Financials
- Fiscal year
- 2025
- Total assets
- €996,943
- Loss
- -€2,438
- Solvency
- 0.8%
COMEPHAR
ActiveSummary
COMEPHAR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,562 and a net result of -€2,438. Its solvency ranks better than 5% of 4033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€996,943total assets 2025
- Staff
- 4.1 FTE
- Equity
- €7,562
- Loss
- -€2,438
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 1 deed read
Why 67- Liquidity: current ratio 0.08, cash €488- Equity €7,562 (0.8% of total assets)+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 24-07-2026)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 10% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
26
equity 0.8% of total assets
Liquidity
32
short-term debt 39.6% · cash 0.0%
Profitability
68
return on assets -0.2%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.3%lowest value
02-2026: 0.3%▲ +2.3% vs 01-2026
03-2026: 0.3%● 0.0% vs 02-2026
04-2026: 0.3%▲ +1.0% vs 03-2026
05-2026: 0.3%▲ +0.6% vs 04-2026
06-2026: 0.3%▲ +8.8% vs 05-2026
07-2026: 0.4%▲ +7.2% vs 06-2026
08-2026: 0.6%▲ +73.5% vs 07-2026highest value
09-2026: 0.6%● 0.0% vs 08-2026highest value
10-2026: 0.6%▼ -1.4% vs 09-2026
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Liquidity: current ratio 0.08, cash €488 raises the probability
- Figures for FY 2025 (filed 24-07-2026) lowers the probability
- Equity €7,562 (0.8% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.08; short-term debt: 39.6% and cash: 0% of total assets), and 99.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 5%, liquidity 10%, profitability 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4033 sector peers (2025).
NBB · sector comparisonPosition among 4033 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 24-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 11-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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