The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as FIMAÉ has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for FIMAÉ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Board and ownership
Hidden nameVisible after signing in
Director, Name after signing inVisible after signing in, since 01-07-2023
Name hiddenVisible after signing in
Director, Hidden nameVisible after signing in, since 28-07-2023
Name after signing inVisible after signing in 25%score XXVisible after signing inequity €139,938 (2025) · 2023 annual accounts of Hidden nameVisible after signing in
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803916895
Company renamed from FIDUCIAIRE DACHY & CO to FIMAÉ
General meeting of 19-12-2024 · Gazette deed
2 directors appointed, 1 resignation
Resignation: Hidden nameVisible after signing in · Appointments: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Permanent representatives: Hidden nameVisible after signing in and Name after signing inVisible after signing in · General meeting of 14-09-2023 · Gazette deed
Incorporation
Founding capital of €146,938.28, 300 shares · Demerger: FIDUCIAIRE DACHY & CO splits off to Name hiddenVisible after signing in IMMOBILIER · Appointment: Hidden nameVisible after signing in (director) · published on 26-07-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as FIMAÉ: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €575,000 and €922,000, founded between 2021 and 2023.
FIMAÉ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409,498 and a net result of €222,290.
Equity has been growing by about 32% per year since 2023. Its solvency ranks better than 76% of 806 sector peers (NACE 69, financial year 2025).
The company number of FIMAÉ is 0803.916.895. The VAT number is the same number with BE in front: BE 0803.916.895.
Where is FIMAÉ based?
The registered office is at Rue du Quesnoy 19, 7500 Tournai.Company details
What does FIMAÉ do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of FIMAÉ?
FIMAÉ is a private limited company (BV).
When was FIMAÉ founded?
FIMAÉ was founded on 13-07-2023.
Is FIMAÉ still active?
Yes, FIMAÉ is an active enterprise in the KBO register.
How many employees does FIMAÉ have?
FIMAÉ had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIMAÉ?
The turnover in financial year 2025 is ≈ €820,000. This figure is estimated from the gross margin of €471,181 and 34 comparable companies (NACE 69201). It probably lies between €710,000 and €980,000.
Is FIMAÉ profitable?
In financial year 2025, FIMAÉ made a profit of €222,290.
Where can I find the annual accounts of FIMAÉ?
FIMAÉ filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIMAÉ due?
FIMAÉ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline