 2027.Timeline