Turnover
≈ €160,000 estimated
The micro format states no turnover.
COM HERE
Overview
Lifetime
3 annual accounts with figures on one time axispeak €53,554 (2025)
€53,554▲ 128%
peak €25,299 (2025)
€25,299▲ 239%
peak €46,796 (2025)
€46,796▲ 118%
€101,585▲ 33.6%
Board1 name since 2022
1 directorBLONDELLE Cédric
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €23,460 to €53,554Result from €7,461 to €25,299Equity from €21,497 to €46,796Debts from €76,041 to €101,5851 establishment registeredInvestments €26,421
Key points
from the 2025 annual accountsInvestments
€26,213 2.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 52.3% higher than in 2024.
Filings
3 annual accounts 2 late
The 2024 accounts came latest: 47 days after the end of the period.
Checked score
66
Healthy
Financially stronger than 67% of micro companies in printing (NACE 18)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,614 companies (NACE 18, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.9%
01-2025: 2.8%▼ -0.1 percentage points vs 12-2024
02-2025: 2.8%● unchanged vs 01-2025
03-2025: 2.8%● unchanged vs 02-2025
04-2025: 2.8%● unchanged vs 03-2025
05-2025: 2.9%▲ +0.1 percentage points vs 04-2025
06-2025: 2.8%▼ -0.1 percentage points vs 05-2025
07-2025: 2.8%● unchanged vs 06-2025
08-2025: 3.5%▲ +0.7 percentage points vs 07-2025
09-2025: 3.6%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 2.9%▼ -0.7 percentage points vs 09-2025
11-2025: 2.9%● unchanged vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.8%▼ -0.1 percentage points vs 12-2025
02-2026: 2.8%● unchanged vs 01-2026
03-2026: 2.8%● unchanged vs 02-2026
04-2026: 2.9%▲ +0.1 percentage points vs 03-2026
05-2026: 2.9%● unchanged vs 04-2026
06-2026: 2.9%● unchanged vs 05-2026
07-2026: 2.6%▼ -0.3 percentage points vs 06-2026
08-2026: 1.3%▼ -1.3 percentage points vs 07-2026
09-2026: 1.3%● unchanged vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026lowest value
11-2026: 1.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
2 of the last 3 accounts late
Founded in 2022
Size: total assets €148,382
lowers risk
Liquidity: current ratio 0.89, cash €60,359
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro). It does better than 34% of them on solvency, 60% on liquidity, 81% on profitability and 95% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as COM HERE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
That fits the bankruptcy probability of COM HERE itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for COM HERE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.89 (0.75 in 2024), below 1. Short-term debt is 67.3% and cash 40.7% of total assets. 68.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
47 days late
2023
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 26 days after the deadline. In the sector (NACE 18), the median for financial year 2024 was 5 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (3 of the last 3 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0792945504
New establishment in La Louvière
Flock You, Rue Sylvain Guyaux (L.L) 48
Incorporation
Founding capital of €2,000, 2,000 shares · Founder: BLONDELLE Cédric Daniel Pierre · Appointment: BLONDELLE Cédric Daniel Pierre (director) · published on 31-10-2022 · Gazette deed
First establishment
Rue du Rivage (S-B) 9, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COM HERE La Louvière | €148,382 | €53,554 | 31.5% | - |
| CB TEXTIL Eupen | €138,931 | €48,375 | 32.3% | - |
| VRW Services Zoersel | €137,092 | €52,171 | 74.2% | - |
| Tactsim Antwerp | €151,784 | €29,640 | 44.2% | - |
| FOTON Herentals | €173,071 | €43,975 | 68.2% | - |
| Yaba Lochristi | €117,447 | €100,189 | 74.8% | - |
| Arttra-Design Pelt | €214,550 | €110,414 | 70.5% | - |
These companies have the same main activity as COM HERE: other printing (NACE 18120). They are comparable in size and age: total assets between €117,000 and €215,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 27-10-2022Normal situation
- Activity
- Other printingNACE 18120and 5 others
- Establishment units
- 2.337.759.3867110 La Louvière, since 27-10-2022
- 2.387.648.4667100 La Louvière, since 01-10-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 14-11-2025
Annual accounts 2025
- €53,554▲ 128%
- €25,299▲ 239%
- €46,796▲ 118%
- €148,382▲ 52.1%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on COM HERE
COM HERE files the micro format. That format states no turnover. The gross margin rose from €21,606 in 2023 to €53,554 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-07-2026, on the day of the deadline€53,554
▲ 128%
€34,557
▲ 211%
€25,299
▲ 239%
-€10,547
▲ €6,482
31.5%
▲ 9.5 percentage points
0.89
▲ 0.14
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €110,000 and €280,000.
Balance sheet
balance sheet total €148,382 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
31.5%
Higher than 33% of 1,122 companies in 2025.
