Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Com Tech Consulting is 5.4% (elevated). The 2025 annual accounts show negative equity (€-6k) and a net result of €-6k. Equity is shrinking by ~141.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 1092 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone5.4%
Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 23-02-2026 | 158 d early | 2026-00042027 |
| 31-12-2024 | 31-07-2025 | 01-07-2025 | 30 d early | 2025-00231542 |
| 31-12-2023 | 31-07-2024 | 12-07-2024 | 19 d early | 2024-00239567 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00411507 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-6k-98.5%
Working capital€-6k-83.6%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 23-02-2026 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Gross margin: declining trend of ~91.8%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -622.1% | 42.2% | |
| Net result | €-6k | €11k | |
| Equity | €-6k | €35k | |
| Gross operating margin | €-2k | €30k | |
| Total assets | €994 | €96k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P5
Weakening position over 2022-2025
· n=1092-3841
P13
Weakening position over 2022-2025
· n=1092-3837
P7
Weakening position over 2022-2025
· n=1094-3846
P8
Weakening position over 2022-2025
· n=1091-3834
Describes the position versus peers, not a forecast.
€-3k
-
22-25
€-6k
-98.5%
22-25
€-6k
-146.5%
22-25
€994
-92.1%
22-25
€-6k
-1023.2%
22-25
€-6k
-83.6%
22-25
€227
-15.9%
22-25
€800
-
22-25
Show 9 other metrics
€7k
-45.6%
22-25
€7k
-45.6%
22-25
0.14
-81.4%
22-25
0.14
-81.4%
22-25
-622.1%
-14177.4%
22-25
-1.16
+95.2%
22-25
91.1%
-82.3%
22-25
-566.7%
-2423.8%
22-25
-1.30
-
22-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-3k |
| Net profit | €-6k |
| Cash flow | €-6k |
| Staff costs | - |
| Income taxes | €227 |
| Dividends | - |
| Total assets | €994 |
| Equity | €-6k |
| Debt | €7k |
| of which ≤ 1y | €7k |
| of which > 1y | - |
| Working capital | €-6k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.14 |
| Quick ratio | 0.14 |
| Working capital ratio | -622.1% |
| Solvency | -622.1% |
| Debt / equity | -1.16 |
| Long-term debt ratio | - |
| Interest coverage | -1.30 |
| Gross margin | - |
| Net margin | - |
| ROA | -566.7% |
| ROE | 91.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €994 |
| Fixed assets | 21/28 | €0 |
| Tangible fixed assets | 22/27 | €0 |
| Current assets | 29/58 | €994 |
| Amounts receivable within one year | 40/41 | €382 |
| Cash & bank | 54/58 | €613 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €994 |
| Equity | 10/15 | €-6k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-9k |
| Amounts payable | 17/49 | €7k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €575 |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-5k |
| Income taxes | 67/77 | €227 |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed7
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
DE WILDE YelleDirectorState Gazette act 26326172 (23-04-2026)Current18-03-2026 → present
Former directors (1)
-
VANCOPPENOLLE FransDirectorState Gazette act 26326172 (23-04-2026)Former- → 16-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 03-06-2022 |
| Status | Active |
| Postal code | 9470 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
A. De Brabanterstraat 1549470 DenderleeuwEstablishment units
1 locationCom Tech Consulting
since 20222.332.194.160
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,757 m²
Buildings2
Building footprint510 m²
Volume (LiDAR)2,839 m³
Tallest building10.8 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0483/00G005 | Flanders | 2,005 m² | 1 · 311 m² | 9.7 m · 2 fl. |
| 41011A1665/00Z000 | Flanders | 752 m² | 1 · 199 m² | 10.8 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
23-04-2026
Seat change: A. De Brabanterstraat 154, 9470 Denderleeuw
All acts · 2
updated 3 months ago
2026
23-04-2026 Act object · Notarial deed · General meeting · Name change
- Act object: ONTSLAGEN, BENOEMINGEN, MAATSCHAPPELIJKE ZETEL, STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), BENAMING · Com Tech Consulting
- Notarial deed: 2026-04-09 · Com Tech Consulting
- General meeting: 2026-04-09 · Com Tech Consulting
- Name change: De Wilde Technieken · Com Tech Consulting
- Seat change: A. De Brabanterstraat 154, 9470 Denderleeuw · Com Tech Consulting
- Purpose change: De vennootschap heeft als voorwerp, in België en in het buitenland, voor eigen rekening, voor rekening van derden, of in deelneming met derden: 1- het optrekken van gebouwen... [full text] · Com Tech Consulting
- Officer resignation: 2026-03-16 · VANCOPPENOLLE Frans
- Officer appointment: 2026-03-18 · DE WILDE Yelle
- Mandate term: onbepaalde duur · DE WILDE Yelle
- Mandate compensation: onbezoldigd · DE WILDE Yelle
- Power of attorney: coördinatie statuten · Frederic CAUDRON
- Power of attorney: formaliteiten ondernemingsloket en BTW · MULTIFISK
- Filing: 2026-04-21 · Com Tech Consulting
- Publication: 2026-04-23 · Com Tech Consulting
Summary:
Act object · Notarial deed · General meeting · Name changeNotary:
Frederic CAUDRON
2022
08-06-2022 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured53
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
7
Profitability
100
Solvency
33
Growth
32
Stability
94
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Holdings64200Activiteiten van holdings64210Schrijnwerk43320Groothandel in wijnen en geestrijke dranken46341Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
| Legal nameNL | Com Tech Consulting |
| Legal nameNL | De Wilde Technieken |
Registered office
A. De Brabanterstraat 154
9470 Denderleeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.