Libra – Tax & Accountancy – Centre
ActiveLibra – Tax & Accountancy – Centre has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €19k. Its solvency ranks better than 11% of 3259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency11
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.88), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
3.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 3259 sector peers (2025).
NBB · sector comparisonPosition among 3259 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€22k
Total assets
€498k
Net result
€19k
Working capital
€-25k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €498k
Fixed assets
€310k
Current assets
€188k
Equity and liabilities €498k
Equity
€22k
Debt
€477k
Debt finances 95.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€93k
Cash flow
€73k
Solvency
4.4%
Current ratio
0.88
Quick ratio
0.88
Debt / equity
21.96
ROE
86.2%
ROA
3.8%
Interest coverage
7.75
Debt
€477k
Debt ≤ 1 year
€214k
Debt > 1 year
€263k
Income taxes
€9k
Staff costs
€205k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€498k
Fixed assets21/28€310k
Intangible fixed assets21€286k
Tangible fixed assets22/27€23k
Plant, machinery and equipment23€1k
Furniture and vehicles24€22k
Financial fixed assets28€120
Current assets29/58€188k
Amounts receivable within one year40/41€181k
Trade receivables40€115k
Other amounts receivable41€66k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€498k
Equity10/15€22k
Contributions10/11€3k
Profit (loss) carried forward14€19k
Amounts payable17/49€477k
Amounts payable after more than one year17€263k
Financial debts170/4€263k
Amounts payable within one year42/48€214k
Current portion of amounts payable after more than one year42€75k
Trade debts44€101k
Suppliers440/4€101k
Taxes, remuneration and social security45€24k
Taxes450/3€6k
Remuneration and social security454/9€18k
Other amounts payable47/48€14k
Income statement
Code2025
Remuneration, social security and pensions62€205k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k
Other operating charges640/8€851
Gross operating margin9900€300k
Operating profit (loss)9901€39k
Financial income75/76B€763
Recurring financial income75€763
Financial charges65/66B€12k
Recurring financial charges65€12k
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€9k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Social balance
Average headcount (FTE)90873.7
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée du Pont du Sart(H-A) 2327110 La LouvièreGround area
1,081 m²
Building footprint
144 m²
Parcel 55019A0066/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Libra – Tax & Accountancy – Centre
since 20242.366.983.112
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019A0066/00T000 | Wallonia | 1,081 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 4,565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2024
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@libra.be