0.89
Higher than 23% of 1,086 companies in 2025.
17.0%
Higher than 78% of 1,095 companies in 2025.
COM HERE
Middle half of the sector
80% of the sector
Micro accounts in printing (NACE 18)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
148,382 | 97,538 | 65,030 | |
20 |
424 | 632 | 841 | |
21/28 |
58,598 | 44,432 | 38,046 | |
22/27 |
58,598 | 44,432 | 38,046 | |
23 |
45,964 | 30,188 | 23,776 | |
26 |
12,634 | 14,244 | 14,270 | |
29/58 |
89,360 | 52,474 | 26,143 | |
3 |
11,325 | 9,349 | 3,218 | |
30/36 |
11,325 | 9,349 | 3,218 | |
40/41 |
17,676 | 27,895 | 16,133 | |
40 |
17,676 | 27,895 | 16,133 | |
54/58 |
60,359 | 15,222 | 6,793 | |
490/1 |
- | 8 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
148,382 | 97,538 | 65,030 | |
10/15 |
46,796 | 21,497 | 14,037 | |
10/11 |
2,000 | 2,000 | 2,000 | |
14 |
44,796 | 19,497 | 12,037 | |
17/49 |
101,585 | 76,041 | 50,994 | |
17 |
1,678 | 6,537 | 11,146 | |
170/4 |
1,678 | 6,537 | 11,146 | |
42/48 |
99,907 | 69,504 | 39,848 | |
42 |
4,859 | 4,608 | 4,370 | |
44 |
26,854 | 4,230 | 16,646 | |
440/4 |
26,854 | 4,230 | 16,646 | |
45 |
16,940 | 9,640 | 3,922 | |
450/3 |
16,940 | 9,640 | 3,922 | |
47/48 |
51,254 | 51,026 | 14,910 | |
| Income statement | ||||
9900 |
53,554 | 23,460 | 21,606 | |
630 |
12,255 | 9,960 | 4,354 | |
640/8 |
6,742 | 2,392 | 93 | |
9901 |
34,557 | 11,107 | 17,159 | |
75/76B |
7 | 689 | 23 | |
75 |
7 | 689 | 23 | |
65/66B |
616 | 1,003 | 1,353 | |
65 |
616 | 1,003 | 1,353 | |
9903 |
33,948 | 10,793 | 15,829 | |
67/77 |
8,649 | 3,333 | 3,793 | |
9904 |
25,299 | 7,461 | 12,037 | |
9905 |
25,299 | 7,461 | 12,037 | |
| Appropriation of the result | ||||
9906 |
44,796 | 19,497 | 12,037 | |
14P |
19,497 | 12,037 | - | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 46,812 | 21,068 | 21,513 | ||
| 37,554 | 17,421 | 16,390 | ||
| 26,213 | 16,137 | 42,199 | ||
| 45,136 | 8,430 | - | ||
| -10,547 | -17,029 | -13,705 | ||
| 31.5% | 22.0% | 21.6% | ||
| 0.89 | 0.75 | 0.66 | ||
| 0.78 | 0.62 | 0.58 | ||
| 2.17 | 3.54 | 3.63 | ||
| 54.1% | 34.7% | 85.8% | ||
| 17.0% | 7.6% | 18.5% | ||
| 76.03 | 21.01 | 15.90 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €26,213 | €16,137 | €42,199 |
| €12,255 | €9,960 | €4,354 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on COM HERE
The operating result for 2025 is 3.1 times that of 2024 and the highest since 2023. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 78.0% to 68.5%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 27-10-2022
listed in the 2025 annual accounts, filed on 31-07-2026
Mandates through the years
1 name, the dashed line is todayBLONDELLE Cédric
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BLONDELLE Cédric
- Director (not named in the articles), from 27-10-2022 to date
Control
Capital
- Contribution
- €2,000
- Shares
- 2,000
- Contribution per share
- €1
- Equity per share
- €23.40 in 2025
- Source
- deed of 31-10-2022
Articles of association
deed of 31-10-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata, cessions entre vifs onéreuses ou gratuites,volontaires ou forcées,usufruit,nue-propriété,pleine…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
Shareholders
At incorporation
deed of 31-10-2022 ↗
- BLONDELLE Cédric Daniel Pierre 2,000 shares (100%) · €2,000
Network & group
No group
COM HERE has no parent and no holdings in its annual accounts. BLONDELLE Cédric is the only director.
Connections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
AMICALE CULTURELLE ET SOCIALE DU PERSONNEL DU CENTRE HOSPITALIER UNIVERSITAIRE DE TIVOLI
via BLONDELLE Cedric · Director · deed of 29-03-2021
Founded in 1978
→
Collectif des Commerçants indépendants louvièrois
via BLONDELLE Cedric · Director · deed of 11-05-2026
Founded in 2026
→
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · on the deadline day
2025
Highest result from 2023 to 2025 net €25,299 ▲239% The operating result of €34,557 and the net result of €25,299 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0792945504
New establishment in La Louvière Flock You, Rue Sylvain Guyaux (L.L) 48
Annual accounts 2024 filed PDFmicro format · 47 days late
2024
Weakest financial year net €7,461 ▼38% The net result drops to €7,461, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 31 days late
2022
IncorporationFounding capital of €2,000, 2,000 shares · Founder: BLONDELLE Cédric Daniel Pierre · Appointment: BLONDELLE Cédric Daniel Pierre (director) · published on 31-10-20225 points ▸
- Founder, BLONDELLE Cédric Daniel Pierre
- Founding capital, €2,000, 2,000 shares
- 2,000 shares
- Registered office clause, Rue du Rivage 9, 7110 La Louvière (Strépy-Bracquegnies)
- Director appointment, BLONDELLE Cédric Daniel Pierre (director (not named in the articles))
- The deed holds 4 more points.
First establishment Rue du Rivage (S-B) 9, La Louvière
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
COM HERE was incorporated on 27 October 2022 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2022, BLONDELLE Cédric has served as director.3 Total assets rose from €65,030 in 2023 to €148,382 in 2025.4
Company details
Identity
- Enterprise number
- 0792.945.504
- VAT number
- BE 0792.945.504
- Peppol ID
- 0208:0792945504
- Other Peppol ID
- 9925:BE0792945504
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-10-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 31-10-2022 (in French)
- Peppol
- Reachable since 14-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- COM HERE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-10-2022 (in French)
Activities
NACEBEL 2025VAT activities
18120
Other printing main activity
13300
Finishing of textiles
Social security (RSZ) activities
18120
Other printing main activity
Codes under NACEBEL 2008
18120
Printing and reproduction of recorded media main activity
13300
Finishing of textiles
18130
Pre-press and pre-media services
58190
Publishing activities
70210
Activities of head offices; management consultancy activities
74103
Other professional, scientific and technical activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités relevant du domaine du graphisme, notamment la création et la production graphique, tous travaux de conception et de mise…”deed of 31-10-2022 (in French)
20 activities
- Toutes activités relevant du domaine du graphisme, notamment la création et la production graphique, tous travaux de conception et de mise en page de magazines, livres d’art et autres documents
- Tous travaux informatiques relatifs à la communication et au graphisme, notamment le développement web, la gestion de bases de données
- L’activité en matière publicitaire, vente d’espaces et emplacements publicitaires sous tous supports, la consultance en marketing, publicité et communication
- La conception, la réalisation, l’impression, le commerce en gros, demi-gros et détail de matériel et supports publicitaires
- L’organisation de cours, conférences, congrès, foires et expositions
- L’édition d’ouvrages et autres documents
- Bureau d’étude, d’organisation et de conseil en matière commerciale, sociale et marketing, direct marketing et CRM(Customer Relationship Management)
- Agence de publicité, production cinématographique, atelier d’impression et composition typographique
- Copywriting et rédaction
- Services administratifs
- Entreprise d’édition
- Entreprise d’enregistrement sonore, synchronisation, décors musicaux, montage et réalisation de bandes magnétiques
- Création, programmation et réalisation de multimédias et d’applications sur des médias interactifs, sur compact disc, sur disque dur ou sur autres porteurs de données
- Également sur internet et sur toutes les formes de médias possibles qui seront formés après l’évolution rapide des médias(multi média, compact disc, dvd, et télévision interactive)
- Organisation d’évènements
- Design et design industriel
- Recherche de nouveaux médias et formes de communication
- Création de logo
- La conception, la réalisation, l’impression, le commerce en gros, demi-gros et détail de panneaux publicitaires, d’enseignes lumineuses, d’articles cadeaux/gadgets, d’affiches, flyers, dépliants, display, bâches, fournisseurs de textiles, équipements sportifs
- Activités de flocage et de lettrage
Registered office and establishments
2 establishments| Establishment | Since | Unit number |
|---|---|---|
| Rue du Rivage (S-B) 9 registered office 7110 La Louvière | 27-10-2022 | 2.337.759.386 |
| Flock You Rue Sylvain Guyaux (L.L) 48, 7100 La Louvière 74120 Graphic design and visual communication | 01-10-2025 | 2.387.648.466 |
Buildings and parcels at the addresses
- Ground area
- 2,130 m²
- Buildings
- 242 m²
- Volume, LiDAR
- 3,004 m³
- Tallest building
- 16.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 55042B0025/00P002 | 1,542 m² | 1 · 69 m² | 7.7 m · 2 |
| 55372D0035/00H023 | 588 m² | 1 · 173 m² | 16.6 m · 5 |
Contact
E-mail
INFO@COMHERE.BE